Find an Approved Solicitor on the Nottingham Building Society
Common questions asked concerning the Nottingham Building Society Solicitor Panel
Much to my surprise I have been told by my broker that my solicitor is not on the Nottingham Building Society Solicitor panel. What can I do to be certain that this is indeed the case?
The best course of action for you to take is to contact your conveyancer. You lawyer should advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for Nottingham Building Society.
We are approaching an exchange and my mum and dad having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Nottingham Building Society. I am advised that, being on the Nottingham Building Society conveyancing panel and acting on their behalf he must inform Nottingham Building Society if the balance of the mortgage advance is not just from me. I advised the bank about my parent’s contribution when I applied for the home loan so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Nottingham Building Society to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Nottingham Building Society if you agree, failing which, your lawyer must cease to continue acting.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Nottingham Building Society conveyancing panel. My lawyer has said that they are on the Nottingham Building Society approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Nottingham Building Society conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Nottingham Building Society solicitor panel.
I am considering refinancing my apartment does my lawyer have to be on the Nottingham Building Society Conveyancing panel?
There is nothing to stop you using your solicitor but Nottingham Building Society will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.
Why might a lender such as Nottingham Building Society withdraw a mortgage offer?
Banks and Building Societies such as Nottingham Building Society can revoke their mortgage offer although this rarely happens. In the unlikely event that Nottingham Building Society withdraw their offer they may or may not inform you or the lawyer as to their reasoning. There are many potential reasons but here are a few examples:
Where information comes to Nottingham Building Society ‘s attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend
Where the purchase price and borrowers direct contribution differ to details on the mortgage application form completed by the borrower
Where the lender is on notice of a restriction or a right of pre-emption which is not at market value
Where the Lender’s right to possession is fettered in some way
If the lender reasonably suspects that the applicant, borrower, mortgagor or guarantor is involved in any criminal or fraudulent activity, including trading in illegal drugs or other substances, theft, robbery, deception or other serious offences, or if the applicant borrower, mortgagor or guarantor has a conviction for any serious criminal offence, including theft, deception, fraud, robbery or trade in illegal drugs or other substances;
I have not been happy with the level or service received from my lawyer. Is there a Nottingham Building Society conveyancing panel complaints department or do I complain directly to the law firm?
There is little point in complaining directly to Nottingham Building Society. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I had an offer accepted on a property on the 12th March 2014, valuation was booked 4 days later, received a clean bill of health. Property lawyer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham Building Society and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Nottingham Building Society conveyancing panel. Are Nottingham Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nottingham Building Society to deal with your lawyers application to be on the Nottingham Building Society conveyancing panel. There's no guarantee that your solicitors will be accepted.