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approved by Rely
Ready to buy a new home? Failing to check that a lawyer is on the Rely list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Rely Mortgages Conveyancing Panel? How can my firm be reinstated onto the Rely Mortgages Conveyancing Panel?Find an Approved Solicitor on the Rely Mortgages Conveyancing Panel
Common questions asked concerning the Rely Mortgages Conveyancing Panel
I have been advised by my broker that I have to pay Rely Mortgages fees should I instruct my family lawyer. How efficient are the Rely Mortgages conveyancing panel solicitors? I dont care which law firm I use provided that they are good and reasonably priced. Would you recommend a specific law firm on the Rely Mortgages panel?
Rely Mortgages’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from whether they are on it. You can search by postcode on the search tool on this site to find solicitors that Rely Mortgages will allow to act for them.
Our conveyancer has identified a defect with the lease for the flat we are buying. The other side have put forward defective title insurance as a solution. We are content with insurance and will pay for it. Our lawyer says that as he is on the Rely Mortgages conveyancing panel he must ensure that the lender is happy with this solution. Who is the client here, us or Rely Mortgages?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Rely Mortgages are the client. A precondition to being on the Rely Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Rely Mortgages). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Rely Mortgages can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am purchasing a flat and need a conveyancing solicitor in Liverpool who is on the Rely Mortgages conveyancing. Could you point me in the right direction as regards a firm?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Rely Mortgages . We don’t recommend any particular firm.
The firm that I appointed last week on my house acquisition in London has suddenly shut down. I only went with them because I needed a solicitor on the Rely Mortgages conveyancing panel and my family lawyer was not. I paid them £200 on account. What should be my next steps?
Assuming that you have an Estate Agent in the equation then inform them straight away so that they advise the vendors that there may be a slight delay due to the problems encountered. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Rely Mortgages conveyancing panel and notify the lender. If you have paid over any money it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to help
I can not work out if my mortgage offer requires a lease extension . I have telephoned Rely Mortgages on various occasions and was told they are content with the situation and they would lend. My solicitor - who is on the Rely Mortgages conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
Your lawyer has to follow the CML Handbook Part 2 requirements for Rely Mortgages. Unless your lawyer obtains specific confirmation in writing that Rely Mortgages will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Rely Mortgages to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
I am due to exchange contracts on my apartment. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Rely Mortgages are being difficult. The solicitor who is on the Rely Mortgages conveyancing panel is recommending indemnity insurance as a solution but Rely Mortgages are requiring a building regulation certificate. Why do Rely Mortgages have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Rely Mortgages have referred the matter to their valuer. The reason why Rely Mortgages may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.
After shopping around on the internet I have found a solicitor having checked that they are on the Rely Mortgages conveyancing panel. Does my lawyer arrange the survey of the property?
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I've digested plenty of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Rely Mortgages conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Rely Mortgages will need an independent valuation of the property. Your lawyer will not arrange this. Usually Rely Mortgages will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
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Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Rely Mortgages you could contact your them to see if they have a list of approved surveyors.
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Transfer of Equity for Rely MortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors