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Ready to buy a new home? Failing to check that a lawyer is on the BirminghamBank list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Birmingham Bank Conveyancing Panel

Frequently asked questions relating to the Birmingham Bank Conveyancing Panel

My fiance and I are buying a 3 bedroom apartment in Newcastle with a mortgage from Birmingham Bank. We have a solicitor but Birmingham Bank says he's not on their "panel". We have to appoint one of the Birmingham Bank panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Birmingham Bank use our lawyer?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Birmingham Bank conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Birmingham Bank
My solicitor has identified a discrepancy when comparing the surveyor’s assumptions in Birmingham Bank’s valuation survey and what is revealed within the conveyancing documents. My solicitor has advised that as he is on the Birmingham Bank conveyancing panel he is duty bound to ensure that the lender is OK with this discrepancy and is content go ahead. Is my conveyancer’s stance legitimate?
A precondition to being on the Birmingham Bank approved panel is to comply with the CML Handbook requirements (last updated for this lender on Birmingham Bank) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I am looking to buy a flat and need a conveyancing solicitor in Manchester who is on the Birmingham Bank solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Birmingham Bank . We don’t recommend any particular firm.
I was scheduled to complete on my first house last Friday. My lawyer’s firm is on the Birmingham Bank solicitors panel but has changed address in the past couple of months and had not informed Birmingham Bank of their new address. Birmingham Bank has locked down the release of mortgage funds as the information from the solicitors isn't correct.
This is as unusual as it is unlucky. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Birmingham Bank branch or your mortgage broker to see if they can help.
Do conveyancing solicitors on the Birmingham Bank conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with Birmingham Bank. Is it possible to avoid using solicitors to save us both money? My dad reckons back in the day he did a lot of it himself, just went into the land registry office and providing them with the info they needed himself
If you are getting a mortgage with Birmingham Bank involved you will need to appoint a solicitor on the Birmingham Bank conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Birmingham Bank. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Birmingham Bank conveyancing panel.
We expect to receive a DIP from Birmingham Bank this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Birmingham Bank recommend a solicitor on the Birmingham Bank conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Birmingham Bank conveyancing panel. The solicitor represents both you and the Birmingham Bank through the process.