Find an Approved Solicitor on the Bath Building Society
Dual Representation Solicitors
Bath Building Society does not operate a Conveyancing
Panel, but does allow certain lawyers to conduct dual
representation subject to meeting their criteria.
For the purposes of clarification, references on this page
to "conveyancing panel" mean the ability of your lawyer
represent both you and Bath Building Society in their capacity as
Sample Enquires to our Call Center
My financial adviser has informed me that I have to pay Bath Building Society fees if I use my own solicitor. How efficient are the Bath Building Society conveyancing panel solicitors? I'm happy to use any solicitor in the country TBH provided that they are good and reasonably priced. Are there any Bath Building Society conveyancers you'd recommend?
Bath Building Society’s conveyancing panel is pretty large so it would be advisable to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that Bath Building Society will allow to act for them.
I am buying a newly constructed flat and my solicitor is advising me that she is duty bound to disclose incentives from the seller as her practice is on the Bath Building Society conveyancing panel. I am under pressure to sign contracts and my preference is not to prolong matters. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Bath Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Bath Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Bath Building Society conveyancing panel. My lawyer has said that they are on the Bath Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Bath Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Bath Building Society solicitor panel.
I am considering applying for a Bath Building Society mortgage for purchase of a newly converted (under development) with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Bath Building Society?
There is nothing to stop you using your solicitor but Bath Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
We are getting a further advance on our mortgage from Bath Building Society as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Bath Building Society conveyancing panel to deal with the paperwork?
Bath Building Society would not normally appoint a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Bath Building Society panel
Is it common for Bath Building Society to withdraw a mortgage offer and what would be the reasoning?
Lenders such as Bath Building Society can revoke their mortgage offer although this rarely happens. If Bath Building Society withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are a few examples:
Many mortgage offers have an expiry date. Your lawyer should check this. Bath Building Society may amend or withdraw an offer before the end of its validation period if an offer extension is requested and following a re-evaluation of the property the value of the security is below a level which is acceptable to them.
If the financial circumstances of the borrower have changed to the detriment and the Bath Building Society has been notified
Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.
Where to proceed with the Mortgage offer would be unlawful
Where the lender has to take account a recent change in taxation
After much negotiation I have agreed a price on a house. My financial adviser suggested a solicitor I paid an upfront payment of 200. Soon after the conveyancers contacted me sheepishly admitting that they were not on the Bath Building Society conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bath Building Society panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.