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Ready to buy a new home? Failing to check that a lawyer is on the NRAM list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the NRAM Ltd Conveyancing Panel? How can my firm be reinstated onto the NRAM Ltd Conveyancing Panel?Find an Approved Solicitor on the NRAM Ltd Conveyancing Panel
FAQs for the NRAM Ltd Conveyancing Panel
My fiance and I are hoping to buy a 3 bedroom flat in Hackney with a mortgage from NRAM Ltd. We like our lawyer but NRAM Ltd says she’s not on their "panel". We have to appoint one of the NRAM Ltd panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the NRAM Ltd conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for NRAM Ltd
Our property lawyer is asking me for identification documents saying that this is part of his requirements as a conveyancer on the NRAM Ltd Solicitor panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that NRAM Ltd also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with NRAM Ltd CML Handbook requirements last updated on NRAM Ltd
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the NRAM Ltd conveyancing panel. My lawyer has said that they are on the NRAM Ltd approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the NRAM Ltd conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the NRAM Ltd solicitor panel.
We're in Birmingham, First timers buying with a mortgage (lender is NRAM Ltd , but our lawyer is on the NRAM Ltd conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the NRAM Ltd conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the NRAM Ltd conveyancing panel requirements are different to NRAM Ltd’s conveyancing panel requirements.
Hi, thinking about buying a house off my mate. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with NRAM Ltd. Is it possible to avoid using solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with NRAM Ltd involved you will need to appoint a solicitor on the NRAM Ltd conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to NRAM Ltd. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the NRAM Ltd conveyancing panel.
NRAM Ltd have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up NRAM Ltd or your broker and complete any relevant paperwork. NRAM Ltd will tell you what documents they want. NRAM Ltd will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. NRAM Ltd will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
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