Find a Lawyer on the Perenna Conveyancing Panel

Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the Perenna solicitor panel.

Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Perenna. We don’t recommend any particular firm.

We are a listing service only for law firms wishing to communicate if they are on the Perenna conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.

As opposed to ten years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in.

Unfortunately it's not apparent why you need a Perenna panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Perenna to find out which solicitors in Perenna are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month

The most common options here are as follows:

1. Complete the purchase with your existing solicitors but Perenna will need to instruct a lawyer on the Perenna conveyancing panel. This will result in additional cost and potential delay.
2. Get a new solicitor to act in the purchase, obviously checking they are on the Perenna conveyancing panel.
3. Urge your lawyer to apply to join the Perenna lender panel

Lenders have always had panels of law firms they are willing to work with, but in the past few years big names such as Santander, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have worked with them for more than 25 years.

Lenders blame a rise in fraud as the reason for the cull – criteria have been tightened and a smaller panel should be easier to keep an eye on. No lender will say how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is hearing daily from firms that have been removed from panels, or have other concerns about them. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyer's case. Your purchasers are unlikely to have any sway in the decision.

You are best placed to get this information from your conveyancing lawyer. They should have a central record lender panel numbers including the Perenna panel reference.

Perenna's conveyancing panel is, like many other lenders associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.

A survey recently commissioned by the Solicitors Regulatory Authority found that three quarters of law firms had been removed from a lender panel. The top reasons in order are:

1. lack of transactions
2. the lawyer is a sole practitioner
3. as part of the HSBC panel reduction
4. regulatory contact by SRA
5. accidental removal. We are not aware of the specific or common criteria for removal by Perenna

The answer depends on whether you still have confidence in the said solicitors and how long it will take for the firm to be reinstated on the Perenna conveyancing panel You may wish to enlist the help of your broker to check with the Perenna as to how long they think it will take to get the firm to get back on the panel.

Perenna's conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Perenna will allow to act for them.

It is true that some banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said, UK Finance have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.

There is generally no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a 'gatekeeper'). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Perenna but by your lawyers. Some firms on the Perenna will charge an 'acting for lender' fee and others do not.

Getting recommendations is a good start. Before you go ahead check if they offer a no sale no fee offer. Also you often get what you pay for - a firm which quotes more will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer handling your transaction

Perenna will only instruct licensed conveyancers or solicitor firms that are on their conveyancing panel. If you want your solicitor firm to be admitted onto the Perenna conveyancing panel, they must apply to Perenna directly and meet the lender's panel criteria.

Many lenders operate a restricted conveyancing panel, while others allow any solicitor to join so long as they meet the lender's criteria. Each lender sets its own requirements. For example, the Perenna conveyancing panel requirements differ from those of other lenders.

Perenna would not normally instruct a member of their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Perenna list

Some lenders take longer than others. Have Perenna done the valuation? Have you advised Perenna as your lawyers details and checked that your lawyer is on the Perenna conveyancing panel? It is not unusual for a mortgage offer to take a month to come through

Where information comes to Perenna 's attention regarding the customers or the security that they were not aware of prior to offer that affects their original decision to lend

Ask Perenna for conveyancing panel firms in your area. Lenders have them all over the country. You can also use our search tool at the top of this page to search for a lawyer on the Perenna conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Perenna conveyancing panel as it may only take about 2-3 weeks. As long as they meet Perenna's requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.

If you have finished paying off your Perenna mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Perenna mortgage from the register. Perenna,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Perenna has sent the Land Registry the discharge electronically, and the Perenna has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Perenna mortgage has been paid off.

It is not advisable proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event if you are getting a mortgage with Perenna you will need to appoint a solicitor on the Perenna conveyancing panel.

All banks and building societies have complaints procedures. Your first point of contact should be one of the Perenna branches or the Customer Services Department at Perenna head office. We understand that complaints to Perenna are sorted out very quickly. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

As long as the conveyancer is on the Perenna panel she or he must comply with the UK Finance Mortgage Lenders' Handbook requirements for Perenna. Unless your lawyer obtains specific confirmation in writing that Perenna will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Perenna to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.

It is probably the case that Perenna have referred the matter to their valuer. The reason why Perenna may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.

The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Perenna or your broker and complete any relevant paperwork. Perenna will tell you what documents they want. Perenna will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Perenna will issue the offer to you and your lawyer. The transaction will then take it's course according the nature and complexity of the conveyancing.

Not all your area conveyancing firms are on the Perenna conveyancing panel. Use the above search tool to locate a your area conveyancing firm on the on the Perenna panel.

First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have ti instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by the regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.

Ordinarily, even if your lawyer is not on the Perenna conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.

This is a rare situation indeed. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Perenna branch or your mortgage broker to see if they can assist.

If you have an estate agent involved then let them know straight away so that they can let the sellers know that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Perenna conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist

If you intend to re-mortgage then Perenna will insist on your using a conveyancer on the Perenna conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Perenna conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Perenna mortgage is registered as a charge at the Land Registry.

Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Perenna your lawyer has to comply with their conditions as set out in their version of the UK Finance Mortgage Lenders' Handbook. Your lawyer would have previously signed the Terms and Conditions of Perenna's conveyancing panel appointment which obliges them to follow the UK Finance Mortgage Lenders' Handbook requirements last updated Perenna. even if you were a cash buyer you would be ill advised not to carry out a local authority search.

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Perenna are the client. A precondition to being on the Perenna approved panel is to comply with the UK Finance Mortgage Lenders' Handbook requirements (last updated for this lender on Perenna). The UK Finance Mortgage Lenders' Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Perenna can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

One of the many conditions to being on the Perenna approved panel is to comply with the UK Finance Mortgage Lenders' Handbook requirements (last updated for this lender on Perenna)which states that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called 'search validation' indemnity insurance is acceptable to Perenna.

Any lawyer on the Perenna conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Perenna's Part 2 requirements of the UK Finance Mortgage Lenders' Handbook (last updated on Perenna). Being on the Perenna conveyancing panel your lawyer is expect to follow these requirements.

Your lawyer is obliged to check with Perenna to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Perenna if you agree, failing which, your lawyer must cease to continue acting.

The form is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son's lawyer who should be on the Perenna conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Perenna conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.