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approved by Mortgage Express
Ready to buy a new home? Failing to check that a lawyer is on the Mortgage Express list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Mortgage Express Conveyancing Panel? How can my firm be reinstated onto the Mortgage Express Conveyancing Panel?Find an Approved Solicitor on the Mortgage Express Conveyancing Panel
FAQs for the Mortgage Express (No 2) Conveyancing Panel
I am hoping to receive a offer of a mortgage from Mortgage Express (No 2). my intention is to enlist the help of a Licensed Conveyancer. Does the Mortgage Express (No 2) Conveyancing panel include Licensed Conveyancers
Mortgage Express (No 2)’s approved solicitor list is, like many other lenders associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My son is about to exchange on a newly built flat with a home loan from Mortgage Express (No 2). His conveyancer has advised him of a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Mortgage Express (No 2) conveyancing panel as a standard part of the process, and to the valuer when requested.
The Developer will be required to start the process by downloading the form and completing it.
The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Mortgage Express (No 2) conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
Do all the firms listed on your directory have online case tracking as I understood that this was a condition of being on the Mortgage Express (No 2) conveyancing panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
We're in Liverpool, FTBs purchasing with a mortgage (lender is Mortgage Express (No 2) , but our solicitor is on the Mortgage Express (No 2) conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Mortgage Express (No 2) conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
I have today made my last payment due on mortgage with Mortgage Express (No 2). I assume I don't need a solicitor on the Mortgage Express (No 2) panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Mortgage Express (No 2) mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Mortgage Express (No 2) mortgage from the register. Mortgage Express (No 2),and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Mortgage Express (No 2) has sent the Land Registry the discharge electronically, and
the Mortgage Express (No 2) has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Mortgage Express (No 2) mortgage has been paid off.
The for formalities of my purchase has taken place with a mortgage from Mortgage Express (No 2). Conveyancing was of an acceptable standard but I would like to complain about Mortgage Express (No 2). How does one go about formally complaining?
Almost all lenders have complaints procedures. Your first point of contact should be one of the Mortgage Express (No 2) branches or the Customer Services Team at Mortgage Express (No 2) head office. We understand that complaints to Mortgage Express (No 2) are resolved effectively and efficiently. If you feel that the matter is not resolved you can write to the
Financial Ombudsman Service who will take matters further.
After much negotiation I have agreed a price on an apartment. My financial adviser recommended their conveyancers I paid an upfront payment of 150. Soon after the conveyancers contacted me sheepishly admitting that they were not on the Mortgage Express (No 2) conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Mortgage Express (No 2) panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.