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approved by Bluestone Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Bluestone Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Bluestone Mortgages Conveyancing Panel? How can my firm be reinstated onto the Bluestone Mortgages Conveyancing Panel?Find an Approved Solicitor on the Bluestone Mortgages Conveyancing Panel
Q and A’s regarding the Bluestone Mortgages Conveyancing Panel
I have been advised by my broker that I have to pay Bluestone Mortgages fees should I instruct my family lawyer. How efficient are the Bluestone Mortgages conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH provided that they are good and reasonably priced. Are there any Bluestone Mortgages conveyancers you'd recommend?
Bluestone Mortgages’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Bluestone Mortgages will allow to act for them.
Our lawyer has uncovered a legal deficiency with the lease for the property we are purchasing. The other side have offered defective title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor says that as he is on the Bluestone Mortgages conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Bluestone Mortgages?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Bluestone Mortgages are the client. A precondition to being on the Bluestone Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Bluestone Mortgages). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Bluestone Mortgages can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am looking for competitive conveyancing fees. Can I be assured that all the practices that are listed on your directory are on the Bluestone Mortgages conveyancing panel?
The law firms on our directory have advised us that they are on the Bluestone Mortgages panel and agreed to advise us to take down their listing in the event of removal off of the Bluestone Mortgages panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Bluestone Mortgages conveyancing panel is not accurate.
My grandmother passed away 10 months ago and as sole heir and executor was left the property. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to Bluestone Mortgages , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Bluestone Mortgages will insist on your using a conveyancer on the Bluestone Mortgages conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Bluestone Mortgages conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Bluestone Mortgages mortgage is registered as a charge at the Land Registry.
I have agreed a price on a house I spoke to a lawyer recommended by my dad and he suggested instructing a solicitor approved by Bluestone Mortgages. The estate agent recommended two local firms so I asked Bluestone Mortgages if the 2 suggested solicitors are approved, which they are not. Bluestone Mortgages suggested that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Bluestone Mortgages 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Bluestone Mortgages for conveyancing panel firms in your area. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Bluestone Mortgages conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Bluestone Mortgages conveyancing panel as it may only take about 2-3 weeks. As long as they meet Bluestone Mortgages’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
My ex -wife’s name is on the Bluestone Mortgages mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Bluestone Mortgages mortgage in order to sell?
As regards the Bluestone Mortgages mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Bluestone Mortgages in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? At what point should I appy for the mortgage with Bluestone Mortgages?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Bluestone Mortgages conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Bluestone Mortgages and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
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Transfer of Equity for Bluestone MortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors