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Ready to buy a new home? Failing to check that a lawyer is on the Bath BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Bath Building Society Dual Representation Solicitors

Bath Building Society does not operate a Conveyancing Panel, but does allow certain lawyers to conduct dual representation subject to meeting their criteria.

For the purposes of clarification, references on this page to "conveyancing panel" mean the ability of your lawyer represent both you and Bath Building Society in their capacity as lender.

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At the request of bath Building Society, we remind any home buyer looking to obtain a mortgage with the Society to first check with the Society that your preferred conveyancing lawyer can represent you and the Society in the same transaction (known as 'dual representation').
My husband and I are purchasing a 2 bedroom apartment in London with a mortgage from Bath Building Society. We have a solicitor but Bath Building Society says she’s not on their "panel". It seems we have little choice but to instruct one of the Bath Building Society panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Bath Building Society use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Bath Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Bath Building Society
My son-in-law is about to exchange on a house that has just been built with a home loan from Bath Building Society. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Bath Building Society conveyancing panel as a standard part of the process, and to the valuer when asked.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bath Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Bath Building Society conveyancing panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
I am considering applying for a Bath Building Society mortgage for purchase of a newly converted (under development) with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Bath Building Society?
There is nothing to stop you using your solicitor but Bath Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I am buying a property where the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bath Building Society be concerned
Given that you are obtaining a mortgage with Bath Building Society your lawyer must to check the Bath Building Society conveyancing instructions contained in the Part of CML Handbook for Bath Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Bath Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
I have a mortgage with Bath Building Society. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bath Building Society?
Bath Building Society must be informed of your intention in advance of letting out your property as this is likely to be a breach of Bath Building Society’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bath Building Society directly. It should not be necessary to do this via a Bath Building Society conveyancing panel firm.
After shopping around on the internet I have found a solicitor having checked that they are on the Bath Building Society conveyancing panel. Does my lawyer arrange the survey of the property? Or Having digested plenty of mortgage guides,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the Bath Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Bath Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Bath Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Bath Building Society you could contact your them to see if they have a list of approved surveyors.