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approved by Rooftop Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Rooftop Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
Find an Approved Solicitor on the Rooftop Mortgages Ltd Conveyancing Panel
Frequently asked questions relating to the Rooftop Mortgages Conveyancing Panel
Much to my surprise I have been told by my mortgage broker that my the law firm I have appointed is not on the Rooftop Mortgages Solicitor panel. What can I do to be certain that this is indeed the case?
The first thing you need to do is to contact your conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for Rooftop Mortgages.
Our lawyer has discovered a problem with the lease for the apartment we are buying. The other side have put forward title insurance as a solution. We are content with insurance and will pay for it. Our solicitor has advised that as he is on the Rooftop Mortgages conveyancing panel he must check that the lender is happy with this solution. Are we the client or is Rooftop Mortgages?
The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and Rooftop Mortgages are the client. A precondition to being on the Rooftop Mortgages approved panel is to comply with the CML Handbook requirements (last updated for this lender on Rooftop Mortgages). The CML Handbook conditions require your lawyer to disclose issues such as defects will the lease so that Rooftop Mortgages can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected . Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
I am searching for online conveyancing estimates. Can I be confident that all the practices that are identified on your site are on the Rooftop Mortgages conveyancing panel?
The solicitor and licensed conveyancing practices on our directory have advised us that they are on the Rooftop Mortgages panel and agreed to advise us to take down their listing in the event of removal off of the Rooftop Mortgages panel. To date we have not been informed by either a lender or a member of the public that the data about a specific firm being on the Rooftop Mortgages conveyancing panel is not accurate.
I am purchasing a new build flat and getting a mortgage with Rooftop Mortgages. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Rooftop Mortgages conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Rooftop Mortgages conveyancing panel in your location.
Do conveyancing lawyers on the Rooftop Mortgages conveyancing panel work on a no move no charge basis?
In the main there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
Two weeks ago we had a mortgage agreed in principle with Rooftop Mortgages. Solicitors have been instructed? How long does it take for Rooftop Mortgages to send the offer to our conveyancer
There is no definitive answer here. Have Rooftop Mortgages conducted the survey? Have you advised Rooftop Mortgages as your lawyers details and checked that your lawyer is on the Rooftop Mortgages conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
We have had an offer accepted on a apartment I spoke to a conveyancer recommended by my brother and he suggested instructing a law firm approved by Rooftop Mortgages. The estate agent recommended two local firms so I asked Rooftop Mortgages if the 2 suggested solicitors are approved, which they are not. Rooftop Mortgages pointed out that either firm can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Rooftop Mortgages 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Enquire of Rooftop Mortgages for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Rooftop Mortgages conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Rooftop Mortgages conveyancing panel as it may only take about 2-3 weeks. As long as they meet Rooftop Mortgages’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.