Find a Law Firm
approved by NRAM

Ready to buy a new home? Failing to check that a lawyer is on the NRAM list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the NRAM Ltd Conveyancing Panel

NRAM Ltd Solicitor Panel Sample Enquires to our Call Center

My lawyer is not listed on the NRAM Ltd Solicitor Panel. Can I still use my preferred solicitor even though they are excluded from the NRAM Ltd panel of approved conveyancing solicitors?
You will need to have a conveyancer complete the legal work required when you take out a NRAM Ltd mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the NRAM Ltd conveyancing panel additional costs will be incurred as separate legal representation will be required by NRAM Ltd. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I am purchasing a newly constructed flat and my solicitor is informing me that she is duty bound to reveal incentives from the developer as her practice is on the NRAM Ltd conveyancing panel. I am under pressure to sign contracts and I dont want to prolong the conveyancing. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the NRAM Ltd approved panel is to comply with the CML Handbook requirements (last updated for this lender on NRAM Ltd). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I am Googling for online conveyancing estimates. Can I be sure that all the firms that are identified on your directory are on the NRAM Ltd conveyancing panel?
The law firms on our directory have assured us via an online form that they are on the NRAM Ltd panel and agreed to advise us to take down their listing in the event of removal off of the NRAM Ltd panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the NRAM Ltd conveyancing panel is incorrect.
My aunt passed away 10 months ago and as sole heir and executor was left the property. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to NRAM Ltd , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then NRAM Ltd will insist on your using a conveyancer on the NRAM Ltd conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your NRAM Ltd conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the NRAM Ltd mortgage is registered as a charge at the Land Registry.
Do conveyancing solicitors on the NRAM Ltd conveyancing panel work on a no move no charge basis?
In the main there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
Is it the case that all solicitor practices on the NRAM Ltd conveyancing panel regulated by the SRA?
As solicitors, in order to be on the NRAM Ltd conveyancing panel they would need to be regulated by the SRA. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
My offer on house has been accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What should be my next step? When should I get the mortgage app going with NRAM Ltd?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the NRAM Ltd conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with NRAM Ltd and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.