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approved by Royal Bank of Scotland -Natwest One

Ready to buy a new home? Failing to check that a lawyer is on the Royal Bank of Scotland -Natwest One list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Natwest One Account Conveyancing Panel

FAQs : The Royal Bank of Scotland -Natwest One Solicitor Panel

My fiance and I are hoping to buy a 2 bedroom flat in Newcastle with a mortgage from Royal Bank of Scotland -Natwest One. We would like to retain our solicitor but Royal Bank of Scotland -Natwest One says he's not on their "panel". We have to appoint one of the Royal Bank of Scotland -Natwest One panel firms or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Royal Bank of Scotland -Natwest One conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Royal Bank of Scotland -Natwest One
I do hope you can help me. My conveyancer is advising me that he has to order a Local Authority search as the firm are on the Royal Bank of Scotland -Natwest One conveyancing panel. Is this really necessary?
You have limited options available to you. As you are taking a mortgage with Royal Bank of Scotland -Natwest One your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Royal Bank of Scotland -Natwest One’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Royal Bank of Scotland -Natwest One. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Do all the firms listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Royal Bank of Scotland -Natwest One solicitor panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
My lawyers in Manchester have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with Royal Bank of Scotland -Natwest One. Is it case that being on the Royal Bank of Scotland -Natwest One conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Royal Bank of Scotland -Natwest One Conveyancing Panel Terms. It might be worth you contacting Royal Bank of Scotland -Natwest One directly.
Do the majority of lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Royal Bank of Scotland -Natwest One conveyancing panel requirements are different to Royal Bank of Scotland -Natwest One’s conveyancing panel requirements.
My fiance and I are at the point of looking at houses and now considering a potential offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a home loan with Royal Bank of Scotland -Natwest One
You should start obtaining conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Royal Bank of Scotland -Natwest One , ask your prospective lawyers check they are on the Royal Bank of Scotland -Natwest One conveyancing panel otherwise they can't do the mortgage legal work.
My ex -wife’s name is on the Royal Bank of Scotland -Natwest One mortgage of my property but not on the land registry. The apartment was transferred to me on our divorce many years ago by way of a sealed court order. Does my ex still have a say on the sale even though the land registry showing the property in my name alone? Will I be required to take her name of the Royal Bank of Scotland -Natwest One mortgage in order to sell?
In terms of the Royal Bank of Scotland -Natwest One mortgage, it is unusual that your ex-wife’s name remains on the mortgage but not on the title. It is conceivable that this is an oversight on the part of your conveyancers to ensure that her name was removed or even an administrative error on the part of Royal Bank of Scotland -Natwest One in failing to update their data. In any event, it should cause difficulty providing her name no longer appears on the Land Registry title and you have a court order ordering that the property is transferred to you.