Find a Law Firm
approved by DB UK Bank
Ready to buy a new home? Failing to check that a lawyer is on the DB UK Bank list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the DB UK Bank Ltd Conveyancing Panel
Common questions asked concerning the DB UK Bank Conveyancing Panel
My Solicitor is not listed on the DB UK Bank Approved Panel. Can I still use my family solicitor notwithstanding that they are excluded from the DB UK Bank approved list?
You will need to have a conveyancer complete the legal work required when you take out a DB UK Bank mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the DB UK Bank conveyancing panel additional costs will be incurred as separate legal representation will be required by DB UK Bank. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I am due to complete my purchase next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for DB UK Bank. What risks do DB UK Bank expect the insurance to cover?
All property lawyers on the DB UK Bank conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in DB UK Bank’s Part 2 requirements of the CML Handbook (last updated on DB UK Bank). Being on the DB UK Bank conveyancing panel your lawyer is expect to follow these instructions.
I see that you have a post code search directory listing firms on the DB UK Bank conveyancing panel. Do firms pay you a commission if I retain them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the DB UK Bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in Birmingham, FTBs buying with a mortgage (lender is DB UK Bank , but our lawyer is on the DB UK Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the DB UK Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
What are the common reasons for a lender such as DB UK Bank to withdraw a mortgage offer?
Banks and Building Societies such as DB UK Bank can revoke their mortgage offer although this is unusual. If DB UK Bank withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are various possible reasons but here are 5 examples:
- DB UK Bank may amend or withdraw an offer if the DB UK Bank conveyancing panel solicitor is unable to confirm compliance with any of the conditions of the mortgage offer or if any of the terms of the mortgage offer cannot be satisfied
- Many mortgage offers have an expiry date. Your lawyer should check this. DB UK Bank may amend or withdraw an offer before the end of its validation period if an offer extension is requested and following a re-evaluation of the property the value of the security is below a level which is acceptable to them.
- If the financial circumstances of the borrower have changed to the detriment and the DB UK Bank has been notified
- If the borrower informs DB UK Bank of a change in the loan amount agreed
- Where to proceed with the Mortgage offer would be unlawful
We have had an offer accepted on a house I spoke to a conveyancer recommended by my uncle and he advised using a law firm approved by DB UK Bank. The estate agent recommended two local firms so I asked DB UK Bank if the 2 suggested solicitors are approved, which they are not. DB UK Bank suggested that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of DB UK Bank 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask DB UK Bank for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the DB UK Bank conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto DB UK Bank conveyancing panel as it may only take about 2-3 weeks. As long as they meet DB UK Bank’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
DB UK Bank have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up DB UK Bank or your broker and complete any relevant paperwork. DB UK Bank will tell you what documents they want. DB UK Bank will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. DB UK Bank will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.