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approved by Chelsea BS
Ready to buy a new home? Failing to check that a lawyer is on the Chelsea BS list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Chelsea Building Society (a trading name of Yorkshire BS) Conveyancing Panel
Examples of recent questions relating to the Chelsea Building Society Conveyancing Panel
Much to my surprise I have been told by my financial adviser that my lawyer is not on the Chelsea Building Society Conveyancing panel. What can I do to check?
You need to contact your lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Chelsea Building Society solicitor panel.
Please help. My conveyancer is informing me me that he has to order a Local Authority search because the firm are on the Chelsea Building Society approved lawyer panel. Do I not have a choice here?
Unfortunately both you and your lawyer have little choice here. Given that you are taking out a loan with Chelsea Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Chelsea Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Chelsea Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do lenders provide you with an approved list of solicitors? How do you know who is on the Chelsea Building Society conveyancing panel?
The firms themselves provide us confirmation that they are on the Chelsea Building Society conveyancing panel as opposed to being supplied with a list from Chelsea Building Society directly.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Chelsea Building Society conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Chelsea Building Society conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Are all conveyancing solicitors on the Chelsea Building Society conveyancing panel overseen by the SRA?
As solicitors, in order to be on the Chelsea Building Society conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
My wife and I have arranged a further advance on our mortgage from Chelsea Building Society as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Chelsea Building Society conveyancing panel to deal with the paperwork?
Chelsea Building Society would not normally instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Chelsea Building Society list
Can I register a complaint to Chelsea Building Society about the lawyers being on the Chelsea Building Society conveyancing panel?
Complaining to Chelsea Building Society about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.