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approved by RBS- 1st Active
Ready to buy a new home? Failing to check that a lawyer is on the RBS- 1st Active list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the The Royal Bank of Scotland plc First Active Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc First Active Conveyancing Panel?
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The conveyancer my fiance and I wanted to use for conveyancing on a remortgage said he would charge more if my lender is because of their difficult processes! Am I likely to be frustrated using RBS- First Active? Any comments will be appreciated
RBS- First Active conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the RBS- First Active conveyancing panel. If they are not, this does add further risk of delay as RBS- First Active will appoint their own solicitors to look after their interest.
I am purchasing a brand new apartment and my lawyer is telling me that she has to reveal incentives from the developer as her practice is on the RBS- First Active conveyancing panel. The Estate Agents are hassling me to sign contracts and I would rather not prolong matters. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the RBS- First Active approved panel is to comply with the CML Handbook requirements (last updated for this lender on RBS- First Active). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do all the firms listed on your search have online case tracking as I was under the impression that this was a precondition of being on the RBS- First Active conveyancing panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
I am refinancing my home does my lawyer need to be on the RBS- First Active Solicitor panel?
There is nothing to stop you using your solicitor but RBS- First Active will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Is there a list of RBS- First Active panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
We are getting a further advance on our mortgage from RBS- First Active as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the RBS- First Active conveyancing panel to deal with the paperwork?
RBS- First Active would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the RBS- First Active list
I was told two weeks ago that my mortgage has been agreed to by RBS- First Active. Is it usual for RBS- First Active to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for RBS- First Active to deal with your lawyers application to be on the RBS- First Active conveyancing panel. There's no guarantee that your solicitors will be accepted.