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approved by Hampden
Ready to buy a new home? Failing to check that a lawyer is on the Hampden list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Hampden & Co plc Conveyancing Panel? How can my firm be reinstated onto the Hampden & Co plc Conveyancing Panel?Find an Approved Solicitor on the Hampden & Co plc Conveyancing Panel
Hampden Solicitor Panel Example Support Desk Enquires
I instructed a solicitor to conduct the legal paperwork on my house purchase 4 weeks ago having applied for a mortgage with Hampden. The firm assured me that they are on Hampden conveyancing panel and gave me their panel reference. Hampden then ,via my broker advised that their panel number was dormant and would need to be reactivated. What do I do from here? Should I appoint a new solicitor currently on the approved panel for Hampden?
You may be very frustrated with the lawyer but if it only go take a few more days they it may be worth waiting as, depending on how far progressed you are you may end up delaying the transaction by a number of weeks if you need to replace your solicitor You may wish to enlist the help of your broker to check with the Hampden as to how long they think it will take to get the firm to get back on the panel.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Hampden will not agree to this. Why was Hampden even consulted?
Your lawyer being on the Hampden conveyancing panel is duty bound to inform Hampden of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Hampden then they would have to discontinue acting for you and Hampden.
Your search tool is useful but there are many lawyers listed near London on the Hampden conveyancing panel. Can you recommend a specific firm on the Hampden approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am selling my house. Does my solicitor have to be on the Hampden conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Hampden conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
When it comes to mortgage companies such as Hampden do lawyers have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have decided to exercise my right to buy my property off the council. I have a mortgage agreed with Hampden. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Hampden you will need to appoint a solicitor on the Hampden conveyancing panel.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What should be my next step? When should I get the mortgage app going with Hampden?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Hampden conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Hampden and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
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Transfer of Equity for HampdenPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors