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Leek BS Conveyancing Panel : Questions and Answers
I am getting a mortgage offer from Leek BS. I would like to employ the services of a Licensed Conveyancer. Does the Leek BS Solicitor panel include conveyancers regulated by the CLC
Leek BS’s conveyancing panel is, like many other lenders associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
can you help? My solicitor is advising me that she is duty-bound to apply for a Local Authority search because the firm are on the Leek BS solicitor panel. The searches cost a lot of money. Can this be avoided?
You have limited options available to you. As you are taking a mortgage with Leek BS your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Leek BS’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Leek BS. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Are there any apps to help find a local solicitor on the Leek BS conveyancing panel? I have a car and am prepared to travel up to 10 kilometers to meet the lawyer.
Feel free to make use of the find a conveyancing panel tool on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Leek BS solicitor panel.
I would like to get my former partner removed the mortgage deeds. Can Leek BS really tell me which solicitor I can or can not retain?
You can use any solicitor you like but Leek BS then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Leek BS solicitors panel
We have a mortgage agreed in principle with Leek BS. Solicitors have been instructed? How long does it take for Leek BS to send the offer to our conveyancer
There is no definitive answer here. Have Leek BS conducted the valuation? Have you advised Leek BS as your lawyers details and checked that your lawyer is on the Leek BS conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I currently have a mortgage with with Leek BS. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Leek BS?
You must advise Leek BS before renting your property as this is likely to be a breach of Leek BS’s mortgage conditions. It may be that Leek BS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Leek BS directly. You need not do this via a Leek BS conveyancing panel solicitor.
Completion of my purchase has taken place with a mortgage from Leek BS. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about Leek BS. Who do I contact should I wish to lodge a complaint?
Most lenders have complaints procedures. Your first point of contact should be one of the Leek BS branches or the Customer Care Department at Leek BS head office. In most cases complaints to Leek BS are sorted out effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
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