Find an Approved Solicitor on the Chesham Building Society
Examples of recent questions relating to the Chesham Building Society Solicitor Panel
Is the fact that my conveyancer is not identified on the Chesham Building Society Solicitor panel that there is a problem with the quality of her work?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Chesham Building Society.
My wife and I intend to remortgage our flat with Chesham Building Society. We have a son 19 who lives with us. The solicitor on the Chesham Building Society conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the apartment is forfeited by the lender. I have two questions (1) Is this form unique to the Chesham Building Society conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Chesham Building Society .This is solely used to protect the Chesham Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Chesham Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I need to find a Chesham Building Society panel solicitor in Inverness. Can you assist?
Unfortunately it’s not apparent why you need a Chesham Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Chesham Building Society to find out which solicitors in Chesham Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I was due to complete on my dream home two days ago. My solicitor is on the Chesham Building Society solicitors panel but has moved offices 8 weeks ago and had not advised Chesham Building Society of their new address. Chesham Building Society has locked down the release of mortgage funds as the information from the solicitors isn't correct.
This is as unusual as it is unlucky. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Chesham Building Society branch or your mortgage broker to see if they can help.
Is it the case that all conveyancing lawyers on the Chesham Building Society conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
My wife and I have arranged a further advance on our mortgage from Chesham Building Society as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Chesham Building Society conveyancing panel to deal with the paperwork?
Chesham Building Society do not ordinarily appoint firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Chesham Building Society list
My husband and I are spending time looking at houses and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I intend to finance via a home loan with Chesham Building Society
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Chesham Building Society , make sure you remember to check that your lawyer is on the Chesham Building Society conveyancing panel.