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Ready to buy a new home? Failing to check that a lawyer is on the PepperMoney list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Pepper Money Conveyancing Panel

FAQs : The Pepper Money Solicitor Panel

My husband and I are purchasing a 1 bedroom apartment in Leeds with a mortgage from Pepper Money. We would like to retain our solicitor but Pepper Money says he's not on their "panel". It seems we have little choice but to instruct one of the Pepper Money panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Pepper Money conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Pepper Money
We are due to exchange on the purchase a house but as a result of damage from the recent storms I have agreed compensation from the seller of £3k approx by way of a reduction in the price. This was going to be dealt with as part of the conveyancing process but my mortgage company Pepper Money will not agree to this. Why was Pepper Money even consulted?
Your lawyer being on the Pepper Money conveyancing panel is duty bound to inform Pepper Money of any changes to the purchase price. If you were to refuse your lawyers to disclose the reduction to Pepper Money then they would have to discontinue acting for you and Pepper Money.
I am purchasing a house and need a conveyancing solicitor in who is on the Pepper Money solicitor. Can you recommend a local firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Pepper Money . We don’t recommend any particular firm.
I am purchasing a terraced house and getting a mortgage with Pepper Money. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Pepper Money conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Pepper Money conveyancing panel in your location.
Are all Conveyancing Quality Solicitors on the Pepper Money conveyancing panel?
A selection of lenders now use the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
Is it the case that all conveyancing solicitors on the Pepper Money conveyancing panel regulated by the SRA?
As a firm of solicitors, in order to be on the Pepper Money conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
I was told four weeks ago that my mortgage has been agreed to by Pepper Money. Is it usual for Pepper Money to only issue the offer once my solicitor is approved on their conveyancing panel?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Pepper Money to deal with your lawyers application to be on the Pepper Money conveyancing panel. There's no guarantee that your solicitors will be accepted.