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approved by Birmingham Midshires

Ready to buy a new home? Failing to check that a lawyer is on the Birmingham Midshires list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Birmingham Midshires Conveyancing Panel

Q and A’s regarding the Birmingham Midshires Solicitor Panel

I am obtaining a mortgage offer from Birmingham Midshires. my intention is to instruct a Licensed Conveyancer. Does the Birmingham Midshires Solicitor panel allow for conveyancers regulated by the CLC
Birmingham Midshires’s approved solicitor list is, like many other lenders associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We are approaching an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Birmingham Midshires. I am advised that, being on the Birmingham Midshires conveyancing panel and acting on their behalf he must inform Birmingham Midshires if the balance of the mortgage advance is coming from anyone other than me. I informed the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Birmingham Midshires to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Birmingham Midshires if you agree, failing which, your lawyer must cease to continue acting.
Do all the firms listed on your search have online case tracking as I was under the impression that this was a precondition of being on the Birmingham Midshires solicitor panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I am purchasing a right to buy flat and getting a mortgage with Birmingham Midshires. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Birmingham Midshires conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Birmingham Midshires conveyancing panel in your location.
We were going to get a DIP from Birmingham Midshires this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Birmingham Midshires recommend a solicitor on the Birmingham Midshires conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Birmingham Midshires conveyancing panel. The solicitor represents both you and the Birmingham Midshires through the process.
I am due to exchange contracts on my apartment. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Birmingham Midshires are being pedantic. The solicitor who is on the Birmingham Midshires conveyancing panel is recommending indemnity insurance as a solution but Birmingham Midshires are requiring a building regulation certificate. Why do Birmingham Midshires have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Birmingham Midshires have referred the matter to their valuer. The reason why Birmingham Midshires may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
My ex -wife’s name is on the Birmingham Midshires mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Birmingham Midshires mortgage in order to sell?
In terms of the Birmingham Midshires mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Birmingham Midshires in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.