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approved by National BS
Ready to buy a new home? Failing to check that a lawyer is on the National BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the National Counties Building Society Conveyancing Panel? How can my firm be reinstated onto the National Counties Building Society Conveyancing Panel?Find an Approved Solicitor on the National Counties Building Society Conveyancing Panel
National Counties Building Society Conveyancing Panel Example Support Desk Enquires
My Solicitor is not on the National Counties Building Society Solicitor Panel. Is it possible for me to retain my preferred solicitor even though they are excluded from the National Counties Building Society panel?
You have a number of options available to you here:
- Carry on with your existing solicitors but National Counties Building Society will need to instruct a lawyer on the National Counties Building Society conveyancing panel. This will result in additional cost and potential delay.
- Get a new solicitor to act in the purchase, obviously checking they are on the National Counties Building Society conveyancing panel.
- Urge your lawyer to apply to join the National Counties Building Society lender panel
My lawyer has discovered a discrepancy between the assumptions in National Counties Building Society’s home valuation report and what is in the legal papers for the property. My lawyer says that as he is on the National Counties Building Society conveyancing panel he needs to ensure that the lender is with this discrepancy and is still content to lend. Is my lawyer’s approach appropriate?
A precondition to being on the National Counties Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on National Counties Building Society) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I require the services of a National Counties Building Society panel solicitor in Inverness. Could you help me?
It is not clear why you need a National Counties Building Society panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to National Counties Building Society to find out which solicitors in National Counties Building Society are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
My uncle passed away last year and as sole heir and executor was left the property. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to National Counties Building Society , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then National Counties Building Society will insist on your using a conveyancer on the National Counties Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your National Counties Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the National Counties Building Society mortgage is registered as a charge at the Land Registry.
Last month we had a mortgage agreed in principle with National Counties Building Society. Solicitors have been appointed? How long does it take for National Counties Building Society to send the offer to our conveyancer
Some lenders take longer than others. Have National Counties Building Society done the survey? Have you advised National Counties Building Society as your lawyers details and checked that your lawyer is on the National Counties Building Society conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I have instructed a lawyer having made sure that they are on the National Counties Building Society conveyancing panel. Does my lawyer arrange the survey of the property?
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Having read lots of house buying,I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my solicitor - who is on the National Counties Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
National Counties Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually National Counties Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with National Counties Building Society you could contact your them to see if they have a list of approved surveyors.
At last I have had an offer on an apartment accepted, but there is a chain. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What do I do now? When should I get the mortgage app going with National Counties Building Society?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the National Counties Building Society conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with National Counties Building Society and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.