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approved by Precise Mtgs

Ready to buy a new home? Failing to check that a lawyer is on the Precise Mtgs list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Precise Mortgages (Charter Court Financial Services Ltd) Conveyancing Panel

Common questions asked concerning the Precise Mortgages Solicitor Panel

My financial adviser has has requested my law firm’s panel member for the Precise Mortgages conveyancing panel. What is the best way to obtain this. I have contacted my local Precise Mortgages office but they have not responded to me.
You are best placed to get this information from your conveyancing lawyer. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for Precise Mortgages.
Please assist. For no fault of my lawyer but, the conveyancing for my house purchase has been going on for months. The Local Authority Search from Precise Mortgages was dated random date and we have agreed a date for me to move into the property on 6. My lawyer has advised that as she is on the Precise Mortgages conveyancing panel she needs to reorder the searches as they are no longer valid.
One of the many conditions to being on the Precise Mortgages approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Precise Mortgages)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Precise Mortgages.
I require the services of a Precise Mortgages panel solicitor in Inverness. Could you help me?
Unfortunately it’s not apparent why you need a Precise Mortgages panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Precise Mortgages to find out which solicitors in Precise Mortgages are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am selling my house. Does my solicitor have to be on the Precise Mortgages conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Precise Mortgages conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
Can you point me to a directory of Precise Mortgages panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I have paid off my mortgage with Precise Mortgages. I assume I don't need a solicitor on the Precise Mortgages panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Precise Mortgages mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Precise Mortgages mortgage from the register. Precise Mortgages,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Precise Mortgages has sent the Land Registry the discharge electronically, and the Precise Mortgages has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Precise Mortgages mortgage has been paid off.
I was told three weeks ago that my mortgage has been agreed to by Precise Mortgages. Is it usual for Precise Mortgages to only issue the offer once my solicitor is approved on their conveyancing panel?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Precise Mortgages to deal with your lawyers application to be on the Precise Mortgages conveyancing panel. There's no guarantee that your solicitors will be accepted.