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approved by Earl Shilton BS

Ready to buy a new home? Failing to check that a lawyer is on the Earl Shilton BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Earl Shilton Building Society Conveyancing Panel

Earl Shilton Building Society Conveyancing Panel Recently Asked Questions

Is there a reason why all solicitors are not on the Earl Shilton Building Society Solicitor panel?
As unjust as it may seem for Earl Shilton Building Society to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern Earl Shilton Building Society are limiting their panel of approved conveyancing lawyers to a size that they are happy to control. The Earl Shilton Building Society solicitor panel is not the most exclusive of all lenders
I am purchasing a new build duplex and my solicitor is telling me that she is duty bound to disclose incentives from the builder as her practice is on the Earl Shilton Building Society conveyancing panel. I am under pressure to exchange contracts and I have no desire to delay the conveyancing. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Earl Shilton Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Earl Shilton Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do banks and building societies provide you with an approved list of solicitors? How do you know who is on the Earl Shilton Building Society conveyancing panel?
The law firm practices themselves provide us confirmation that they are on the Earl Shilton Building Society conveyancing panel as opposed to being supplied with a list from Earl Shilton Building Society directly.
I am in the process of mortgaging my home does my lawyer have to be on the Earl Shilton Building Society Solicitor panel?
In theory, you could use a solicitor that is not on Earl Shilton Building Society conveyancing panel, but Earl Shilton Building Society would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
My husband and I are at the point of looking at houses and am about to put in an offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Earl Shilton Building Society
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Earl Shilton Building Society , make sure you remember to check that your lawyer is on the Earl Shilton Building Society conveyancing panel.
I am selling my apartment. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Earl Shilton Building Society are being a right pain. The solicitor who is on the Earl Shilton Building Society conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Earl Shilton Building Society are insisting on a building regulation certificate. Why do Earl Shilton Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Earl Shilton Building Society have referred the matter to their valuer. The reason why Earl Shilton Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
Earl Shilton Building Society have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Earl Shilton Building Society or your broker and complete any relevant paperwork. Earl Shilton Building Society will tell you what documents they want. Earl Shilton Building Society will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Earl Shilton Building Society will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.