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approved by Britannia

Ready to buy a new home? Failing to check that a lawyer is on the Britannia list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Britannia Conveyancing Panel

FAQs : The Britannia Conveyancing Panel

My husband and I are novices when it comes to buying a property. Within the 48 hours our conveyancer has forwarded the sale agreement to sign with a detailed report with a view to exchanging next week. Britannia have this evening contacted us to advise us that they have now hit a problem as our conveyancer is not on their conveyancing panel. Please explain?
When purchasing a property with the benefit of a mortgage it is usual for the purchaser's solicitors to also act for the purchaser's lender.

In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyers should contact Britannia and see if they can apply for membership of the Britannia conveyancing panel, but if that is not viable Britannia will instruct their own lawyers to represent them. You don't have to instruct a firm on the Britannia conveyancing panel and you may continue to use your own solicitors, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.

My solicitor has uncovered a discrepancy when comparing the information in Britannia’s valuation survey and what is in the conveyancing documents. My solicitor has advised that as he is on the Britannia conveyancing panel he is obliged to ensure that the lender is with this discrepancy and is still content to lend. Is my lawyer’s stance legitimate?
A precondition to being on the Britannia approved panel is to comply with the CML Handbook requirements (last updated for this lender on Britannia) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I have been looking for online conveyancing estimates. Can I be assured that all the law firms that are identified on your directory are on the Britannia conveyancing panel?
The law firms listed on our site have advised us that they are on the Britannia panel and agreed to advise us to take down their listing in the event of removal off of the Britannia panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Britannia conveyancing panel is incorrect.
We're in London, FTBs buying with a mortgage (lender is Britannia , but our lawyer is on the Britannia conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Britannia conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We have a mortgage agreed in principle with Britannia. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from Britannia?
There is no definitive answer here. Have Britannia conducted the valuation? Have you advised Britannia as your lawyers details and checked that your lawyer is on the Britannia conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
The mortgage over my property is with Britannia. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Britannia?
You must advise Britannia prior to letting out your property as this is likely to be a breach of Britannia’s mortgage conditions. It may be that Britannia will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Britannia directly. You need not do this via a Britannia conveyancing panel lawyer.
I am due to exchange contracts on my apartment. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Britannia are being a right pain. The solicitor who is on the Britannia conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Britannia are insisting on a building regulation certificate. Why do Britannia have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Britannia have referred the matter to their valuer. The reason why Britannia may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.