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approved by Pepper

Ready to buy a new home? Failing to check that a lawyer is on the Pepper list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Pepper Homeloans Conveyancing Panel

FAQs : The Pepper Homeloans Solicitor Panel

My lawyer is not listed on the Pepper Homeloans Solicitor Panel. Is it possible for me to retain my preferred solicitor even though they are excluded from the Pepper Homeloans list of approved lawyers?
The most common options here are as follows:
  1. Carry on with your preferred lawyers but Pepper Homeloans will need to instruct a lawyer on the Pepper Homeloans conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Pepper Homeloans conveyancing panel.
  3. Urge your lawyer to apply to join the Pepper Homeloans lender panel
Can you clarify something for me?. For no fault of my lawyer but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Pepper Homeloans was dated random date and we have agreed a date for me to move into the property on Tues etc. My solicitor informs me that as she is on the Pepper Homeloans conveyancing panel she needs to reorder the searches as they are no longer valid.
A precondition to being on the Pepper Homeloans approved panel is to comply with the CML Handbook requirements (last updated for this lender on Pepper Homeloans)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Pepper Homeloans.
I need to find a Pepper Homeloans panel solicitor in Inverness. Can you assist?
It is not clear why you need a Pepper Homeloans panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Pepper Homeloans to find out which solicitors in Pepper Homeloans are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
I am considering remortgaging my house does my lawyer need to be on the Pepper Homeloans Conveyancing panel?
In theory, you could use a solicitor that is not on Pepper Homeloans conveyancing panel, but Pepper Homeloans would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Is there a list of Pepper Homeloans panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
We are getting a further advance on our mortgage from Pepper Homeloans as we wish to carry out a loft conversion to our home. Do we need to appoint a solicitor on the Pepper Homeloans conveyancing panel to deal with the legals?
Pepper Homeloans would not normally instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Pepper Homeloans panel
After shopping around on the internet I have found a solicitor having checked that they are on the Pepper Homeloans conveyancing panel. Does my lawyer arrange the survey of the property? Or I've read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Pepper Homeloans conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Pepper Homeloans will need an independent valuation of the property. Your lawyer will not arrange this. Usually Pepper Homeloans will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Pepper Homeloans you could contact your them to see if they have a list of approved surveyors.