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Ready to buy a new home? Failing to check that a lawyer is on the LiveMoreCapital list of approved solicitors can put your transaction at risk of delay or failure.
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FAQs for the LiveMore Solicitor Panel
My financial adviser has informed me that I have to pay LiveMore fees should I instruct my family lawyer. How efficient are the LiveMore conveyancing panel solicitors? I dont care which law firm I use as long as they're good and reasonably priced. Are there any LiveMore conveyancers you'd recommend?
LiveMore’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that LiveMore will allow to act for them.
My husband and I are refinancing our maisonette with LiveMore. We have a son 19 who lives with us. The solicitor on the LiveMore conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two questions (1) Is this form unique to the LiveMore conveyancing panel as he did not need to sign this form when we bought 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to LiveMore .This is solely used to protect the LiveMore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.
It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of LiveMore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Whilst your website is a good idea there are many lawyers listed near Middlesbrough on the LiveMore conveyancing panel. Can you recommend a specific firm on the conveyancing panel for LiveMore ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
I am purchasing a garden flat and getting a mortgage with LiveMore. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the LiveMore conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the LiveMore conveyancing panel in your location.
The mortgage over my property is with LiveMore. Conveyancing has been completed months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform LiveMore?
Your original mortgage agreement with LiveMore will provide that you need their approval before renting your property as this is likely to be a breach of LiveMore’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact LiveMore directly. You need not do this via a LiveMore conveyancing panel firm.
The for formalities of my purchase has taken place with a mortgage from LiveMore. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about LiveMore. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the LiveMore branches or the Customer Care Department at LiveMore head office. We understand that complaints to LiveMore are sorted out very quickly. If you feel that the matter is not resolved you can write to the
Financial Ombudsman Service with full details of your complaint.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What should be my next step? At what point should I appy for the mortgage with LiveMore?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the LiveMore conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with LiveMore and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.
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Transfer of Equity for LiveMorePlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors