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Ready to buy a new home? Failing to check that a lawyer is on the RBS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?Is my firm on the The Royal Bank of Scotland plc Conveyancing Panel? How does my firm apply to be on the The Royal Bank of Scotland plc Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc Conveyancing Panel?
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My mortgage broker has asked me for my solicitor’s panel member for the Royal Bank of Scotland conveyancing panel. What is the best way to discover this. I have called my local Royal Bank of Scotland branch but they have not responded to me.
Have you tried speaking to your lawyer about this?. They should have a central record lender panel numbers including the Royal Bank of Scotland panel reference.
I am due to complete my purchase next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as he informs me that he is duty bound to validate that it is in order for Royal Bank of Scotland. What does the insurance need to cover?
Any lawyer on the Royal Bank of Scotland conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Royal Bank of Scotland’s Part 2 requirements of the CML Handbook (last updated on Royal Bank of Scotland). Being on the Royal Bank of Scotland conveyancing panel your lawyer is expect to follow these instructions.
I see that you have a post code search directory listing solicitors on the Royal Bank of Scotland conveyancing panel. Do firms pay you a commission if I instruct them for my own house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Royal Bank of Scotland conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am buying a garden flat and getting a mortgage with Royal Bank of Scotland. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Royal Bank of Scotland conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Royal Bank of Scotland conveyancing panel in your location.
I was thinking of purchasing my friend’s property. Once we agree a price, what’s the best way to proceed? I hope to get a mortgage with Royal Bank of Scotland. Is it possible to avoid using solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Royal Bank of Scotland involved you will need to appoint a solicitor on the Royal Bank of Scotland conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Royal Bank of Scotland. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Royal Bank of Scotland conveyancing panel.
My fiance and I are at the point of viewing houses and am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with Royal Bank of Scotland
It would be sensible to have your start your search soon rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the EA. As you are getting a mortgage with Royal Bank of Scotland , make sure you remember to check that your lawyer is on the Royal Bank of Scotland conveyancing panel.
For 5 years I had a mortgage with Royal Bank of Scotland. My godfather retired last week and wants to pay off the mortgage left on the property. After Royal Bank of Scotland is paid, I want to transfer the property to my mother's name; How long does the process take? Do we need two separate solicitors on the Royal Bank of Scotland conveyancing panel? I do not intend to live at the property once the Royal Bank of Scotland mortgage is discharged.
Although you do need to retain the services of a lawyer they dont need to be on the Royal Bank of Scotland panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. As the property is your main residence you need not pay CGT but you should speak with your accountants in any event.