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Ready to buy a new home? Failing to check that a lawyer is on the list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Chesham Building Society Conveyancing Panel

Examples of recent questions relating to the Chesham Building Society Solicitor Panel

The lawyer my fiance and I wanted to use for conveyancing on a remortgage said he will levy higher legal fees if my mortgage is with Chesham Building Society because of their unusual legal requirements. Am I likely to be frustrated using Chesham Building Society? Any comments will be appreciated
Chesham Building Society conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Chesham Building Society conveyancing panel. If they are not, this does add further risk of delay as Chesham Building Society will appoint their own solicitors to look after their interest.
I am buying a new build apartment and my conveyancer is advising me that she has to reveal incentives from the builder as her practice is on the Chesham Building Society conveyancing panel. I am under pressure to exchange contracts and I would rather not delay the conveyancing. Can I insist on an exchange regardless of what my lawyer says about being on the Chesham Building Society panel?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Chesham Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Chesham Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Are the lawyers identified as being on the Chesham Building Society conveyancing panel, together with their details provided by Chesham Building Society?
The firms themselves provide us confirmation that they are on the Chesham Building Society conveyancing panel as opposed to being supplied with a list from Chesham Building Society directly.
My aunt passed away last year and as sole heir and executor was left the house. The house had a small mortgage remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Chesham Building Society , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then Chesham Building Society will insist on your using a conveyancer on the Chesham Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Chesham Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Chesham Building Society mortgage is registered as a charge at the Land Registry.
How can we tell if a solicitor on the Chesham Building Society panel is any good?
Getting recommendations is a sensible starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer conducting your transaction
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to proceed? I hope to get a mortgage with Chesham Building Society. Is there anyway to cut out the solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Chesham Building Society involved you will need to appoint a solicitor on the Chesham Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Chesham Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Chesham Building Society conveyancing panel.
The mortgage over my property is with Chesham Building Society. Conveyancing was finalised some time ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Chesham Building Society?
You must advise Chesham Building Society before letting out your property as this is likely to be a breach of Chesham Building Society’s mortgage conditions. It may be that Chesham Building Society will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Chesham Building Society directly. It should not be necessary to do this via a Chesham Building Society conveyancing panel solicitor.