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approved by Paragon

Ready to buy a new home? Failing to check that a lawyer is on the Paragon list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Paragon Mortgages Ltd Conveyancing Panel

Paragon Mortgages Solicitor Panel Recently Asked Questions

My husband and I are buying a 3 bedroom apartment in London with a mortgage from Paragon Mortgages. We would like to retain our lawyer but Paragon Mortgages says she’s not on their "panel". It seems we have little choice but to instruct one of the Paragon Mortgages panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Paragon Mortgages use our lawyer?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Paragon Mortgages conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Paragon Mortgages
My lawyer has discovered an inconsistency when comparing the information in Paragon Mortgages’s home valuation report and what is revealed within the title deeds. My lawyer has advised that as he is on the Paragon Mortgages conveyancing panel he needs to ensure that the lender is with this discrepancy and is content go ahead. Is my solicitor’s course or action right?
A precondition to being on the Paragon Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Paragon Mortgages) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
I have been looking for competitive conveyancing fees. Can I be confident that all the firms that are listed on your site are on the Paragon Mortgages conveyancing panel?
The solicitor and licensed conveyancing practices on our directory have advised us that they are on the Paragon Mortgages panel and agreed to advise us to take down their listing in the event of removal off of the Paragon Mortgages panel. To date we have not been informed by either a mortgage company or a member of the public that the data about a specific firm being on the Paragon Mortgages conveyancing panel is incorrect.
I am trying to get my ex-wife taken off the mortgage deeds. Can Paragon Mortgages really insist on which solicitor I can or can not retain?
You can use any solicitor you like but Paragon Mortgages then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Paragon Mortgages solicitors panel
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Paragon Mortgages conveyancing panel?
A selection of banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
I currently have a mortgage with with Paragon Mortgages. Conveyancing was finalised a year ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Paragon Mortgages?
Paragon Mortgages must be informed of your intention before renting your property as this is likely to be a breach of Paragon Mortgages’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Paragon Mortgages directly. You need not do this via a Paragon Mortgages conveyancing panel firm.
The for formalities of my purchase has taken place with a loan from Paragon Mortgages. Conveyancing was of an acceptable standard but I would like to complain about Paragon Mortgages. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the Paragon Mortgages branches or the Customer Services Department at Paragon Mortgages head office. In most cases complaints to Paragon Mortgages are resolved effectively and efficiently. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service with full details of your complaint.