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Ready to buy a new home? Failing to check that a lawyer is on the RBS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

Royal Bank of Scotland Conveyancing Panel : Questions and Answers

My husband and I are hoping to buy a 3 bedroom flat in Hackney with a mortgage from Royal Bank of Scotland. We would like to retain our solicitor but Royal Bank of Scotland says she’s not on their "panel". We have to appoint one of the Royal Bank of Scotland panel firms or keep our solicitor and pay for one of their panel ones to represent them. This seems very unfair; is there anything we can do?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Royal Bank of Scotland conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Royal Bank of Scotland
Can you clarify something for me?. For no fault of my lawyer but, my purchase conveyancing has been going on for months. The Local Authority Search from Royal Bank of Scotland was date stamped random date and we have agreed a date for me to move into the property on 6. My solicitor says that as she is on the Royal Bank of Scotland conveyancing panel she needs to reorder the searches as they are no longer acceptable to the lender.
A precondition to being on the Royal Bank of Scotland approved panel is to comply with the CML Handbook Part 2 obligations (last updated for this lender on Royal Bank of Scotland)which states that a local authority search be not more than half a year old. You should nevertheless ask your lawyer to check whether something called ‘search validation’ indemnity insurance is acceptable to Royal Bank of Scotland.
I require the services of a Royal Bank of Scotland panel solicitor in Inverness. Could you help me?
Unfortunately it’s not apparent why you need a Royal Bank of Scotland panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to Royal Bank of Scotland to find out which solicitors in Royal Bank of Scotland are on their panel. If you do find such a firm not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site
I am purchasing a new build flat and getting a mortgage with Royal Bank of Scotland. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Royal Bank of Scotland conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Royal Bank of Scotland conveyancing panel in your location.
We expect to receive a DIP from Royal Bank of Scotland this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc).Do the Royal Bank of Scotland recommend a solicitor on the Royal Bank of Scotland conveyancing panel, or is it better to go independently
You will need to appoint solicitors independently although you'll need to choose one on the Royal Bank of Scotland conveyancing panel. The solicitor represents both you and the Royal Bank of Scotland through the process.
Royal Bank of Scotland have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Royal Bank of Scotland or your broker and complete any relevant paperwork. Royal Bank of Scotland will tell you what documents they want. Royal Bank of Scotland will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Royal Bank of Scotland will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.
My brother and I are purchasing a penthouse in Hendon. Conveyancing solicitors in Hendon are about to begiven the go-ahead. My brokeradvised that we enquire that the conveyancer in Hendon is on the Royal Bank of Scotland panel. Is this right?
Not all Hendon conveyancing practices are on the Royal Bank of Scotland conveyancing panel. 5 people a month use our search tool to locate a Hendon conveyancing lawyer on the on the Royal Bank of Scotland approved list of lawyers.