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Find an Approved Solicitor on the National Counties Building Society Conveyancing Panel

Q and A’s regarding the National Counties Building Society Solicitor Panel

What is the rationale as to why all UK lawyers are not on the National Counties Building Society Solicitor panel?
As unjust as it may seem for National Counties Building Society to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern National Counties Building Society have restricted their panel of approved conveyancing lawyers to a size that they are happy to control. The National Counties Building Society lawyer panel is not the most exclusive of all lenders
I am buying a new build flat and my conveyancer is telling me that she has to disclose incentives from the builder as her firm is on the National Counties Building Society conveyancing panel. The Estate Agents are hassling me to exchange and I dont want to delay the conveyancing. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the National Counties Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on National Counties Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do I have to attend the offices of the National Counties Building Society conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Liverpool so that I can pop in to their offices if necessary.
Most conveyancing panel lawyers for National Counties Building Society undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
My conveyancers in Newcastle have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with National Counties Building Society. Is it case that being on the National Counties Building Society conveyancing panel they need to have retained the file for a prescribed period?
Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the National Counties Building Society Conveyancing Panel Terms. It might be worth you contacting National Counties Building Society directly.
We were going to get a DIP from National Counties Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the National Counties Building Society recommend a solicitor on the National Counties Building Society conveyancing panel, or is it better to find our own lawyer
You will need to appoint solicitors independently although you'll need to choose one on the National Counties Building Society conveyancing panel. The solicitor represents both you and the National Counties Building Society through the process.
My fiance and I are at the point of looking at houses and am about to put in an offer. Is it best to have a conveyancer on ‘stand by’? I I am planning to take a mortgage with National Counties Building Society
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with National Counties Building Society , make sure you remember to check that your lawyer is on the National Counties Building Society conveyancing panel.
My ex -wife’s name is on the National Counties Building Society mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the National Counties Building Society mortgage in order to sell?
As regards the National Counties Building Society mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of National Counties Building Society in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.