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Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

Royal Bank of Scotland Conveyancing Panel Example Support Desk Enquires

I am getting a offer of a mortgage from Royal Bank of Scotland. my intention is to instruct a Licensed Conveyancer. Does the Royal Bank of Scotland Solicitor panel allow for Licensed Conveyancers
Royal Bank of Scotland’s conveyancing panel is, like many other lenders represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I do hope you can help me. My conveyancer is assuring me that she is duty-bound to conduct a Local Authority search as the firm are on the Royal Bank of Scotland conveyancing panel. The searches cost a lot of money. Can this be avoided?
You have limited options available to you. Given that you are taking out a loan with Royal Bank of Scotland your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Royal Bank of Scotland’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Royal Bank of Scotland. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I see that you have a search directory listing law firms on the Royal Bank of Scotland conveyancing panel. Do firms pay you a commission if I appoint them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Royal Bank of Scotland conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am selling my house. Does my solicitor have to be on the Royal Bank of Scotland conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Royal Bank of Scotland conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
When it comes to lenders such as Royal Bank of Scotland do lawyers have to be pay a fee to be on the conveyancing panel?
We are not aware of any lender fees to be on their panel although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Is there a list of Royal Bank of Scotland panel solicitors on the CML Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
At last I have had an offer on an apartment accepted, the seller does however have a dependent purchase. The vendors have offered on somewhere, but not been accepted yet, and have viewings of other properties in the pipeline. My conveyancing solicitor has been instructed. What should be my next step? When should I get the mortgage app going with Royal Bank of Scotland?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then survey/valuation, conveyancing search costs, etc). First you should check that your solicitor is on the Royal Bank of Scotland conveyancing panel. As to the next stages this very much depends on the circumstances of your case, desire for this property and on the state of the market. In a hot mortgage some buyers would pally for the mortgage with Royal Bank of Scotland and pay for the valuation and only if it comes back ok would they pay their solicitor to press on with searches.