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approved by PepperMoney
Ready to buy a new home? Failing to check that a lawyer is on the PepperMoney list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the Pepper Money Conveyancing Panel? How can my firm be reinstated onto the Pepper Money Conveyancing Panel?Find an Approved Solicitor on the Pepper Money Conveyancing Panel
Common questions asked concerning the Pepper Money Conveyancing Panel
I was advised recently by my financial adviser that my property lawyer is not on the Pepper Money Conveyancing panel. How can I be sure that this is correct?
The first thing you need to do is to contact your conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a firm that is on the the approved Pepper Money solicitor panel.
I am buying a newly built apartment and my conveyancer is informing me that she is duty bound to disclose incentives from the seller as her practice is on the Pepper Money conveyancing panel. I am under pressure to exchange and my preference is not to delay deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Pepper Money approved panel is to comply with the CML Handbook requirements (last updated for this lender on Pepper Money). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I note that you have a search directory identifying solicitors on the Pepper Money conveyancing panel. Do firms pay you a referral fee if I retain them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Pepper Money conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am attempting to get my former partner removed the mortgage deeds. Can Pepper Money really insist on which solicitor I can or can not use?
You can use any solicitor you like but Pepper Money then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Pepper Money solicitors panel
Are all Conveyancing Quality Solicitors on the Pepper Money conveyancing panel?
A selection of lenders now use CQS as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.
Can I register a complaint to Pepper Money about the lawyers being on the Pepper Money conveyancing panel?
Complaining to Pepper Money about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. Usually one can find this information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.
I am selling my apartment. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Pepper Money are being a right pain. The solicitor who is on the Pepper Money conveyancing panel is recommending indemnity insurance as a solution but Pepper Money are insisting on a building regulation certificate. Why do Pepper Money have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Pepper Money have referred the matter to their valuer. The reason why Pepper Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
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Transfer of Equity for Pepper MoneyPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors