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approved by Chelsea BS

Ready to buy a new home? Failing to check that a lawyer is on the Chelsea BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Chelsea Building Society (a trading name of Yorkshire BS) Conveyancing Panel

Chelsea Building Society Solicitor Panel Recently Asked Questions

Am I correct in assuming that the fact that my conveyancer is not identified on the Chelsea Building Society Solicitor panel that there is a problem with the standard of his work?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Chelsea Building Society.
Our nephew is about to exchange on a newly built flat with a home loan from Chelsea Building Society. His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties involved in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Chelsea Building Society conveyancing panel as a standard part of the process, and to the valuer when asked.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Chelsea Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I require the services of a Chelsea Building Society panel solicitor in Inverness. Could you help me?
Unfortunately it’s not apparent why you need a Chelsea Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Chelsea Building Society to find out which solicitors in Chelsea Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am considering refinancing my flat does my lawyer have to be on the Chelsea Building Society Solicitor panel?
There is nothing to stop you using your solicitor but Chelsea Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is there a list of Chelsea Building Society panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
My brother and I have agreed a price on a flat I spoke to a conveyancer recommended by my brother and he advised instructing a property lawyers approved by Chelsea Building Society. The estate agent recommended two local firms so I asked Chelsea Building Society if the 2 suggested solicitors are approved, which they are not. Chelsea Building Society pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Chelsea Building Society 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Chelsea Building Society to suggest a law firm in your location. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Chelsea Building Society conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Chelsea Building Society conveyancing panel as it may only take about 2-3 weeks. As long as they meet Chelsea Building Society’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
The mortgage over my property is with Chelsea Building Society. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Chelsea Building Society?
Chelsea Building Society must be informed of your intention before letting out your property as this is likely to be a breach of Chelsea Building Society’s mortgage conditions. It may be that Chelsea Building Society will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Chelsea Building Society directly. It should not be necessary to do this via a Chelsea Building Society conveyancing panel lawyer.