Find a Law Firm approved by Pepper

Ready to buy a new home? Failing to check that a lawyer is on the Halifax list of approved solicitors can put your transaction at risk of delay or failure.

Find a Law Firm approved by Pepper
Find a Law Firm approved by Pepper

Find an Approved Solicitor on the Pepper Homeloans Conveyancing Panel

FAQs for the Pepper Homeloans Conveyancing Panel

The lawyer my fiance and I had intended to instruct on a remortgage said she will levy higher legal fees if my lender is due to their unusual legal requirements. Will I regret using Pepper Homeloans? Any comments will be appreciated
Pepper Homeloans conveyancing requirements for their panel are no better or no more complicated than most lenders. It is the case now the CML Handbook, the "bible" used by solicitors to establish lender requirements, is different for each lender. It is not clear if your lawyer is on the Pepper Homeloans conveyancing panel. If they are not, this does add further risk of delay as Pepper Homeloans will appoint their own solicitors to look after their interest.
I do hope you can help me. My conveyancer is advising me that she is duty-bound to conduct a Local Authority search because the firm are on the Pepper Homeloans solicitor panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with Pepper Homeloans your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Pepper Homeloans’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Pepper Homeloans. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I note that you have a search directory identifying firms on the Pepper Homeloans conveyancing panel. Do firms pay you a referral fee if I instruct them for my own conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Pepper Homeloans conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am attempting to get my former partner removed the mortgage deeds. Can Pepper Homeloans really tell me which solicitor I can or can not use?
You can use any solicitor you like but Pepper Homeloans then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Pepper Homeloans solicitors panel
Can I be sure that the solicitor on the Pepper Homeloans panel is any good?
seeking recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the solicitor handling your transaction
I have a mortgage with Pepper Homeloans. Conveyancing was finalised 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Pepper Homeloans?
You must advise Pepper Homeloans in advance of letting out your property as this is likely to be a breach of Pepper Homeloans’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Pepper Homeloans directly. You need not do this via a Pepper Homeloans conveyancing panel lawyer.
Can I register a complaint to Pepper Homeloans about the lawyers being on the Pepper Homeloans conveyancing panel?
Complaining to Pepper Homeloans about their conveyancing panel is unlikely to yield much of a response. All solicitors and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.

The Legal Ombudsman will make sure that your complaint is addressed by the solicitor. It can also advise you how to complain.

If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.


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Transfer of Equity for Pepper Homeloans

Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors