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approved by Manchester Building Society

Ready to buy a new home? Failing to check that a lawyer is on the Manchester Building Society list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Manchester Building Society Conveyancing Panel

Manchester Building Society Conveyancing Panel Recently Asked Questions

My Solicitor has never been on on the Manchester Building Society Approved Panel. Can I still retain my family solicitor notwithstanding that they are excluded from the Manchester Building Society panel of approved conveyancing solicitors?
You have a number of options available to you here:
  1. Carry on with your existing lawyers but Manchester Building Society will need to instruct a lawyer on the Manchester Building Society conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Manchester Building Society conveyancing panel.
  3. Convince your lawyer to do everything within their powers to join the Manchester Building Society conveyancing panel
We are getting closer to an exchange and my mum and dad having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Manchester Building Society. Apparently, being on the Manchester Building Society conveyancing panel and acting on their behalf he must inform Manchester Building Society if the balance of the mortgage advance is coming from anyone other than me. I advised the bank about my parent’s contribution when I applied for the home loan so is it really necessary for him to raise this?
Your lawyer is obliged to check with Manchester Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Manchester Building Society if you agree, failing which, your lawyer must cease to continue acting.
Is it necessary during the course of the conveyancing process to pop into the offices of the Manchester Building Society conveyancing panel solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Liverpool so that I can attend their offices if necessary.
Whereas this was necessary twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in Liverpool .
I am considering applying for a Manchester Building Society mortgage for purchase of a newly converted (under development) with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Manchester Building Society?
There is nothing to stop you using your solicitor but Manchester Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
When it comes to lenders such as Manchester Building Society do solicitors have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
My offer was accepted on a house on the 6th January 2014, valuation was booked 4 days later, all came back fine. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Manchester Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Manchester Building Society conveyancing panel. Are Manchester Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Manchester Building Society to deal with your lawyers application to be on the Manchester Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.
I have instructed a lawyer having checked that they are on the Manchester Building Society conveyancing panel. Does my lawyer arrange the survey of the property? Or Having read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Manchester Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Manchester Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Manchester Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Manchester Building Society you could contact your them to see if they have a list of approved surveyors.