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approved by Bluestone Mortgages

Ready to buy a new home? Failing to check that a lawyer is on the Bluestone Mortgages list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bluestone Mortgages Conveyancing Panel

FAQs : The Bluestone Mortgages Conveyancing Panel

I appointed a solicitor to work on my purchase 4 weeks ago having applied for a mortgage with Bluestone Mortgages. The solicitors reassured me that they are on Bluestone Mortgages conveyancing panel and gave me their panel reference. Bluestone Mortgages then told me that their panel number was dormant and would need to be reactivated. What happens next? Do I instruct a different law firm listed on the approved panel for Bluestone Mortgages?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Bluestone Mortgages conveyancing panel You may wish to enlist the help of your broker to check with the Bluestone Mortgages as to how long they think it will take to get the firm to get back on the panel.
Expecting to complete my purchase next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Bluestone Mortgages. What does the insurance need to cover?
All property lawyers on the Bluestone Mortgages conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Bluestone Mortgages’s Part 2 requirements of the CML Handbook (last updated on Bluestone Mortgages). Being on the Bluestone Mortgages conveyancing panel your lawyer is expect to follow these instructions.
Do all the firms listed on your search have online case tracking as I understood that this was a condition of being on the Bluestone Mortgages solicitor panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
My solicitors in Birmingham have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with Bluestone Mortgages. Is it case that being on the Bluestone Mortgages conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bluestone Mortgages Conveyancing Panel Terms. It might be worth you contacting Bluestone Mortgages directly.
We were going to get a DIP from Bluestone Mortgages this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Bluestone Mortgages recommend a solicitor on the Bluestone Mortgages conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Bluestone Mortgages conveyancing panel. The solicitor represents both you and the Bluestone Mortgages through the process.
I have today made my last payment due on mortgage with Bluestone Mortgages. I assume I don't need a solicitor on the Bluestone Mortgages panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Bluestone Mortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bluestone Mortgages mortgage from the register. Bluestone Mortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Bluestone Mortgages has sent the Land Registry the discharge electronically, and the Bluestone Mortgages has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Bluestone Mortgages mortgage has been paid off.
After much negotiation I have agreed a price on a house. My financial adviser recommended their conveyancers I paid an upfront payment of 175. Soon after the conveyancers contacted me to say that they were not on the Bluestone Mortgages conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bluestone Mortgages panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.