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approved by Rooftop Mortgages
Ready to buy a new home? Failing to check that a lawyer is on the Rooftop Mortgages list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the Rooftop Mortgages Ltd Conveyancing Panel? How can my firm be reinstated onto the Rooftop Mortgages Ltd Conveyancing Panel?Find an Approved Solicitor on the Rooftop Mortgages Ltd Conveyancing Panel
Examples of recent questions relating to the Rooftop Mortgages Conveyancing Panel
My financial adviser has has requested my law firm’s panel reference for the Rooftop Mortgages conveyancing panel. Can you suggest how I discover this. I have called my local Rooftop Mortgages branch but they have not responded to me.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the Rooftop Mortgages panel reference.
We are getting closer to an exchange and my mum and dad having sent the 10% deposit to my lawyer. I am now advised that as the deposit has not come from me my lawyer needs to make a notification to my lender Rooftop Mortgages. Apparently, being on the Rooftop Mortgages conveyancing panel and acting on their behalf he must inform Rooftop Mortgages if the balance of the mortgage advance is not just from me. I advised the bank about my parent’s contribution when I applied for the mortgage so is it really necessary for him to raise this?
Your lawyer is obliged to check with Rooftop Mortgages to make sure that they are aware that the balance of the purchase price is not from your own funds. Your solicitor can only report this to Rooftop Mortgages if you agree, failing which, your lawyer must cease to continue acting.
Do I have to visit the offices of the Rooftop Mortgages conveyancing panel solicitor to sign the mortgage deed? If so, I will choose one who does conveyancing in Bristol
so that I can pop in to their offices when needed.
Most conveyancing panel lawyers for Rooftop Mortgages undertake all of the work via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. However you should check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.
We're in London, FTBs buying with a mortgage (lender is Rooftop Mortgages , but our solicitor is on the Rooftop Mortgages conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Rooftop Mortgages conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
My wife and I have arranged a further advance on our mortgage from Rooftop Mortgages as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Rooftop Mortgages conveyancing panel to deal with the paperwork?
Rooftop Mortgages would not normally appoint firms on their approved list of lawyers to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Rooftop Mortgages panel
Completion of my purchase has taken place with a loan from Rooftop Mortgages. Conveyancing was satisfactory but I feel I should register my dissatisfaction about Rooftop Mortgages. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the Rooftop Mortgages branches or the Customer Care Department at Rooftop Mortgages head office. In most cases complaints to Rooftop Mortgages are resolved very quickly. However if you are not satisfied that the matter is resolved you can write to the
Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I have instructed a lawyer having checked that they are on the Rooftop Mortgages conveyancing panel. Does my lawyer arrange the survey of the property?
Or
I've read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Rooftop Mortgages conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Rooftop Mortgages will need an independent valuation of the property. Your lawyer will not arrange this. Usually Rooftop Mortgages will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey.
You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
or
Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Rooftop Mortgages you could contact your them to see if they have a list of approved surveyors.
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Transfer of Equity for Rooftop MortgagesPlease note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors