Find an Approved Solicitor on the Darlington Building Society
Darlington Building Society Conveyancing Panel Example Support Desk Enquires
It has come to my attention via my IFA that my the law firm I have appointed is not on the Darlington Building Society Solicitor panel. How can I be sure that this is correct?
The best course of action for you to take is to contact your lawyer directly. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Darlington Building Society solicitor panel.
My husband and I are refinancing our apartment with Darlington Building Society. We have a son 19 who lives with us. The solicitor on the Darlington Building Society conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is forfeited by the lender. I have two concerns (1) Is this document specific to the Darlington Building Society conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Darlington Building Society .This is solely used to protect the Darlington Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Darlington Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Darlington Building Society conveyancing panel. My lawyer has said that they are on the Darlington Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Darlington Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Darlington Building Society solicitor panel.
My lawyers in Leeds have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with Darlington Building Society. Is it case that being on the Darlington Building Society conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Darlington Building Society Conveyancing Panel Terms. It might be worth you contacting Darlington Building Society directly.
I had instructed online solicitors located in Bristol who are on the Darlington Building Society solicitor panel. They have just invoiced me a separate fee of £135 for dealing with the Darlington Building Society mortgage. Is this a supplemental conveyancing fee specified by Darlington Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Darlington Building Society but by your lawyers. Some firms on the Darlington Building Society will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
We were going to get a DIP from Darlington Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc).Do the Darlington Building Society recommend a solicitor on the Darlington Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Darlington Building Society conveyancing panel. The solicitor represents both you and the Darlington Building Society through the process.
Planning on purchasing a flat with a mortgage with Darlington Building Society. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Darlington Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Darlington Building Society conveyancing panel