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approved by Bluestone Mortgages

Ready to buy a new home? Failing to check that a lawyer is on the Bluestone Mortgages list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bluestone Mortgages Conveyancing Panel

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Can you please explain the reason why all UK lawyers aren't included on the Bluestone Mortgages Solicitor panel?
Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year. The removal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. It led to banks and building societies purging less reputable firms off their books
We are approaching an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Bluestone Mortgages. Apparently, being on the Bluestone Mortgages conveyancing panel and acting on their behalf he must inform Bluestone Mortgages if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with Bluestone Mortgages to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Bluestone Mortgages if you agree, failing which, your lawyer must cease to continue acting.
Do I have to visit the offices of the Bluestone Mortgages conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Newcastle so that I can pop in to their offices if necessary.
Whereas this was necessary twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Newcastle .
I am purchasing a semi-detached house and getting a mortgage with Bluestone Mortgages. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Bluestone Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Bluestone Mortgages conveyancing panel in your location.
My wife and I have arranged a further advance on our mortgage from Bluestone Mortgages as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Bluestone Mortgages conveyancing panel to deal with the paperwork?
Bluestone Mortgages do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Bluestone Mortgages panel
The for formalities of my purchase has taken place with a mortgage from Bluestone Mortgages. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about Bluestone Mortgages. How does one go about formally complaining?
All banks and building societies have complaints procedures. Your first port of call should be one of the Bluestone Mortgages branches or the Customer Services Department at Bluestone Mortgages head office. In most cases complaints to Bluestone Mortgages are sorted out effectively and efficiently. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service with full details of your complaint.
I had an offer accepted on an apartment on the 20th January 2014, valuation was booked 4 days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Bluestone Mortgages and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Bluestone Mortgages conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bluestone Mortgages to deal with your lawyers application to be on the Bluestone Mortgages conveyancing panel. There's no guarantee that your solicitors will be accepted.