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The most common options here are as follows:

1. Complete the purchase with your preferred lawyers but Newcastle Building Society will need to instruct a lawyer on the Newcastle Building Society conveyancing panel. This will result in additional cost and potential delay.
2. Get a new solicitor to act in the purchase, obviously checking they are on the Newcastle Building Society conveyancing panel.
3. Convince your lawyer to do everything within their powers to join the Newcastle Building Society conveyancing panel

The document is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Newcastle Building Society conveyancing panel as a standard part of the process, and to the valuer when asked.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Newcastle Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

The law firms on our directory have assured us via an online form that they are on the Newcastle Building Society panel and agreed to advise us to take down their listing in the event of removal off of the Newcastle Building Society panel. To date we have not been informed by either a bank or a member of the public that the data about a specific firm being on the Newcastle Building Society conveyancing panel is incorrect.

Different lenders have different requirements but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Newcastle Building Society Conveyancing Panel Terms. It might be worth you contacting Newcastle Building Society directly.

Banks and Building Societies such as Newcastle Building Society can withdraw their mortgage offer although this rarely happens. should Newcastle Building Society withdraw their offer they may or may not inform you or the lawyer as to the reasons why. There are many potential reasons but here are a few examples:

• Many mortgage offers have an expiry date. Your lawyer should check this. Newcastle Building Society may amend or withdraw an offer before the end of its validation period if an offer extension is requested and following a re-evaluation of the property the value of the security is below a level which is acceptable to them.

• Situations where information provided by the borrower that enabled the lender to make a lending decision is fraudulent, incorrect or misleading.

• Where to proceed with the Mortgage offer would be unlawful

• Where the lender is on notice of a restriction or a right of pre-emption which is not at market value

• If the lender reasonably believe that the applicant, borrower, mortgagor or guarantor is insolvent or is about to become insolvent or has or will have a petition presented or if any one or all enter into any arrangement with their creditors generally or if any one or all should suffer a material change in their financial circumstances

If you have finished paying off your Newcastle Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Newcastle Building Society mortgage from the register. Newcastle Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Newcastle Building Society has sent the Land Registry the discharge electronically, and the Newcastle Building Society has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Newcastle Building Society mortgage has been paid off.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Newcastle Building Society conveyancing panel