Find an Approved Solicitor on the The Royal Bank of Scotland plc First Active
RBS- First Active Conveyancing Panel : Questions and Answers
My property lawyer has never been on on the RBS- First Active Approved Panel. Can I still use my preferred solicitor notwithstanding that they are not on the RBS- First Active list of approved lawyers?
The most common options here are as follows:
- Complete the purchase with your existing lawyers but RBS- First Active will need to instruct a lawyer on the RBS- First Active conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the RBS- First Active conveyancing panel.
- Urge your lawyer to apply to join the RBS- First Active lender panel
My husband and I are refinancing our maisonette with RBS- First Active. We have a son 19 who lives with us. The solicitor on the RBS- First Active conveyancing panel requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have two concerns (1) Is this form unique to the RBS- First Active conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your RBS- First Active conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to RBS- First Active .This is solely used to protect the RBS- First Active if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of RBS- First Active had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I see that you have a post code search directory listing firms on the RBS- First Active conveyancing panel. Do firms pay you a referral fee if I appoint them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the RBS- First Active conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in Liverpool, First time buyers buying with a mortgage (lender is RBS- First Active , but our lawyer is on the RBS- First Active conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the RBS- First Active conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
When it comes to mortgage companies such as RBS- First Active do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. RBS- First Active have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with RBS- First Active your lawyer must to check the RBS- First Active conveyancing instructions contained in the Part of CML Handbook for RBS- First Active . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to RBS- First Active where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Sometime soon me and my wife are purchasing a flat in Hendon. Conveyancing solicitors in Hendon need to beinstructed. My motherrecommended that we make sure that the solicitor in Hendon is on the RBS- First Active panel. Aren't all lawyers on the RBS- First Active panel?
A limited percentage of Hendon conveyancing firms are on the RBS- First Active conveyancing panel. 7 people a month use our search tool to search for a Hendon conveyancing lawyer
on the on the RBS- First Active list of approved conveyancing firms.
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