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approved by Bluestone Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Bluestone Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Bluestone Mortgages Conveyancing Panel? How can my firm be reinstated onto the Bluestone Mortgages Conveyancing Panel?
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Bluestone Mortgages Conveyancing Panel : Questions and Answers
I have just been informed by my mortgage adviser that my solicitor is not on the Bluestone Mortgages Conveyancing panel. What can I do to be certain that this is indeed the case?
You need to contact your conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Bluestone Mortgages solicitor panel.
can you help? My conveyancer is advising me that he has to apply for a Local Authority search stemming from the fact that the firm are on the Bluestone Mortgages approved lawyer panel. The searches cost a lot of money. Can this be avoided?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with Bluestone Mortgages your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Bluestone Mortgages’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Bluestone Mortgages. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I require the services of a Bluestone Mortgages panel solicitor in Belfast. Can you assist?
It is not clear why you need a Bluestone Mortgages panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Bluestone Mortgages to find out which solicitors in Bluestone Mortgages are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am considering applying for a Bluestone Mortgages mortgage for purchase of a newly converted (under development) with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Bluestone Mortgages?
In theory, you could use a solicitor that is not on Bluestone Mortgages conveyancing panel, but Bluestone Mortgages would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Can I be sure that the solicitor on the Bluestone Mortgages panel is any good?
seeking recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bluestone Mortgages be concerned
As you are obtaining a mortgage with Bluestone Mortgages your lawyer must to check the Bluestone Mortgages conveyancing instructions contained in the Part of CML Handbook for Bluestone Mortgages . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Bluestone Mortgages where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
Is it common for Bluestone Mortgages to withdraw a mortgage offer and what would be the reasoning?
Lenders such as Bluestone Mortgages can revoke their mortgage offer although this rarely happens. In the unlikely event that Bluestone Mortgages withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are many potential reasons but here are a number of examples:
- Bluestone Mortgages may amend or withdraw an offer if the Bluestone Mortgages conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied
- Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.
- Where to proceed with the Mortgage offer would be unlawful
- Following advice from the property assessor on their lender panel or If the lender has doubts about the effectiveness of the valuation as a result of subsequent events or information received post valuation but pre completion
- Where the Lender’s right to possession is fettered in some way