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approved by Darlington Building Society
Ready to buy a new home? Failing to check that a lawyer is on the Darlington Building Society list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Darlington Building Society Conveyancing Panel
Q and A’s regarding the Darlington Building Society Solicitor Panel
My Conveyancer is not listed on the Darlington Building Society Approved Panel. Is it possible for me to use my preferred solicitor even though they are not on the Darlington Building Society panel of approved conveyancing solicitors?
You will need to have a conveyancer complete the legal work required when you take out a Darlington Building Society mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Darlington Building Society conveyancing panel additional costs will be incurred as separate legal representation will be required by Darlington Building Society. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Darlington Building Society will not agree to this. Why was Darlington Building Society even consulted?
Your lawyer being on the Darlington Building Society conveyancing panel is duty bound to inform Darlington Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Darlington Building Society then they would have to discontinue acting for you and Darlington Building Society.
Do I have to visit the offices of the Darlington Building Society conveyancing panel solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Newcastle so that I can pop in to their offices when needed.
As opposed to twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Newcastle .
I am attempting to get my ex-husband taken off the mortgage deeds. Can Darlington Building Society really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but Darlington Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Darlington Building Society solicitors panel
We have agreed a price on a flat I spoke to a lawyer recommended by my brother and he recommended retaining a property lawyers approved by Darlington Building Society. The estate agent recommended two local firms so I asked Darlington Building Society if the 2 suggested solicitors are approved, which they are not. Darlington Building Society pointed out that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Darlington Building Society 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Darlington Building Society for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Darlington Building Society conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Darlington Building Society conveyancing panel as it may only take about 2-3 weeks. As long as they meet Darlington Building Society’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
I have a mortgage with Darlington Building Society. Conveyancing was finalised some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Darlington Building Society?
Darlington Building Society must be informed of your intention prior to letting out your property as this is likely to be a breach of Darlington Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Darlington Building Society directly. It should not be necessary to do this via a Darlington Building Society conveyancing panel solicitor.
My offer on house has been accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What do I do now? When should I get the mortgage app going with Darlington Building Society?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Darlington Building Society conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Darlington Building Society and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.