Find an Approved Solicitor on the Fleet Mortgages
FAQs : The Fleet Mortgages Solicitor Panel
The lawyer my husband and I had intended to instruct on a purchase said she will levy higher legal fees if my lender is because of their difficult processes! Will I regret using Fleet Mortgages? Is Fleet Mortgages conveyancing so much more difficult?
Fleet Mortgages conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the Fleet Mortgages conveyancing panel. If they are not, this does add further risk of delay as Fleet Mortgages will appoint their own solicitors to look after their interest.
Our son is buying a newly built flat with a mortgage from Fleet Mortgages. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Fleet Mortgages conveyancing panel as a standard part of the process, and to the valuer when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Fleet Mortgages conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
How up to date is your search tool for the Fleet Mortgages conveyancing panel? Do Fleet Mortgages send you an updated list?
The law firm practices themselves provide us confirmation that they are on the Fleet Mortgages conveyancing panel as opposed to being supplied with a list from Fleet Mortgages directly.
The solicitors that I recently instructed on my house acquisition in Newcastle has without warning shut down. I chose them because I had to have a solicitor on the Fleet Mortgages conveyancing panel and my previous lawyer was not. I paid them £200 on account. What should be my next steps?
If you have an estate agent involved then inform them straight away so that they can let the sellers know that there may be a slight delay due to the problems encountered. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Fleet Mortgages conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help
My wife and I have arranged a further advance on our mortgage from Fleet Mortgages as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Fleet Mortgages conveyancing panel to deal with the paperwork?
Fleet Mortgages do not ordinarily instruct firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Fleet Mortgages panel
I am currently in the process of buying my council flat. I have a mortgage agreed with Fleet Mortgages. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Fleet Mortgages you will need to appoint a solicitor on the Fleet Mortgages conveyancing panel.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Fleet Mortgages conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to Fleet Mortgages. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.