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approved by Melton Mowbray BS

Ready to buy a new home? Failing to check that a lawyer is on the Melton Mowbray BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Melton Mowbray Building Society Conveyancing Panel

FAQs : The Melton Mowbray Building Society Conveyancing Panel

I am hoping to receive a mortgage with Melton Mowbray Building Society. I would like to enlist the help of a Licensed Conveyancer. Does the Melton Mowbray Building Society Conveyancing panel allow for Licensed Conveyancers
Melton Mowbray Building Society’s approved solicitor list is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Expecting to complete my purchase next Monday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as as he informs me that he is duty bound to validate that it is in order for Melton Mowbray Building Society. What risks do Melton Mowbray Building Society expect the insurance to cover?
Any lawyer on the Melton Mowbray Building Society conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Melton Mowbray Building Society’s Part 2 requirements of the CML Handbook (last updated on Melton Mowbray Building Society). Being on the Melton Mowbray Building Society conveyancing panel your lawyer is expect to follow these instructions.
I note that you have a post code search directory listing firms on the Melton Mowbray Building Society conveyancing panel. Do firms pay you a commission if I instruct them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Melton Mowbray Building Society conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
Please explain the implications if my solicitor is suspended from the Melton Mowbray Building Society Solicitor panel before the completion date?
First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
I have paid off my mortgage with Melton Mowbray Building Society. I assume I don't need a solicitor on the Melton Mowbray Building Society panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Melton Mowbray Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Melton Mowbray Building Society mortgage from the register. Melton Mowbray Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Melton Mowbray Building Society has sent the Land Registry the discharge electronically, and the Melton Mowbray Building Society has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Melton Mowbray Building Society mortgage has been paid off.
The for formalities of my purchase has taken place with a loan from Melton Mowbray Building Society. Conveyancing was a necessary evil but I would like to complain about Melton Mowbray Building Society. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the Melton Mowbray Building Society branches or the Customer Care Department at Melton Mowbray Building Society head office. In most cases complaints to Melton Mowbray Building Society are resolved very quickly. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I can not work out if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date . I have called Melton Mowbray Building Society on various occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Melton Mowbray Building Society conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. I simply dont know who is right
As long as the conveyancer is on the Melton Mowbray Building Society panel she or he must comply with the CML Handbook requirements for Melton Mowbray Building Society. Unless your lawyer obtains specific confirmation in writing that Melton Mowbray Building Society will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Melton Mowbray Building Society to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.