Find a Law Firm
approved by Kensington Mortgage
Ready to buy a new home? Failing to check that a lawyer is on the Kensington Mortgage list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Kensington Mortgage Company Ltd Conveyancing Panel
Examples of recent questions relating to the Kensington Mortgage Solicitor Panel
My financial adviser has informed me that I have to pay Kensington Mortgage fees if I use my own solicitor. How good are the Kensington Mortgage conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Are there any Kensington Mortgage conveyancers you'd recommend?
Kensington Mortgage’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Kensington Mortgage will allow to act for them.
My partner and I intend to remortgage our maisonette with Kensington Mortgage. We have a son 19 who lives with us. The solicitor on the Kensington Mortgage conveyancing panel requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is repossessed. I have two questions (1) Is this form unique to the Kensington Mortgage conveyancing panel as he did not need to sign this form when we remortgaged 5 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Kensington Mortgage .This is solely used to protect the Kensington Mortgage if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Kensington Mortgage had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
I need to find a Kensington Mortgage panel solicitor in Inverness. Could you help me?
It is not clear why you need a Kensington Mortgage panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Kensington Mortgage to find out which solicitors in Kensington Mortgage are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
My aunt passed away last year and as sole heir and executor was left the house. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Kensington Mortgage , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then Kensington Mortgage will insist on your using a conveyancer on the Kensington Mortgage conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kensington Mortgage conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kensington Mortgage mortgage is registered as a charge at the Land Registry.
Two weeks ago we had a mortgage agreed in principle with Kensington Mortgage. Solicitors have been instructed? What is the average time that one could expect to receive a mortgage offer from Kensington Mortgage?
Some lenders take longer than others. Have Kensington Mortgage completed the valuation? Have you advised Kensington Mortgage as your lawyers details and checked that your lawyer is on the Kensington Mortgage conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I am selling my flat. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kensington Mortgage are being problematic. The solicitor who is on the Kensington Mortgage conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Kensington Mortgage are insisting on a building regulation certificate. Why do Kensington Mortgage have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Kensington Mortgage have referred the matter to their valuer. The reason why Kensington Mortgage may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a property on the 7th March 2014, valuation was booked 2 days after, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Kensington Mortgage and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Kensington Mortgage conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kensington Mortgage to deal with your lawyers application to be on the Kensington Mortgage conveyancing panel. There's no guarantee that your solicitors will be accepted.