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approved by RBS - Direct Line
Ready to buy a new home? Failing to check that a lawyer is on the RBS - Direct Line list of approved solicitors can put your transaction at risk of delay or failure.
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How does my firm apply to be on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel?Find an Approved Solicitor on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel
FAQs : The RBS - Direct Line Solicitor Panel
My Conveyancer has never been on on the RBS - Direct Line Solicitor Panel. Is it possible for me to use my family solicitor even though they are excluded from the RBS - Direct Line panel of approved conveyancing solicitors?
You will need to have a conveyancer complete the legal work required when you take out a RBS - Direct Line mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the RBS - Direct Line conveyancing panel additional costs will be incurred as separate legal representation will be required by RBS - Direct Line. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I am purchasing a newly constructed duplex and my solicitor is advising me that she has to disclose incentives from the seller as her firm is on the RBS - Direct Line conveyancing panel. I am on a tight deadline to exchange and my preference is not to prolong deal. Can I insist on an exchange regardless of what my lawyer says about being on the RBS - Direct Line panel?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the RBS - Direct Line approved panel is to comply with the CML Handbook requirements (last updated for this lender on RBS - Direct Line). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I need to find a RBS - Direct Line panel solicitor in Stirling. Could you help me?
Unfortunately it’s not apparent why you need a RBS - Direct Line panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to RBS - Direct Line to find out which solicitors in RBS - Direct Line are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am trying to get my ex-wife removed the mortgage deeds. Can RBS - Direct Line really insist on which solicitor I can or can not use?
You can use any solicitor you like but RBS - Direct Line then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the RBS - Direct Line solicitors panel
is it true that all solicitor firms on the RBS - Direct Line conveyancing panel regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the RBS - Direct Line conveyancing panel they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers (CLC).
Hi, thinking about buying a house off my mate. Once we agree a price, what’s the best way to move forward? I hope to get a mortgage with RBS - Direct Line. Is there anyway to cut out the solicitors to save on the costs? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with RBS - Direct Line involved you will need to appoint a solicitor on the RBS - Direct Line conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to RBS - Direct Line. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the RBS - Direct Line conveyancing panel.
My ex -wife’s name is on the RBS - Direct Line mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the RBS - Direct Line mortgage in order to sell?
In terms of the RBS - Direct Line mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of RBS - Direct Line in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.
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