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approved by Royal Bank of Scotland -Natwest One

Ready to buy a new home? Failing to check that a lawyer is on the Royal Bank of Scotland -Natwest One list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Natwest One Account Conveyancing Panel

Royal Bank of Scotland -Natwest One Solicitor Panel Example Support Desk Enquires

Am I correct in assuming that the fact that my conveyancer is not identified on the Royal Bank of Scotland -Natwest One Conveyancing panel that there is a problem with the quality of the firm’s work?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 3 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Royal Bank of Scotland -Natwest One.
Our lawyer has identified a problem with the lease for the property we are purchasing. The seller’s lawyers have offered defective title insurance as a solution. We are happy with insurance and will pay for it. Our lawyer has advised that as he is on the Royal Bank of Scotland -Natwest One conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or Royal Bank of Scotland -Natwest One?
Just because you have a mortgage offer from Royal Bank of Scotland -Natwest One does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and Royal Bank of Scotland -Natwest One are the client. These conveyancing instructions have to be complied with by the Royal Bank of Scotland -Natwest One conveyancing panel who has to balance acting for you and Royal Bank of Scotland -Natwest One
Do all the licensed conveyancers and solicitor practices listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Royal Bank of Scotland -Natwest One solicitor panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
We're in Wales, First timers purchasing with a mortgage (lender is Royal Bank of Scotland -Natwest One , but our solicitor is on the Royal Bank of Scotland -Natwest One conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Royal Bank of Scotland -Natwest One conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
Are all Conveyancing Quality Solicitors on the Royal Bank of Scotland -Natwest One conveyancing panel?
Some major lenders now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however is no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of firms.
I currently have a mortgage with with Royal Bank of Scotland -Natwest One. Conveyancing was finalised a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Royal Bank of Scotland -Natwest One?
Your original mortgage agreement with Royal Bank of Scotland -Natwest One will provide that you need their approval before letting out your property as this is likely to be a breach of Royal Bank of Scotland -Natwest One’s mortgage conditions. It may be that Royal Bank of Scotland -Natwest One will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Royal Bank of Scotland -Natwest One directly. You need not do this via a Royal Bank of Scotland -Natwest One conveyancing panel firm.
I was told four weeks ago that my mortgage has been agreed to by Royal Bank of Scotland -Natwest One. Is it usual for Royal Bank of Scotland -Natwest One to only issue the offer once my solicitor is approved on their conveyancing panel?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Royal Bank of Scotland -Natwest One to deal with your lawyers application to be on the Royal Bank of Scotland -Natwest One conveyancing panel. There's no guarantee that your solicitors will be accepted.