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approved by RBS (One Account)
Ready to buy a new home? Failing to check that a lawyer is on the RBS (One Account) list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?
How does my firm apply to be on the The Royal Bank of Scotland plc One Account Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc One Account Conveyancing Panel?Find an Approved Solicitor on the The Royal Bank of Scotland plc One Account Conveyancing Panel
RBS (One Account) Conveyancing Panel Recently Asked Questions
My financial adviser has informed me that I have to pay RBS (One Account) fees should I instruct my family lawyer. How efficient are the RBS (One Account) conveyancing panel solicitors? I dont care which law firm I use provided that they are good and not exorbitantly priced. Are there any RBS (One Account) conveyancers you'd recommend?
RBS (One Account)’s conveyancing panel is pretty large so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that RBS (One Account) will allow to act for them.
Our solicitor has identified a problem with the lease for the flat we are purchasing. The other side have put forward title insurance as a workaround. We are content with insurance and will pay for it. Our solicitor has advised that as he is on the RBS (One Account) conveyancing panel he must check that the lender is happy with this solution. Who is the client here, us or RBS (One Account)?
Just because you have a mortgage offer from RBS (One Account) does not mean to say that the property will be meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the CML Handbook Requirements. You and RBS (One Account) are the client. These conveyancing instructions must be adhered to by the RBS (One Account) conveyancing panel who has to balance acting for you and RBS (One Account)
I need to find a RBS (One Account) panel solicitor in Inverness. Can you assist?
It is not clear why you need a RBS (One Account) panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to RBS (One Account) to find out which solicitors in RBS (One Account) are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am considering refinancing my home does my lawyer need to be on the RBS (One Account) Solicitor panel?
In theory, you could use a solicitor that is not on RBS (One Account) conveyancing panel, but RBS (One Account) would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
I have today made my last payment due on mortgage with RBS (One Account). I assume I don't need a solicitor on the RBS (One Account) panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your RBS (One Account) mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the RBS (One Account) mortgage from the register. RBS (One Account),and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
but are not moving to another property
where the RBS (One Account) has sent the Land Registry the discharge electronically, and
the RBS (One Account) has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your RBS (One Account) mortgage has been paid off.
The mortgage over my property is with RBS (One Account). Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS (One Account)?
Your original mortgage agreement with RBS (One Account) will provide that you need their approval in advance of renting your property as this is likely to be a breach of RBS (One Account)’s mortgage conditions. It may be that RBS (One Account) will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS (One Account) directly. You need not do this via a RBS (One Account) conveyancing panel solicitor.
RBS (One Account) have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up RBS (One Account) or your broker and complete any relevant paperwork. RBS (One Account) will tell you what documents they want. RBS (One Account) will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. RBS (One Account) will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
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Transfer of Equity for RBS (One Account)Please note that Lexsure Ltd is in no way associated with nor affiliated with Lexsure Solicitors