Find a Law Firm
approved by Birmingham Midshires

Ready to buy a new home? Failing to check that a lawyer is on the Birmingham Midshires list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Birmingham Midshires Conveyancing Panel

Frequently asked questions relating to the Birmingham Midshires Conveyancing Panel

My fiance and I are hoping to buy a 2 bedroom flat in Leeds with a mortgage from Birmingham Midshires. We like our lawyer but Birmingham Midshires says she’s not on their "panel". We have to appoint one of the Birmingham Midshires panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Birmingham Midshires conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Birmingham Midshires
My lawyer has uncovered a discrepancy between the information in Birmingham Midshires’s valuation survey and what is revealed within the title deeds. My solicitor says that as he is on the Birmingham Midshires conveyancing panel he is duty bound to check that the lender is OK with this discrepancy and is content go ahead. Is my solicitor’s stance appropriate?
A precondition to being on the Birmingham Midshires approved panel is to comply with the CML Handbook requirements (last updated for this lender on Birmingham Midshires) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Birmingham Midshires conveyancing panel. My lawyer has said that they are on the Birmingham Midshires approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Birmingham Midshires conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Birmingham Midshires solicitor panel.
I am buying a terraced house and getting a mortgage with Birmingham Midshires. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Birmingham Midshires conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Birmingham Midshires conveyancing panel in your location.
We were going to get a DIP from Birmingham Midshires this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Birmingham Midshires recommend a solicitor on the Birmingham Midshires conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Birmingham Midshires conveyancing panel. The solicitor represents both you and the Birmingham Midshires through the process.
I can not work out if my mortgage offer requires a lease extension . I have called Birmingham Midshires on various occasions and was told they are content with the situation and they would lend. My solicitor - who is on the Birmingham Midshires conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
Your lawyer has to follow the CML Handbook Part 2 requirements for Birmingham Midshires. Unless your lawyer obtains specific confirmation in writing that Birmingham Midshires will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Birmingham Midshires to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
Birmingham Midshires have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Birmingham Midshires or your broker and complete any relevant paperwork. Birmingham Midshires will tell you what documents they want. Birmingham Midshires will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Birmingham Midshires will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.