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approved by Bath BS

Ready to buy a new home? Failing to check that a lawyer is on the Bath BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bath Building Society Dual Representation Solicitors

Bath Building Society does not operate a Conveyancing Panel, but does allow certain lawyers to conduct dual representation subject to meeting their criteria.

For the purposes of clarification, references on this page to "conveyancing panel" mean the ability of your lawyer represent both you and Bath Building Society in their capacity as lender.

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At the request of bath Building Society, we remind any home buyer looking to obtain a mortgage with the Society to first check with the Society that your preferred conveyancing lawyer can represent you and the Society in the same transaction (known as 'dual representation').
On what basis would a law firm be excluded from the Bath Building Society solicitor panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of solicitor practices had been excluded from a lender panel. The top reasons in order are :
  1. lack of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Bath Building Society
I am due to complete my purchase next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Bath Building Society. What does the insurance need to cover?
Any lawyer on the Bath Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Bath Building Society’s Part 2 requirements of the CML Handbook (last updated on Bath Building Society). Being on the Bath Building Society conveyancing panel your lawyer is expect to follow these instructions.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Bath Building Society conveyancing panel. My lawyer has said that they are on the Bath Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Bath Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Bath Building Society solicitor panel.
My lawyers in Manchester have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with Bath Building Society. Is it case that being on the Bath Building Society conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bath Building Society Conveyancing Panel Terms. It might be worth you contacting Bath Building Society directly.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Bath Building Society conveyancing panel?
A selection of lenders now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of conveyancing solicitors.
We expect to receive a DIP from Bath Building Society this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Bath Building Society recommend a solicitor on the Bath Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Bath Building Society conveyancing panel. The solicitor represents both you and the Bath Building Society through the process.
I have paid off my mortgage with Bath Building Society. I assume I don't need a solicitor on the Bath Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Bath Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bath Building Society mortgage from the register. Bath Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Bath Building Society has sent the Land Registry the discharge electronically, and the Bath Building Society has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Bath Building Society mortgage has been paid off.