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Ready to buy a new home? Failing to check that a lawyer is on the Mortgage Express list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Mortgage Express Conveyancing Panel

Common questions asked concerning the Mortgage Express (No 2) Solicitor Panel

Much to my surprise I have been told by my mortgage broker that my property lawyer is not on the Mortgage Express (No 2) Conveyancing panel. What can I do to be sure that this is correct?
The best course of action for you to take is to contact your lawyer directly. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the the approved Mortgage Express (No 2) solicitor panel.
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Mortgage Express (No 2) will not agree to this. Why was Mortgage Express (No 2) even consulted?
Your lawyer being on the Mortgage Express (No 2) conveyancing panel is duty bound to inform Mortgage Express (No 2) of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Mortgage Express (No 2) then they would have to discontinue acting for you and Mortgage Express (No 2).
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the Mortgage Express (No 2) conveyancing panel solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Manchester so that I can pop in to their offices when needed.
Most conveyancing panel lawyers for Mortgage Express (No 2) undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
Can you clarify what the consequences are if my lawyer’s firm is removed from the Mortgage Express (No 2) Conveyancing panel before completion?
First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
Do conveyancing solicitors on the Mortgage Express (No 2) conveyancing panel work on a no move no charge basis?
In the main there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
My wife and I have arranged a further advance on our mortgage from Mortgage Express (No 2) as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Mortgage Express (No 2) conveyancing panel to deal with the paperwork?
Mortgage Express (No 2) would not normally instruct a member of their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Mortgage Express (No 2) list
I was told four weeks ago that my mortgage has been agreed to by Mortgage Express (No 2). Is it usual for Mortgage Express (No 2) to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Mortgage Express (No 2) to deal with your lawyers application to be on the Mortgage Express (No 2) conveyancing panel. There's no guarantee that your solicitors will be accepted.