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approved by Bluestone Mortgages

Ready to buy a new home? Failing to check that a lawyer is on the Bluestone Mortgages list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bluestone Mortgages Conveyancing Panel

Common questions asked concerning the Bluestone Mortgages Solicitor Panel

My mortgage broker has says he needs my lawyer’ panel reference for the Bluestone Mortgages conveyancing panel. What is the best way to obtain this. I have e-mailed my local Bluestone Mortgages branch but they have not got back to me yet.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the Bluestone Mortgages panel reference.
I am due to move into my new home next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in has capacity as lawyer for Bluestone Mortgages. What risks do Bluestone Mortgages expect the insurance to cover?
All property lawyers on the Bluestone Mortgages conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Bluestone Mortgages’s Part 2 requirements of the CML Handbook (last updated on Bluestone Mortgages). Being on the Bluestone Mortgages conveyancing panel your lawyer is expect to follow these instructions.
How up to date is your database of lawyers on the Bluestone Mortgages conveyancing panel? Do Bluestone Mortgages send you an updated list?
The law firm practices themselves provide us confirmation that they are on the Bluestone Mortgages conveyancing panel as opposed to being supplied with a list from Bluestone Mortgages directly.
What happens if my lawyer’s firm is suspended from the Bluestone Mortgages Conveyancing panel prior to the completion date?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
We were going to get a DIP from Bluestone Mortgages this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Bluestone Mortgages recommend a solicitor on the Bluestone Mortgages conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Bluestone Mortgages conveyancing panel. The solicitor represents both you and the Bluestone Mortgages through the process.
I am currently in the process of buying my council flat. I have a mortgage agreed with Bluestone Mortgages. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Bluestone Mortgages you will need to appoint a solicitor on the Bluestone Mortgages conveyancing panel.
Intending to buy a flat with a mortgage with Bluestone Mortgages. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bluestone Mortgages conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Bluestone Mortgages conveyancing panel