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approved by Bath BS
Ready to buy a new home? Failing to check that a lawyer is on the Bath BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Bath Building Society Conveyancing Panel? How can my firm be reinstated onto the Bath Building Society Conveyancing Panel?Find an Approved Solicitor on the Bath Building Society Dual Representation Solicitors
Bath Building Society does not operate a Conveyancing Panel, but does allow certain lawyers to conduct dual representation subject to meeting their criteria.
For the purposes of clarification, references on this page to "conveyancing panel" mean the ability of your lawyer represent both you and Bath Building Society in their capacity as lender.
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My lawyer is not listed on the Bath Building Society Solicitor Panel. Can I still continue with my family solicitor notwithstanding that they are excluded from the Bath Building Society panel of approved conveyancing solicitors?
The most common options here are as follows:
- Carry on with your preferred lawyers but Bath Building Society will need to instruct a lawyer on the Bath Building Society conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the Bath Building Society conveyancing panel.
- Urge your lawyer to apply to join the Bath Building Society lender panel
We are getting closer to an exchange and my parents having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Bath Building Society. Apparently, being on the Bath Building Society conveyancing panel and acting on their behalf he must inform Bath Building Society if the balance of the mortgage advance is coming from anyone other than me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with Bath Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Bath Building Society if you agree, failing which, your lawyer must cease to continue acting.
Are there any apps to help search for a local solicitor on the Bath Building Society conveyancing panel? I have a car and am prepared to travel up to 10 miles to meet the lawyer.
You can use the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Bath Building Society solicitor panel.
I am trying to get my ex-wife taken off the mortgage deeds. Can Bath Building Society really tell me which solicitor I can or can not use?
You can use any solicitor you like but Bath Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Bath Building Society solicitors panel
We are getting a further advance on our mortgage from Bath Building Society as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Bath Building Society conveyancing panel to deal with the paperwork?
Bath Building Society would not normally appoint firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Bath Building Society panel
In what circumstances might Bath Building Society amend or withdraw their mortgage offer?
Lenders such as Bath Building Society can revoke their mortgage offer although this is unusual. In the unlikely event that Bath Building Society withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are various possible reasons but here are a few examples:
- If the borrower informs Bath Building Society of a change in the loan amount agreed
- Following advice from the valuer on their lender panel or If the lender has doubts about the effectiveness of the valuation as a result of subsequent events or information received post valuation but pre completion
- Where the lender has to take account a recent change in law
- Where the sale is not at arms length for value to unconnected persons
- If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances
The mortgage over my property is with Bath Building Society. Conveyancing was finalised a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bath Building Society?
Bath Building Society must be informed of your intention prior to renting your property as this is likely to be a breach of Bath Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bath Building Society directly. You need not do this via a Bath Building Society conveyancing panel lawyer.
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Transfer of Equity for Bath Building SocietyPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors