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approved by Habito

Ready to buy a new home? Failing to check that a lawyer is on the Habito list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Habito Conveyancing Panel

Examples of recent questions relating to the Habito Conveyancing Panel

Can you please explain the reason why all UK lawyers are not on the Habito Solicitor panel?
Mortgage companies point to the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year. The removal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the Financial Services Authority in 2011. Its outcome included recommendations for lenders to review their conveyancing panels, which kicked off a major policy change in the sector. It led to banks and building societies purging less reputable firms off their books
We are approaching an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Habito. I am advised that, being on the Habito conveyancing panel and acting on their behalf he must inform Habito if the balance of the mortgage advance is coming from anyone other than me. I advised the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Habito to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Habito if you agree, failing which, your lawyer must cease to continue acting.
Whilst your website is a good idea there are many lawyers listed near Hackney on the Habito conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for Habito ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am refinancing my house does my lawyer have to be on the Habito Solicitor panel?
There is nothing to stop you using your solicitor but Habito will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
When it comes to lenders such as Habito do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Do the majority of lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Habito conveyancing panel requirements are different to Habito’s conveyancing panel requirements.
I was told three weeks ago that my mortgage has been agreed to by Habito. Is it usual for Habito to only issue the offer once my solicitor is approved on their conveyancing panel?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Habito to deal with your lawyers application to be on the Habito conveyancing panel. There's no guarantee that your solicitors will be accepted.