Find an Approved Solicitor on the Fleet Mortgages
Fleet Mortgages Conveyancing Panel Example Support Desk Enquires
A lawyer my fiance and I wanted to use for conveyancing on a purchase said she will levy higher legal fees if my mortgage is with Fleet Mortgages due to their unusual legal requirements. Am I likely to be frustrated using Fleet Mortgages? Any comments will be appreciated
Fleet Mortgages conveyancing requirements for their panel are no better or no more complicated than most lenders.
It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender.
It is not clear if your lawyer is on the Fleet Mortgages conveyancing panel. If they are not, this does add further risk of delay as Fleet Mortgages will appoint their own solicitors to look after their interest.
My conveyancer has identified a difference between the surveyor’s assumptions in Fleet Mortgages’s valuation survey and what is revealed within the conveyancing documents. My lawyer says that as he is on the Fleet Mortgages conveyancing panel he must check that the bank is happy with this discrepancy and is content go ahead. Is my conveyancer’s stance appropriate?
A precondition to being on the Fleet Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Fleet Mortgages) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
Is it necessary during the course of the conveyancing process to attend the offices of the Fleet Mortgages conveyancing panel solicitor to sign the mortgage deed? If so, I will instruct a firm who offer conveyancing in Leeds
so that I can pop in to their offices if required.
Most conveyancing panel lawyers for Fleet Mortgages undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
I am buying a terraced house and getting a mortgage with Fleet Mortgages. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Fleet Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Fleet Mortgages conveyancing panel in your location.
Is there a list of Fleet Mortgages panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Can I register a complaint to Fleet Mortgages about the lawyers being on the Fleet Mortgages conveyancing panel?
Complaining to Fleet Mortgages about their conveyancing panel is unlikely to yield much of a response. Every solicitor firm and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
Next month my fiance and I are buying a house in Hendon. Conveyancing solicitors in Hendon are about to begiven the go-ahead. My fathersuggested that we check that the property lawyer in Hendon is on the Fleet Mortgages approved list of lawyers. Surely I don't need to do this, do I?
Not all Hendon conveyancing solicitors are on the Fleet Mortgages conveyancing panel. 7 people a month use our search tool to locate a Hendon conveyancing solicitor
on the on the Fleet Mortgages approved list of lawyers.