Find an Approved Solicitor on the Kent Reliance (a trading name of OneSavings Bank plc)
Common questions asked concerning the Kent Reliance Conveyancing Panel
I need to swap lawyers as my lawyer is not on the Kent Reliance panel of conveyancing solicitors. Is it advisable to appoint a new law firm?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
I am purchasing a brand new duplex and my conveyancer is advising me that she is duty bound to disclose incentives from the builder as her firm is on the Kent Reliance conveyancing panel. I am nearing the developer’s deadline to sign contracts and I dont want to delay deal. Can I insist on an exchange regardless of what my lawyer says about being on the Kent Reliance panel?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Kent Reliance approved panel is to comply with the CML Handbook requirements (last updated for this lender on Kent Reliance). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
How do I search for a local solicitor on the Kent Reliance conveyancing panel? I have a car and am prepared to travel up to 20 miles to meet the conveyancer.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Kent Reliance solicitor panel.
I am attempting to get my ex-wife removed the mortgage deeds. Can Kent Reliance really insist on which solicitor I can or can not use?
You can use any solicitor you like but Kent Reliance then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Kent Reliance solicitors panel
Do most banks operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Kent Reliance conveyancing panel requirements are different to Kent Reliance’s conveyancing panel requirements.
I am currently in the process of buying my council flat. I have a mortgage agreed with Kent Reliance. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Kent Reliance you will need to appoint a solicitor on the Kent Reliance conveyancing panel.
Completion of my remortgage has taken place with a loan from Kent Reliance. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about Kent Reliance. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the Kent Reliance branches or the Customer Services Department at Kent Reliance head office. Ordinarily complaints to Kent Reliance are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Transfer of Equity for Kent Reliance
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