Find an Approved Solicitor on the Bath Building Society
Dual Representation Solicitors
Bath Building Society does not operate a Conveyancing
Panel, but does allow certain lawyers to conduct dual
representation subject to meeting their criteria.
For the purposes of clarification, references on this page
to "conveyancing panel" mean the ability of your lawyer
represent both you and Bath Building Society in their capacity as
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How easy is it to change a solicitor as I need to find one who is on the Bath Building Society conveyancing panel. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
My partner and I changing mortgage lender for our maisonette with Bath Building Society. We have a son approaching twenty who lives with us. The solicitor on the Bath Building Society conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this form unique to the Bath Building Society conveyancing panel as he did not need to sign this form when we purchased 3 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your Bath Building Society conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Bath Building Society .This is solely used to protect the Bath Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Bath Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Are the lawyers identified as being on the Bath Building Society conveyancing panel, together with their details provided by Bath Building Society?
The law firm practices themselves provide us confirmation that they are on the Bath Building Society conveyancing panel as opposed to being supplied with a list from Bath Building Society directly.
My lawyers in Newcastle have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with Bath Building Society. Is it case that being on the Bath Building Society conveyancing panel they need to have retained the file for a number of years?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bath Building Society Conveyancing Panel Terms. It might be worth you contacting Bath Building Society directly.
Do conveyancing lawyers on the Bath Building Society conveyancing panel work on a no sale no fee basis?
In the main there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Bath Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Bath Building Society your lawyer must to check the Bath Building Society conveyancing instructions contained in the Part of CML Handbook for Bath Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Bath Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
The for formalities of my remortgage has taken place with a loan from Bath Building Society. Conveyancing was satisfactory but I would like to complain about Bath Building Society. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the Bath Building Society branches or the Customer Services Department at Bath Building Society head office. Ordinarily complaints to Bath Building Society are sorted out very quickly. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service
who will take matters further.
Transfer of Equity for Bath Building Society
Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors