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approved by Royal Bank of Scotland -Natwest One
Ready to buy a new home? Failing to check that a lawyer is on the Royal Bank of Scotland -Natwest One list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the The Royal Bank of Scotland plc Natwest One Account Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc Natwest One Account Conveyancing Panel?Find an Approved Solicitor on the The Royal Bank of Scotland plc Natwest One Account Conveyancing Panel
Common questions asked concerning the Royal Bank of Scotland -Natwest One Conveyancing Panel
My property lawyer is not listed on the Royal Bank of Scotland -Natwest One Approved Panel. Can I still use my preferred solicitor notwithstanding that they are excluded from the Royal Bank of Scotland -Natwest One panel of approved conveyancing solicitors?
You will need to have a conveyancer complete the legal work required when you take out a Royal Bank of Scotland -Natwest One mortgage to buy your property. They’ll carry out all the necessary legal checks on the property, make sure that you’re properly registered as the owner and ensure that all the necessary mortgage documentation is in place. You can instruct a conveyancing firm of your choice. However, if the firm selected is not a member of the Royal Bank of Scotland -Natwest One conveyancing panel additional costs will be incurred as separate legal representation will be required by Royal Bank of Scotland -Natwest One. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
Our conveyancing solicitor has requested from me proof of ID documents asserting that this is part of his requirements as a solicitor on the Royal Bank of Scotland -Natwest One Conveyancing panel. Can you confirm whether this is the case?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Royal Bank of Scotland -Natwest One also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Royal Bank of Scotland -Natwest One CML Handbook requirements last updated on Royal Bank of Scotland -Natwest One
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the Royal Bank of Scotland -Natwest One conveyancing panel. My lawyer has said that they are on the Royal Bank of Scotland -Natwest One approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Royal Bank of Scotland -Natwest One conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Royal Bank of Scotland -Natwest One solicitor panel.
We're in London, First timers purchasing with a mortgage (lender is Royal Bank of Scotland -Natwest One , but our lawyer is on the Royal Bank of Scotland -Natwest One conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Royal Bank of Scotland -Natwest One conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
When it comes to lenders such as Royal Bank of Scotland -Natwest One do lawyers have to be pay a fee to be on the list of approved solicitors?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have paid off my mortgage with Royal Bank of Scotland -Natwest One. I assume I don't need a solicitor on the Royal Bank of Scotland -Natwest One panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Royal Bank of Scotland -Natwest One mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Royal Bank of Scotland -Natwest One mortgage from the register. Royal Bank of Scotland -Natwest One,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the Royal Bank of Scotland -Natwest One has sent the Land Registry the discharge electronically, and
the Royal Bank of Scotland -Natwest One has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Royal Bank of Scotland -Natwest One mortgage has been paid off.
Royal Bank of Scotland -Natwest One have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Royal Bank of Scotland -Natwest One or your broker and complete any relevant paperwork. Royal Bank of Scotland -Natwest One will tell you what documents they want. Royal Bank of Scotland -Natwest One will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Royal Bank of Scotland -Natwest One will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.