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approved by Harpenden BS
Ready to buy a new home? Failing to check that a lawyer is on the Harpenden BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Harpenden Building Society Conveyancing Panel? How can my firm be reinstated onto the Harpenden Building Society Conveyancing Panel?
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Examples of recent questions relating to the Harpenden Building Society Solicitor Panel
I am getting a offer of a mortgage from Harpenden Building Society. I intend to employ the services of a Licensed Conveyancer. Does the Harpenden Building Society Solicitor panel exclude Licensed Conveyancers
Harpenden Building Society’s approved solicitor list is, like many other lenders represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
Please help. My solicitor is assuring me that he has to conduct a Local Authority search stemming from the fact that the firm are on the Harpenden Building Society conveyancing panel. Do I not have a choice here?
You have limited options available to you. Given that you are taking out a loan with Harpenden Building Society your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Harpenden Building Society’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Harpenden Building Society. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do all mortgage companies provide you with an approved list of solicitors? How do you know who is on the Harpenden Building Society conveyancing panel?
The law firm practices themselves provide us confirmation that they are on the Harpenden Building Society conveyancing panel as opposed to being supplied with a list from Harpenden Building Society directly.
I am buying a right to buy flat and getting a mortgage with Harpenden Building Society. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Harpenden Building Society conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Harpenden Building Society conveyancing panel in your location.
I had instructed online conveyancers located in London who are on the Harpenden Building Society solicitor panel. They are now charging me a separate fee of £175 for the legal aspects of the Harpenden Building Society mortgage. Is this a supplemental conveyancing fee specified by Harpenden Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Harpenden Building Society but by your lawyers. Some firms on the Harpenden Building Society will charge an ‘acting for lender’ fee and others do not.
We are getting a further advance on our mortgage from Harpenden Building Society as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Harpenden Building Society conveyancing panel to deal with the paperwork?
Harpenden Building Society would not normally instruct a member of their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Harpenden Building Society panel
I currently have a mortgage with with Harpenden Building Society. Conveyancing was finalised 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Harpenden Building Society?
You must advise Harpenden Building Society before renting your property as this is likely to be a breach of Harpenden Building Society’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Harpenden Building Society directly. You need not do this via a Harpenden Building Society conveyancing panel lawyer.