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approved by PepperMoney

Ready to buy a new home? Failing to check that a lawyer is on the PepperMoney list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Pepper Money Conveyancing Panel

Frequently asked questions relating to the Pepper Money Solicitor Panel

On what basis would a law firm be removed from the Pepper Money solicitor panel?
A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of law firms had been removed from a lender panel. The most common reasons in order are :
  1. lack of transactions
  2. the lawyer is a sole practitioner
  3. as part of the HSBC panel reduction
  4. regulatory contact by SRA
  5. accidental removal. We are not aware of the specific or common criteria for removal by Pepper Money
My nephew is purchasing a new build apartment with a home loan from Pepper Money. His conveyancer has said that there is a delay in completing the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Pepper Money conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Pepper Money conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

How up to date is your database of lawyers on the Pepper Money conveyancing panel? Do Pepper Money send you an updated list?
The firms themselves provide us confirmation that they are on the Pepper Money conveyancing panel as opposed to being supplied with a list from Pepper Money directly.
I am attempting to get my ex-husband removed the mortgage deeds. Can Pepper Money really insist on which solicitor I can or can not use?
You can use any solicitor you like but Pepper Money then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Pepper Money solicitors panel
I previously instructed online solicitors located in Birmingham who are on the Pepper Money solicitor panel. They are now charging me a separate fee of £175 for dealing with the Pepper Money mortgage. Is this a supplemental conveyancing fee set by Pepper Money?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Pepper Money but by your lawyers. Some firms on the Pepper Money will charge an ‘acting for lender’ fee and others do not.
I have agreed a price on a apartment I spoke to a lawyer recommended by my uncle and he recommended retaining a solicitor approved by Pepper Money. The estate agent recommended two local firms so I asked Pepper Money if the 2 suggested solicitors are approved, which they are not. Pepper Money pointed out that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Pepper Money 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Pepper Money for conveyancing panel firms in your area. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Pepper Money conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Pepper Money conveyancing panel as it may only take about 2-3 weeks. As long as they meet Pepper Money’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
My offer was accepted on a property on the 20th February 2014, valuation was booked five days after, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Pepper Money and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Pepper Money conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Pepper Money to deal with your lawyers application to be on the Pepper Money conveyancing panel. There's no guarantee that your solicitors will be accepted.