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I am getting a mortgage offer from Newcastle Building Society. I would like to enlist the help of a Licensed Conveyancer. Does the Newcastle Building Society Conveyancing panel exclude conveyancers regulated by the CLC
Newcastle Building Society’s conveyancing panel is, like many other lenders associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
I am purchasing a new build apartment and my lawyer is advising me that she has to disclose incentives from the developer as her firm is on the Newcastle Building Society conveyancing panel. I am on a tight deadline to exchange contracts and I dont want to delay deal. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Newcastle Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Newcastle Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am buying a flat and require a conveyancing solicitor in Liverpool who is on the Newcastle Building Society conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Newcastle Building Society . We don’t recommend any particular firm.
My lawyers in London have advised me that no longer have my conveyancing file. At the time of my purchase I took out a mortgage with Newcastle Building Society. Is it case that being on the Newcastle Building Society conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Newcastle Building Society Conveyancing Panel Terms. It might be worth you contacting Newcastle Building Society directly.
Two weeks ago we had a mortgage agreed in principle with Newcastle Building Society. Solicitors have been appointed? How long does it take for Newcastle Building Society to send the offer to our conveyancer
There is no definitive answer here. Have Newcastle Building Society completed the survey? Have you advised Newcastle Building Society as your lawyers details and checked that your lawyer is on the Newcastle Building Society conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
I have paid off my mortgage with Newcastle Building Society. I assume I don't need a solicitor on the Newcastle Building Society panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Newcastle Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Newcastle Building Society mortgage from the register. Newcastle Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Newcastle Building Society has sent the Land Registry the discharge electronically, and
the Newcastle Building Society has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Newcastle Building Society mortgage has been paid off.
Intending to buy a flat with a mortgage with Newcastle Building Society. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Newcastle Building Society conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Newcastle Building Society conveyancing panel
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