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approved by DB UK Bank

Ready to buy a new home? Failing to check that a lawyer is on the DB UK Bank list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the DB UK Bank Ltd Conveyancing Panel

FAQs for the DB UK Bank Conveyancing Panel

I appointed a solicitor to work on my house purchase six weeks ago having applied for a mortgage with DB UK Bank. The firm assured me that they are on DB UK Bank conveyancing panel and provided me their panel number. DB UK Bank then told me that their panel number was dormant and would need to be reactivated. What do I do from here? Do I instruct a different law firm currently on the approved panel for DB UK Bank?
The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the DB UK Bank conveyancing panel You may wish to enlist the help of your broker to check with the DB UK Bank as to the time frame to get your lawyer reinstated on the panel once again.
Our solicitor has requested from me ID documents saying that this forms part of his retainer as a solicitor on the DB UK Bank Conveyancing panel. Can you confirm whether this is the case?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with DB UK Bank your lawyer also has to check ID documents to satisfy DB UK Bank
Do all mortgage companies provide you with an approved list of solicitors? How do you know who is on the DB UK Bank conveyancing panel?
The law firm practices themselves provide us confirmation that they are on the DB UK Bank conveyancing panel as opposed to being supplied with a list from DB UK Bank directly.
My aunt passed away 10 months ago and as sole heir and executor was left the house. The house had a small mortgage left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to DB UK Bank , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then DB UK Bank will insist on your using a conveyancer on the DB UK Bank conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your DB UK Bank conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the DB UK Bank mortgage is registered as a charge at the Land Registry.
How can we tell if a solicitor on the DB UK Bank panel is any good?
Getting recommendations is a good starting point. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction
I am due to exchange contracts on my apartment. I had a double glazing fitted in month 6 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, DB UK Bank are being pedantic. The solicitor who is on the DB UK Bank conveyancing panel is happy to accept ‘lack of building regulation’ insurance but DB UK Bank are requiring a building regulation certificate. Why do DB UK Bank have a conveyancing panel of they don’t accept advice from them?
It is probably the case that DB UK Bank have referred the matter to their valuer. The reason why DB UK Bank may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a solicitor having made sure that they are on the DB UK Bank conveyancing panel. Does my lawyer arrange the survey of the property? Or I've digested plenty of house buying,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the DB UK Bank conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
DB UK Bank will need an independent valuation of the property. Your lawyer will not arrange this. Usually DB UK Bank will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with DB UK Bank you could contact your them to see if they have a list of approved surveyors.