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approved by Cumberland BS

Ready to buy a new home? Failing to check that a lawyer is on the Cumberland BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Cumberland Building Society Conveyancing Panel

Frequently asked questions relating to the Cumberland Building Society Solicitor Panel

How easy is it to change a solicitor as I need to find one who is on the Cumberland Building Society conveyancing panel. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Cumberland Building Society will not agree to this. Why was Cumberland Building Society even consulted?
Your lawyer being on the Cumberland Building Society conveyancing panel is duty bound to inform Cumberland Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Cumberland Building Society then they would have to discontinue acting for you and Cumberland Building Society.
How do I find a local solicitor on the Cumberland Building Society conveyancing panel? I have a car and am prepared to travel up to 20 kilometers to meet the lawyer.
You can use the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Cumberland Building Society solicitor panel.
I am trying to get my former partner removed the mortgage deeds. Can Cumberland Building Society really insist on which solicitor I can or can not use?
You can use any solicitor you like but Cumberland Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Cumberland Building Society solicitors panel
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Cumberland Building Society conveyancing panel?
It is true that some banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
I had instructed online conveyancers based in London who are on the Cumberland Building Society solicitor panel. They are now charging me a separate fee of £150 for the legal aspects of the Cumberland Building Society mortgage. Is this an additional conveyancing fee set by Cumberland Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Cumberland Building Society but by your lawyers. Some firms on the Cumberland Building Society will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
The for formalities of my remortgage has taken place with a loan from Cumberland Building Society. Conveyancing was satisfactory but I would like to complain about Cumberland Building Society. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the Cumberland Building Society branches or the Customer Services Team at Cumberland Building Society head office. In most cases complaints to Cumberland Building Society are sorted out very quickly. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service who will take matters further.