Find a Law Firm
approved by Kensington Mortgage

Ready to buy a new home? Failing to check that a lawyer is on the Kensington Mortgage list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Kensington Mortgage Company Ltd Conveyancing Panel

Common questions asked concerning the Kensington Mortgage Conveyancing Panel

Am I correct in assuming that the fact that my conveyancer is not isted on the Kensington Mortgage Solicitor panel that there is a problem with the standard of her conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Kensington Mortgage.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Kensington Mortgage will not agree to this. Why was Kensington Mortgage even consulted?
Your lawyer being on the Kensington Mortgage conveyancing panel is duty bound to inform Kensington Mortgage of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Kensington Mortgage then they would have to discontinue acting for you and Kensington Mortgage.
Are the lawyers identified as being on the Kensington Mortgage conveyancing panel, together with their details provided by Kensington Mortgage?
The firms themselves provide us confirmation that they are on the Kensington Mortgage conveyancing panel as opposed to being supplied with a list from Kensington Mortgage directly.
I was expecting to complete on my first house last Thursday. My lawyer’s firm is on the Kensington Mortgage solicitors panel but has changed address 8 weeks ago and had not informed Kensington Mortgage of their new address. Kensington Mortgage has locked down the release of mortgage funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Kensington Mortgage branch or your mortgage broker to see if they can help.
When it comes to mortgage companies such as Kensington Mortgage do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Kensington Mortgage have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Kensington Mortgage or your broker and complete any relevant paperwork. Kensington Mortgage will tell you what documents they want. Kensington Mortgage will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Kensington Mortgage will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
We are are acquiring a garden flat in Hendon. Conveyancing solicitors in Hendon need to beappointed. My brokerrecommended that we check that the conveyancing practitioner in Hendon is on the Kensington Mortgage approved list of lawyers. Is this right?
Far from all Hendon conveyancing practices are on the Kensington Mortgage conveyancing panel. 5 people a month use our search tool to locate a Hendon conveyancing solicitor on the on the Kensington Mortgage list of approved conveyancing firms.