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approved by RBS (One Account)

Ready to buy a new home? Failing to check that a lawyer is on the RBS (One Account) list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc One Account Conveyancing Panel

RBS (One Account) Conveyancing Panel : Questions and Answers

I am hoping to receive a mortgage offer from RBS (One Account). my intention is to use a Licensed Conveyancer. Does the RBS (One Account) Conveyancing panel allow for Licensed Conveyancers
RBS (One Account)’s conveyancing panel is, like many other lenders represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
can you help? My solicitor is assuring me that he is legally obliged to apply for a Local Authority search because the firm are on the RBS (One Account) approved lawyer panel. Is my lawyer correct?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with RBS (One Account) your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of RBS (One Account)’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated RBS (One Account). even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I require the services of a RBS (One Account) panel solicitor in Stirling. Can you assist?
It is not clear why you need a RBS (One Account) panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to RBS (One Account) to find out which solicitors in RBS (One Account) are on their panel. If you do find such a firm not listed please direct them to our site to list. After all the cost is only one £1 a month
My uncle passed away six months ago and as sole heir and executor was left the house. The house had a relatively small loan left on it of around £5k. I want to transfer the title deeds into my name whilst I re-mortgage to RBS (One Account) , pay off the mortgage etc. Is this allowed?
If you intend to re-mortgage then RBS (One Account) will insist on your using a conveyancer on the RBS (One Account) conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS (One Account) conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS (One Account) mortgage is registered as a charge at the Land Registry.
Can you point me to a directory of RBS (One Account) panel solicitors on the Building Society Association’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Last month we had a mortgage agreed in principle with RBS (One Account). Solicitors have been appointed? How long does it take for RBS (One Account) to send the offer to our conveyancer
There is no definitive answer here. Have RBS (One Account) completed the survey? Have you advised RBS (One Account) as your lawyers details and checked that your lawyer is on the RBS (One Account) conveyancing panel? It is not unusual for a mortgage offer to take a month to come through
RBS (One Account) have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up RBS (One Account) or your broker and complete any relevant paperwork. RBS (One Account) will tell you what documents they want. RBS (One Account) will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. RBS (One Account) will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.