Find a Law Firm approved by Pepper

Ready to buy a new home? Failing to check that a lawyer is on the Halifax list of approved solicitors can put your transaction at risk of delay or failure.

Find a Law Firm approved by Pepper
Find a Law Firm approved by Pepper

Find an Approved Solicitor on the Pepper Homeloans Conveyancing Panel

Pepper Homeloans Conveyancing Panel Recently Asked Questions

My property lawyer has never been on on the Pepper Homeloans Approved Panel. Can I still use my preferred solicitor notwithstanding that they are not on the Pepper Homeloans list of approved lawyers?
The most common options here are as follows:
  1. Complete the purchase with your existing lawyers but Pepper Homeloans will need to instruct a lawyer on the Pepper Homeloans conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Pepper Homeloans conveyancing panel.
  3. Urge your lawyer to apply to join the Pepper Homeloans lender panel
My husband and I are refinancing our maisonette with Pepper Homeloans. We have a son 19 who lives with us. The solicitor on the Pepper Homeloans conveyancing panel requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have two concerns (1) Is this form unique to the Pepper Homeloans conveyancing panel as he did not need to sign this form when we purchased 5 years ago (2) Does our son by signing this giving up his rights to inherit the property?
First, rest assured that your Pepper Homeloans conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Pepper Homeloans .This is solely used to protect the Pepper Homeloans if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Pepper Homeloans had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I see that you have a post code search directory listing firms on the Pepper Homeloans conveyancing panel. Do firms pay you a referral fee if I appoint them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Pepper Homeloans conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in Liverpool, First time buyers buying with a mortgage (lender is Pepper Homeloans , but our lawyer is on the Pepper Homeloans conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Pepper Homeloans conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
When it comes to mortgage companies such as Pepper Homeloans do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
We have agreed to purchase a house.One unusual aspect is that the roof has a solar panel. Pepper Homeloans have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that you are obtaining a mortgage with Pepper Homeloans your lawyer must to check the Pepper Homeloans conveyancing instructions contained in the Part of CML Handbook for Pepper Homeloans . The CML Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Pepper Homeloans where a lease does not meet these requirements. The requirements relate to the installation of panels on properties in England and Wales. Requirements for Scotland are due in the near future.
Sometime soon me and my wife are purchasing a flat in Hendon. Conveyancing solicitors in Hendon need to beinstructed. My motherrecommended that we make sure that the solicitor in Hendon is on the Pepper Homeloans panel. Is this really necessary?
A limited percentage of Hendon conveyancing firms are on the Pepper Homeloans conveyancing panel. 7 people a month use our search tool to search for a Hendon conveyancing lawyer on the on the Pepper Homeloans list of approved conveyancing firms.

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