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approved by Harpenden BS

Ready to buy a new home? Failing to check that a lawyer is on the Harpenden BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Harpenden Building Society Conveyancing Panel

Frequently asked questions relating to the Harpenden Building Society Conveyancing Panel

We are hoping to buy a 3 bedroom apartment in London with a mortgage from Harpenden Building Society. We would like to retain our lawyer but Harpenden Building Society says he's not on their "panel". We have to appoint one of the Harpenden Building Society panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Harpenden Building Society conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Harpenden Building Society
My conveyancer has requested from me proof of ID documents saying that this forms part of his legal duty as a conveyancer on the Harpenden Building Society Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Harpenden Building Society also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Harpenden Building Society CML Handbook requirements last updated on Harpenden Building Society
Whilst your website is a good idea there are many lawyers listed near Manchester on the Harpenden Building Society conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Harpenden Building Society approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am trying to get my ex-husband taken off the mortgage deeds. Can Harpenden Building Society really insist on which solicitor I can or can not use?
You can use any solicitor you like but Harpenden Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Harpenden Building Society solicitors panel
Are all Conveyancing Quality Solicitors on the Harpenden Building Society conveyancing panel?
Some major banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
Do most banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Harpenden Building Society conveyancing panel requirements are different to Harpenden Building Society’s conveyancing panel criteria.
The for formalities of my remortgage has taken place with a mortgage from Harpenden Building Society. Conveyancing was a necessary evil but I would like to complain about Harpenden Building Society. How do I make a complaint?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the Harpenden Building Society branches or the Customer Care Department at Harpenden Building Society head office. Ordinarily complaints to Harpenden Building Society are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service who will take matters further.