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approved by Ecology BS
Ready to buy a new home? Failing to check that a lawyer is on the Ecology BS list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Ecology Building Society Conveyancing Panel? How can my firm be reinstated onto the Ecology Building Society Conveyancing Panel?Find an Approved Solicitor on the Ecology Building Society Conveyancing Panel
Examples of recent questions relating to the Ecology Building Society Conveyancing Panel
My financial adviser has informed me that I have to pay Ecology Building Society fees if I use my own solicitor. How good are the Ecology Building Society conveyancing panel solicitors? I dont care which law firm I use provided that they are good and reasonably priced. Are there any Ecology Building Society conveyancers you'd recommend?
Ecology Building Society’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Ecology Building Society will allow to act for them.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Ecology Building Society will not agree to this. Why was Ecology Building Society even consulted?
Your lawyer being on the Ecology Building Society conveyancing panel is duty bound to inform Ecology Building Society of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Ecology Building Society then they would have to discontinue acting for you and Ecology Building Society.
Do I need to have a meeting at the offices of the Ecology Building Society conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Leeds
so that I can pop in to their offices if required.
Most conveyancing panel lawyers for Ecology Building Society undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
What happens if my solicitor is expelled from the Ecology Building Society Solicitor panel before completion?
The first thing to point out is that, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I am buying a property where the roof has a solar panel. Ecology Building Society have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is Ecology Building Society your lawyer must to check the Ecology Building Society conveyancing instructions contained in the Part of CML Handbook for Ecology Building Society . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Ecology Building Society where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. The CML are developing guidance for Northern Ireland and Scotland.
We expect to receive a DIP from Ecology Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Ecology Building Society recommend a solicitor on the Ecology Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the Ecology Building Society conveyancing panel. The solicitor represents both you and the Ecology Building Society through the process.
My ex -wife’s name is on the Ecology Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Ecology Building Society mortgage in order to sell?
As regards the Ecology Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Ecology Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.