Find a Law Firm approved by RBS - Direct Line

Ready to buy a new home? Failing to check that a lawyer is on the RBS - Direct Line list of approved solicitors can put your transaction at risk of delay or failure.

Find a Law Firm approved by RBS - Direct Line
Find a Law Firm approved by RBS - Direct Line

Find an Approved Solicitor on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel

FAQs for the RBS - Direct Line Solicitor Panel

I am getting a mortgage with RBS - Direct Line. I intend to retain the legal services of a Licensed Conveyancer. Does the RBS - Direct Line Solicitor panel allow for Licensed Conveyancers
RBS - Direct Line’s approved solicitor list is, like many other lenders associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My solicitor has uncovered a difference between the assumptions in RBS - Direct Line’s valuation survey and what is revealed within the legal papers for the property. My lawyer has advised that as he is on the RBS - Direct Line conveyancing panel he is duty bound to ensure that the lender is happy with this discrepancy and is still content to lend. Is my lawyer’s approach legitimate?
A precondition to being on the RBS - Direct Line approved panel is to comply with the CML Handbook requirements (last updated for this lender on RBS - Direct Line) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
How do I search for a local solicitor on the RBS - Direct Line conveyancing panel? I have a car and am prepared to travel up to 25 miles to meet the conveyancer.
Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location and you will see a number of lawyer located nearest you. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the RBS - Direct Line solicitor panel.
My grandmother passed away last year and as sole heir and executor was left the house. The house had a small mortgage left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to RBS - Direct Line , pay off the mortgage etc. Is this possible?
If you intend to re-mortgage then RBS - Direct Line will insist on your using a conveyancer on the RBS - Direct Line conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS - Direct Line conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS - Direct Line mortgage is registered as a charge at the Land Registry.
I have paid off my mortgage with RBS - Direct Line. I assume I don't need a solicitor on the RBS - Direct Line panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your RBS - Direct Line mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS - Direct Line mortgage from the register. RBS - Direct Line,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the RBS - Direct Line has sent the Land Registry the discharge electronically, and the RBS - Direct Line has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your RBS - Direct Line mortgage has been paid off.
I am selling my apartment. I had a double glazing fitted in month 2010 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, RBS - Direct Line are being difficult. The solicitor who is on the RBS - Direct Line conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS - Direct Line are requiring a building regulation certificate. Why do RBS - Direct Line have a conveyancing panel of they don’t accept advice from them?
It is probably the case that RBS - Direct Line have referred the matter to their valuer. The reason why RBS - Direct Line may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
My ex -wife’s name is on the RBS - Direct Line mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the RBS - Direct Line mortgage in order to sell?
As regards the RBS - Direct Line mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of RBS - Direct Line in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.

Other Topics

Transfer of Equity for RBS - Direct Line

Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors