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approved by RBS

Ready to buy a new home? Failing to check that a lawyer is on the RBS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

Common questions asked concerning the Royal Bank of Scotland Solicitor Panel

My mortgage broker has says he needs my lawyer’ panel member for the Royal Bank of Scotland conveyancing panel. What is the best way to obtain this. I have e-mailed my local Royal Bank of Scotland branch but they have not got back to me yet.
the sensible thing to do is ask for this information from your solicitor. They should have a central record lender panel numbers including the Royal Bank of Scotland panel reference.
Please assist. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from Royal Bank of Scotland was date stamped random date and we have agreed a date for me to move into the property on Tues etc. My solicitor has advised that as she is on the Royal Bank of Scotland conveyancing panel she needs to redo the searches as they are now out of date.
A precondition to being on the Royal Bank of Scotland approved panel is to comply with the CML Handbook requirements (last updated for this lender on Royal Bank of Scotland)which specifies that a local authority search be not more than 6 months old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Royal Bank of Scotland.
Are the lawyers identified as being on the Royal Bank of Scotland conveyancing panel, together with their details provided by Royal Bank of Scotland?
The law firm practices themselves provide us confirmation that they are on the Royal Bank of Scotland conveyancing panel as opposed to being supplied with a list from Royal Bank of Scotland directly.
I am trying to get my ex-wife taken off the mortgage deeds. Can Royal Bank of Scotland really tell me which solicitor I can or can not instruct?
You can use any solicitor you like but Royal Bank of Scotland then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Royal Bank of Scotland solicitors panel
Do most lenders operate their own panel of solicitors?
Many lenders do operate a restricted conveyancing panel but a lot of lenders allow any solicitors to join their panel so long as they meet their criteria. Each lender sets their own criteria. For example the Royal Bank of Scotland conveyancing panel requirements are different to Royal Bank of Scotland’s conveyancing panel requirements.
Intending to buy a flat with a mortgage with Royal Bank of Scotland. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Royal Bank of Scotland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Royal Bank of Scotland conveyancing panel
Royal Bank of Scotland have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Royal Bank of Scotland or your broker and complete any relevant paperwork. Royal Bank of Scotland will tell you what documents they want. Royal Bank of Scotland will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Royal Bank of Scotland will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.