Find a Law Firm
approved by PepperMoneyUK

Ready to buy a new home? Failing to check that a lawyer is on the PepperMoneyUK list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Pepper Money (PUK) Conveyancing Panel

Frequently asked questions relating to the Pepper Money (UK) Conveyancing Panel

My lawyer is not on the Pepper Money (UK) Conveyancing Panel. Is it possible for me to use my family solicitor even though they are excluded from the Pepper Money (UK) panel?
The most common options here are as follows:
  1. Carry on with your preferred solicitors but Pepper Money (UK) will need to instruct a lawyer on the Pepper Money (UK) conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Pepper Money (UK) conveyancing panel.
  3. Urge your lawyer to apply to join the Pepper Money (UK) lender panel
We are nearing an exchange and my parents having transferred the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender Pepper Money (UK). I am advised that, being on the Pepper Money (UK) conveyancing panel and acting on their behalf he must inform Pepper Money (UK) if the balance of the mortgage advance is not just from me. I disclosed to the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for this now to be an issue?
Your lawyer is obliged to check with Pepper Money (UK) to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Pepper Money (UK) if you agree, failing which, your lawyer must cease to continue acting.
I note that you have a post code search directory identifying firms on the Pepper Money (UK) conveyancing panel. Do firms pay you a referral fee if I appoint them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Pepper Money (UK) conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am buying a garden flat and getting a mortgage with Pepper Money (UK). Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Pepper Money (UK) conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Pepper Money (UK) conveyancing panel in your location.
Planning on purchasing a flat with a mortgage with Pepper Money (UK). I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Pepper Money (UK) conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Pepper Money (UK) conveyancing panel
My offer was accepted on a house on the 6th March 2014, valuation was booked 2 days later, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Pepper Money (UK) and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Pepper Money (UK) conveyancing panel. Are Pepper Money (UK) entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Pepper Money (UK) to deal with your lawyers application to be on the Pepper Money (UK) conveyancing panel. There's no guarantee that your solicitors will be accepted.
My offer on house has been accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties booked. My conveyancing solicitor has been instructed. What should be my next step? At what point should I appy for the mortgage with Pepper Money (UK)?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Pepper Money (UK) conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Pepper Money (UK) and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.