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approved by Ecology BS
Ready to buy a new home? Failing to check that a lawyer is on the Ecology BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Ecology Building Society Conveyancing Panel? How can my firm be reinstated onto the Ecology Building Society Conveyancing Panel?
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FAQs for the Ecology Building Society Conveyancing Panel
My husband and I are purchasing a 1 bedroom flat in Leeds with a mortgage from Ecology Building Society. We have a solicitor but Ecology Building Society says she’s not on their "panel". It seems we have little choice but to instruct one of the Ecology Building Society panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Ecology Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Ecology Building Society
Our conveyancer has discovered a defect with the lease for the property we are buying. The other side have offered defective title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor says that as he is on the Ecology Building Society conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or Ecology Building Society?
Just because you have a mortgage offer from Ecology Building Society does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Ecology Building Society are the client. The appropriate lender requirements must be adhered to by the Ecology Building Society conveyancing panel who has to balance acting for you and Ecology Building Society
I see that you have a post code search directory identifying solicitors on the Ecology Building Society conveyancing panel. Do firms pay you a referral fee if I instruct them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Ecology Building Society conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in Liverpool, First time buyers purchasing with a mortgage (lender is Ecology Building Society , but our lawyer is on the Ecology Building Society conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Ecology Building Society conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Can you point me to a directory of Ecology Building Society panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to proceed? I hope to get a mortgage with Ecology Building Society. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Ecology Building Society involved you will need to appoint a solicitor on the Ecology Building Society conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Ecology Building Society. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Ecology Building Society conveyancing panel.
I am selling my apartment. I had a double glazing fitted in month 8 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Ecology Building Society are being pedantic. The solicitor who is on the Ecology Building Society conveyancing panel is saying indemnity insurance will be fine but Ecology Building Society are requiring a building regulation certificate. Why do Ecology Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Ecology Building Society have referred the matter to their valuer. The reason why Ecology Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.