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approved by keystonePropertyFinance

Ready to buy a new home? Failing to check that a lawyer is on the keystonePropertyFinance list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Keystone Property Finance Conveyancing Panel

FAQs : The Keystone Property Finance Solicitor Panel

A lawyer I had intended to instruct on a remortgage said she would charge more if my lender is because of their difficult processes! Am I likely to be frustrated using Keystone Property Finance? Is Keystone Property Finance conveyancing so much more difficult?
Keystone Property Finance conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Keystone Property Finance conveyancing panel. If they are not, this does add further risk of delay as Keystone Property Finance will appoint their own solicitors to look after their interest.
I am due to complete my purchase next Friday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Keystone Property Finance. What risks do Keystone Property Finance expect the insurance to cover?
All property lawyers on the Keystone Property Finance conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Keystone Property Finance’s Part 2 requirements of the CML Handbook (last updated on Keystone Property Finance). Being on the Keystone Property Finance conveyancing panel your lawyer is expect to follow these requirements.
Your search tool is useful but there are many lawyers listed near Chelsea on the Keystone Property Finance conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Keystone Property Finance approved panel?
We do not recommend specific firms as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am attempting to get my ex-wife removed the mortgage deeds. Can Keystone Property Finance really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Keystone Property Finance then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Keystone Property Finance solicitors panel
Do conveyancing lawyers on the Keystone Property Finance conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their service
My husband and I are in the process of looking at houses and am about to put in an offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a mortgage with Keystone Property Finance
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Keystone Property Finance , make sure you remember to check that your lawyer is on the Keystone Property Finance conveyancing panel.
Keystone Property Finance have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Keystone Property Finance or your broker and complete any relevant paperwork. Keystone Property Finance will tell you what documents they want. Keystone Property Finance will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Keystone Property Finance will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.