Find an Approved Solicitor on the The Royal Bank of Scotland plc Natwest One Account
Royal Bank of Scotland -Natwest One Conveyancing Panel Sample Enquires to our Call Center
Is there a reason why all UK lawyers aren't included on the Royal Bank of Scotland -Natwest One Solicitor panel?
Even though it may seem unfair for Royal Bank of Scotland -Natwest One to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern Royal Bank of Scotland -Natwest One are limiting their conveyancing panel to a manageable size. The Royal Bank of Scotland -Natwest One solicitor panel is not the most exclusive of all lenders
Can you clarify something for me?. My lawyer is not to blame but, my purchase conveyancing has been going on for months. The Local Authority Search from Royal Bank of Scotland -Natwest One was dated random date and we have agreed a date for me to move into the property on 6. My solicitor has advised that as she is on the Royal Bank of Scotland -Natwest One conveyancing panel she needs to redo the searches as they are no longer valid.
A precondition to being on the Royal Bank of Scotland -Natwest One approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Royal Bank of Scotland -Natwest One)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Royal Bank of Scotland -Natwest One.
Your search tool is useful but there are many lawyers listed near Middlesbrough on the Royal Bank of Scotland -Natwest One conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the Royal Bank of Scotland -Natwest One approved panel?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
The solicitors that just started acting on my house acquisition in Newcastle has without warning shut down. I only went with them because I had to have a solicitor on the Royal Bank of Scotland -Natwest One conveyancing panel and my previous lawyer was not. I gave my credit card details for them to take £175 for searches. What are my options?
If you have an estate agent involved then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Hopefully they will be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Royal Bank of Scotland -Natwest One conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to help
Can you point me to a directory of Royal Bank of Scotland -Natwest One panel conveyancers on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
I currently have a mortgage with with Royal Bank of Scotland -Natwest One. Conveyancing has been completed months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Royal Bank of Scotland -Natwest One?
Your original mortgage agreement with Royal Bank of Scotland -Natwest One will provide that you need their approval prior to renting your property as this is likely to be a breach of Royal Bank of Scotland -Natwest One’s mortgage conditions. It may be that Royal Bank of Scotland -Natwest One will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Royal Bank of Scotland -Natwest One directly. You need not do this via a Royal Bank of Scotland -Natwest One conveyancing panel solicitor.
On the whole I have been dissatisfied with the level or service received from my lawyer. Is there a Royal Bank of Scotland -Natwest One conveyancing panel complaints department or do I complain directly to the law firm?
Complaining to Royal Bank of Scotland -Natwest One about their conveyancing panel is unlikely to yield much of a response. Every solicitor firm and conveyancer must have a complaints procedure. You can get information from the solicitor’s or conveyancer’s website or ask at their office. They must tell you about it if you ask.
The Legal Ombudsman will make sure that your complaint is properly dealt with by the solicitor. It can also advise you how to complain.
If a licensed conveyancer does not have a complaints procedure or will not tell you about it, contact the Council for Licensed Conveyancers (CLC), which will make sure that your complaint is properly dealt with by the conveyancer. Please see below for more information.