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Ready to buy a new home? Failing to check that a lawyer is on the First Trust Bank list of approved solicitors can put your transaction at risk of delay or failure.

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I have just been informed by my broker that my property lawyer is not on the First Trust Bank Solicitor panel. How can I be certain that this is indeed the case?
You need to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the the approved First Trust Bank solicitor panel.
Our conveyancer has requested from me personal identification documents stating that this is part of his requirements as a conveyancer on the First Trust Bank Conveyancing panel. Can this be correct?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with First Trust Bank your lawyer also has to check ID documents to satisfy First Trust Bank
I note that you have a search directory identifying firms on the First Trust Bank conveyancing panel. Do firms pay you a commission if I retain them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the First Trust Bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
My lawyers in Liverpool have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with First Trust Bank. Is it case that being on the First Trust Bank conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the First Trust Bank Conveyancing Panel Terms. It might be worth you contacting First Trust Bank directly.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the First Trust Bank conveyancing panel?
It is true that some banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to join their approved list of firms.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. First Trust Bank have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with First Trust Bank your lawyer must to check the First Trust Bank conveyancing instructions contained in the Part of CML Handbook for First Trust Bank . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to First Trust Bank where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
I have today made my last payment due on mortgage with First Trust Bank. I assume I don't need a solicitor on the First Trust Bank panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your First Trust Bank mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the First Trust Bank mortgage from the register. First Trust Bank,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the First Trust Bank has sent the Land Registry the discharge electronically, and the First Trust Bank has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your First Trust Bank mortgage has been paid off.