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approved by Birmingham Midshires
Ready to buy a new home? Failing to check that a lawyer is on the Birmingham Midshires list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?Is my firm on the Birmingham Midshires Conveyancing Panel? How does my firm apply to be on the Birmingham Midshires Conveyancing Panel? How can my firm be reinstated onto the Birmingham Midshires Conveyancing Panel?
Find an Approved Solicitor on the Birmingham Midshires Conveyancing Panel
Birmingham Midshires Solicitor Panel Recently Asked Questions
A lawyer I had intended to instruct on a purchase said she would charge more if my mortgage is with Birmingham Midshires due to their unusual legal requirements. Am I likely to be frustrated using Birmingham Midshires? Any comments will be appreciated
Birmingham Midshires conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Birmingham Midshires conveyancing panel. If they are not, this does add further risk of delay as Birmingham Midshires will appoint their own solicitors to look after their interest.
Can you help?. My lawyer is not to blame but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Birmingham Midshires was date stamped random date and we have agreed a date for me to move into the property on 6. My lawyer informs me that as she is on the Birmingham Midshires conveyancing panel she needs to redo the searches as they are now out of date.
One of the many conditions to being on the Birmingham Midshires approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Birmingham Midshires)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Birmingham Midshires.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Birmingham Midshires conveyancing panel. My lawyer has said that they are on the Birmingham Midshires approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Birmingham Midshires conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Birmingham Midshires solicitor panel.
I am thinking of mortgaging my property does my lawyer have to be on the Birmingham Midshires Conveyancing panel?
There is nothing to stop you using your solicitor but Birmingham Midshires will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
We expect to receive a DIP from Birmingham Midshires this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Birmingham Midshires recommend a solicitor on the Birmingham Midshires conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Birmingham Midshires conveyancing panel. The solicitor represents both you and the Birmingham Midshires through the process.
I have a mortgage with Birmingham Midshires. Conveyancing was finalised a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Birmingham Midshires?
Birmingham Midshires must be informed of your intention before renting your property as this is likely to be a breach of Birmingham Midshires’s mortgage conditions. It may be that Birmingham Midshires will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Birmingham Midshires directly. You need not do this via a Birmingham Midshires conveyancing panel lawyer.
My offer was accepted on an apartment on the 20th March 2014, valuation was booked 2 days later, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Birmingham Midshires and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Birmingham Midshires conveyancing panel. Are Birmingham Midshires entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Birmingham Midshires to deal with your lawyers application to be on the Birmingham Midshires conveyancing panel. There's no guarantee that your solicitors will be accepted.