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approved by Habito

Ready to buy a new home? Failing to check that a lawyer is on the Habito list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Habito Conveyancing Panel

Frequently asked questions relating to the Habito Solicitor Panel

I was advised recently by my IFA that my property lawyer is not on the Habito Conveyancing panel. What can I do to check?
You need to contact your conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a firm that is on the the approved Habito solicitor panel.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Habito will not agree to this. Why was Habito even consulted?
Your lawyer being on the Habito conveyancing panel is duty bound to inform Habito of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Habito then they would have to discontinue acting for you and Habito.
I have been searching for conveyancing quotes online. Can I be sure that all the law firms that are listed on your site are on the Habito conveyancing panel?
The law firms listed on our site have assured us via an online form that they are on the Habito panel and agreed to advise us to take down their listing in the event of removal off of the Habito panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific firm being on the Habito conveyancing panel is not accurate.
I am buying a terraced house and getting a mortgage with Habito. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Habito conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Habito conveyancing panel in your location.
For 5 years I had a mortgage with Habito. My godfather has just retired and wants to pay off my mortgage. After Habito is paid, I want to transfer the property to my mother's name; How long will it roughly take? Do we need two separate solicitors on the Habito conveyancing panel? I do not intend to live at the property once the Habito mortgage is discharged.
Although you do need to retain the services of a lawyer they dont need to be on the Habito panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. As the property is your main residence you need not pay CGT but you should speak with your accountants in any event.
I am currently in the process of buying my council flat. I have a mortgage agreed with Habito. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Habito you will need to appoint a solicitor on the Habito conveyancing panel.
Intending to buy a flat with a mortgage with Habito. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Habito conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Habito conveyancing panel