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Ready to buy a new home? Failing to check that a lawyer is on the Bradford & Bingley list of approved solicitors can put your transaction at risk of delay or failure.

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A solicitor my fiance and I had intended to instruct on a purchase said he will levy higher legal fees if my mortgage is with Bradford & Bingley because of their unusual legal requirements. Am I likely to be frustrated using Bradford & Bingley? Is Bradford & Bingley conveyancing so much more difficult?
Bradford & Bingley conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Bradford & Bingley conveyancing panel. If they are not, this does add further risk of delay as Bradford & Bingley will appoint their own solicitors to look after their interest.
Our god-son is purchasing a house that has just been built with a mortgage from Bradford & Bingley. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Bradford & Bingley conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Bradford & Bingley conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

Is it necessary during the course of the conveyancing process to attend the offices of the Bradford & Bingley conveyancing panel solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Liverpool so that I can pop in to their offices when needed.
Most conveyancing panel lawyers for Bradford & Bingley undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
My conveyancers in London have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with Bradford & Bingley. Is it case that being on the Bradford & Bingley conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Bradford & Bingley Conveyancing Panel Terms. It might be worth you contacting Bradford & Bingley directly.
We are getting a further advance on our mortgage from Bradford & Bingley as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Bradford & Bingley conveyancing panel to deal with the legals?
Bradford & Bingley would not normally appoint a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Bradford & Bingley panel
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called Bradford & Bingley on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Bradford & Bingley conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the Bradford & Bingley panel she or he must comply with the CML Handbook requirements for Bradford & Bingley. Unless your lawyer obtains specific confirmation in writing that Bradford & Bingley will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Bradford & Bingley to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
Intending to buy a flat with a mortgage with Bradford & Bingley. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bradford & Bingley conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Bradford & Bingley conveyancing panel