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approved by Lloyds TSB Sct

Ready to buy a new home? Failing to check that a lawyer is on the Lloyds TSB Sct list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Lloyds TSB Scotland plc Conveyancing Panel

Lloyds TSB Scotland Conveyancing Panel Recently Asked Questions

I need to swap lawyers as my lawyer is not on the Lloyds TSB Scotland panel of conveyancing solicitors. How easy is it to change conveyancer?
If you haven't yet instructed a solicitor to do anything for you and have just received quotes, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer you're considering.
We are approaching an exchange and my mum and dad having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Lloyds TSB Scotland. Apparently, being on the Lloyds TSB Scotland conveyancing panel and acting on their behalf he must inform Lloyds TSB Scotland if the balance of the mortgage advance is coming from anyone other than me. I informed the bank about my parent’s contribution when I applied for the home loan so is it really necessary for him to raise this?
Your lawyer is obliged to check with Lloyds TSB Scotland to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Lloyds TSB Scotland if you agree, failing which, your lawyer must cease to continue acting.
Do I need to attend the offices of the Lloyds TSB Scotland conveyancing panel solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Leeds so that I can attend their offices when needed.
Most conveyancing panel lawyers for Lloyds TSB Scotland undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
The solicitors that just started acting on my purchase in Newcastle has without warning shut down. They were on acting for me because I needed a firm on the Lloyds TSB Scotland conveyancing panel and my previous lawyer was not. I gave my credit card details for them to take £175 for searches. What do I do now?
If you have an estate agent involved then let them know straight away so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Lloyds TSB Scotland conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers should be in a position to assist
Do the majority of lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Lloyds TSB Scotland conveyancing panel requirements are different to Lloyds TSB Scotland’s conveyancing panel criteria.
I can not work out if my mortgage offer requires a lease extension . I have called into my local branch Lloyds TSB Scotland on numerous occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Lloyds TSB Scotland conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
As long as the conveyancer is on the Lloyds TSB Scotland panel she or he must comply with the CML Handbook requirements for Lloyds TSB Scotland. Unless your lawyer obtains specific confirmation in writing that Lloyds TSB Scotland will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Lloyds TSB Scotland to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
I was told three weeks ago that my mortgage has been agreed to by Lloyds TSB Scotland. Is it usual for Lloyds TSB Scotland to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Lloyds TSB Scotland to deal with your lawyers application to be on the Lloyds TSB Scotland conveyancing panel. There's no guarantee that your solicitors will be accepted.