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Ready to buy a new home? Failing to check that a lawyer is on the RBS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

FAQs : The Royal Bank of Scotland Solicitor Panel

Is there a reason why all property lawyers are not on the Royal Bank of Scotland Solicitor panel?
Royal Bank of Scotland and other lenders ordinarily restrict either the type or the number of conveyancing solicitors on their approved list of lawyers. A common example of such restriction(s) being that a firm must have two or more partners. In addition to restricting the type of firm, some have decided to limit the number of firms they use to represent them. You should note that Royal Bank of Scotland have no responsibility for the quality of advice provided by any member of Royal Bank of Scotland Conveyancer Panel. Mortgage fraud was a key driver in the rationalisation of conveyancing panels a few years ago and whilst there are differing views about the extent of solicitor involvement in some of that fraud. Statistics from the Land Registry reveal that thousands of law firms only carry out one or two conveyances a year. Those supporting conveyancing panel cuts ask why law firms should have the right to be on a Lender panel when clearly, Conveyancing is not their speciality? To put it another way; would you want a conveyancing solicitor to represent you if you were charged with a crime; probably not.
My nephew is about to exchange on a newly built flat with a home loan from Royal Bank of Scotland. His solicitor has advised him of a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?
The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Royal Bank of Scotland conveyancing panel as a standard part of the process, and to the valuer when requested.

The Developer will be required to start the process by downloading the form and completing it.

The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Royal Bank of Scotland conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

I am planning to acquire a flat and need a conveyancing solicitor in Leeds who is on the Royal Bank of Scotland conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is a directory service for firms who wish to be listed as being on the approved conveyancing panel for Royal Bank of Scotland . We don’t recommend any particular firm.
I was expecting to complete on my flat yesterday. My solicitor is on the Royal Bank of Scotland solicitors panel but has changed address 8 weeks ago and had not informed Royal Bank of Scotland of their new address. Royal Bank of Scotland is now refusing to release my funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. The majority of lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Royal Bank of Scotland branch or your mortgage broker to see if they can assist.
Last month we had a mortgage agreed in principle with Royal Bank of Scotland. Solicitors have been instructed? How long does it take for Royal Bank of Scotland to send the offer to our conveyancer
There is no definitive answer here. Have Royal Bank of Scotland completed the valuation? Have you advised Royal Bank of Scotland as your lawyers details and checked that your lawyer is on the Royal Bank of Scotland conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
The mortgage over my property is with Royal Bank of Scotland. Conveyancing has been completed 12 months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Royal Bank of Scotland?
Royal Bank of Scotland must be informed of your intention in advance of renting your property as this is likely to be a breach of Royal Bank of Scotland’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Royal Bank of Scotland directly. It should not be necessary to do this via a Royal Bank of Scotland conveyancing panel lawyer.
Next month my fiance and I are buying a terraced house in Hendon. Conveyancing solicitors in Hendon will soon beretained. My agentadvised that we double-check that the property lawyer in Hendon is on the Royal Bank of Scotland solicitors panel. Is this right?
A limited percentage of Hendon conveyancing practices are on the Royal Bank of Scotland conveyancing panel. Use the above search tool to find a Hendon conveyancing firm on the on the Royal Bank of Scotland list of approved conveyancing firms.