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Ready to buy a new home? Failing to check that a lawyer is on the list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Chesham Building Society Conveyancing Panel? How can my firm be reinstated onto the Chesham Building Society Conveyancing Panel?Find an Approved Solicitor on the Chesham Building Society Conveyancing Panel
FAQs for the Chesham Building Society Solicitor Panel
I was advised recently by my lender that my property lawyer is not on the Chesham Building Society Solicitor panel. How can I be certain that this is indeed the case?
The best course of action for you to take is to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Chesham Building Society solicitor panel.
My fiance and I are refinancing our penthouse with Chesham Building Society. We have a son 19 who lives with us. The solicitor on the Chesham Building Society conveyancing panel has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have a couple of questions (1) Is this document specific to the Chesham Building Society conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Chesham Building Society .This is solely used to protect the Chesham Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Chesham Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I require the services of a Chesham Building Society panel solicitor in Stirling. Could you help me?
Unfortunately it’s not apparent why you need a Chesham Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Chesham Building Society to find out which solicitors in Chesham Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was supposed to move into my dream home last Thursday. My lawyer’s firm is on the Chesham Building Society solicitors panel but has changed address in the past couple of months and had not advised Chesham Building Society of their new address. Chesham Building Society is now refusing to release my funds as the information from the solicitors isn't correct.
This is as unusual as it is unlucky. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Chesham Building Society branch or your mortgage broker to see if they can help.
Is it the case that all solicitor firms on the Chesham Building Society conveyancing panel overseen by the SRA?
As solicitors, in order to be on the Chesham Building Society conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
I have agreed a price on a apartment I spoke to a lawyer recommended by my mum and he suggested instructing a property lawyers approved by Chesham Building Society. The estate agent recommended two local firms so I asked Chesham Building Society if the 2 suggested solicitors are approved, which they are not. Chesham Building Society suggested that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Chesham Building Society 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Chesham Building Society to suggest a law firm in your location. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Chesham Building Society conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Chesham Building Society conveyancing panel as it may only take about 2-3 weeks. As long as they meet Chesham Building Society’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
I have today made my last payment due on mortgage with Chesham Building Society. I assume I don't need a solicitor on the Chesham Building Society panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Chesham Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Chesham Building Society mortgage from the register. Chesham Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Chesham Building Society has sent the Land Registry the discharge electronically, and
the Chesham Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Chesham Building Society mortgage has been paid off.