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approved by RBS - Direct Line
Ready to buy a new home? Failing to check that a lawyer is on the RBS - Direct Line list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel?
Find an Approved Solicitor on the The Royal Bank of Scotland plc Direct Line Mortgages Conveyancing Panel
RBS - Direct Line Solicitor Panel Example Support Desk Enquires
My financial adviser has asked me for my law firm’s panel member for the RBS - Direct Line conveyancing panel. Can you suggest how I find this out. I have e-mailed my local RBS - Direct Line office but they cant find it on their system.
Have you tried speaking to your lawyer about this?. A law firm is likely to keep a file or database of lender panel information which would include, if applicable their conveyancing panel details for RBS - Direct Line.
My solicitor has uncovered a discrepancy when comparing the surveyor’s assumptions in RBS - Direct Line’s valuation report and what is in the conveyancing documents. My solicitor has advised that as he is on the RBS - Direct Line conveyancing panel he is obliged to ensure that the lender is happy with this discrepancy and is content go ahead. Is my lawyer’s stance correct?
A precondition to being on the RBS - Direct Line approved panel is to comply with the CML Handbook requirements (last updated for this lender on RBS - Direct Line) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the RBS - Direct Line conveyancing panel. My lawyer has said that they are on the RBS - Direct Line approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the RBS - Direct Line conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the RBS - Direct Line solicitor panel.
I am selling my house. Does my solicitor have to be on the RBS - Direct Line conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the RBS - Direct Line conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
I previously instructed online conveyancers located in Birmingham who are on the RBS - Direct Line solicitor panel. They have just invoiced me a separate fee of £175 for the legal aspects of the RBS - Direct Line mortgage. Is this a supplemental conveyancing fee specified by RBS - Direct Line?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by RBS - Direct Line but by your lawyers. Some firms on the RBS - Direct Line will charge an ‘acting for lender’ fee but plenty of firms include it on their overall fee.
Two weeks ago we had a mortgage agreed in principle with RBS - Direct Line. Solicitors have been chosen? What is the average time that one could expect to receive a mortgage offer from RBS - Direct Line?
Some lenders take longer than others. Have RBS - Direct Line done the valuation? Have you advised RBS - Direct Line as your lawyers details and checked that your lawyer is on the RBS - Direct Line conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
RBS - Direct Line have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up RBS - Direct Line or your broker and complete any relevant paperwork. RBS - Direct Line will tell you what documents they want. RBS - Direct Line will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. RBS - Direct Line will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.