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Ready to buy a new home? Failing to check that a lawyer is on the RBS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

Common questions asked concerning the Royal Bank of Scotland Conveyancing Panel

I am getting a mortgage with Royal Bank of Scotland. I intend to retain the legal services of a Licensed Conveyancer. Does the Royal Bank of Scotland Conveyancing panel include Licensed Conveyancers
Royal Bank of Scotland’s approved solicitor list is, like many other lenders represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
My lawyer has informed me that he requires personal identification documents saying that this forms part of his retainer as a solicitor on the Royal Bank of Scotland Conveyancing panel. This is news to me - can I refuse?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the person or body they are dealing with before they can accept their conveyancing business. The Client Care letter that you need to sign will no doubt confirm this. Your lawyer is right that Royal Bank of Scotland also require certain documents to be viewed. If a you refuse to provide ID verification documents, your conveyancer would not be able to accept instructions from you. Your lawyer also has obligations to obtain certain documents in accordance with Royal Bank of Scotland CML Handbook requirements last updated on Royal Bank of Scotland
Do all the firms listed on your directory have online case tracking as I was under the impression that this was a precondition of being on the Royal Bank of Scotland solicitor panel?
No. There is no CML Part 2 or Building Society Association requirement relating to online case tracking. Some law firms operate such technology and some don't.
My house is up for sale and I have a buyer. Does my solicitor have to be on the Royal Bank of Scotland conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the Royal Bank of Scotland conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
The mortgage over my property is with Royal Bank of Scotland. Conveyancing has been completed months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Royal Bank of Scotland?
Your original mortgage agreement with Royal Bank of Scotland will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Royal Bank of Scotland’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Royal Bank of Scotland directly. It should not be necessary to do this via a Royal Bank of Scotland conveyancing panel lawyer.
Planning on purchasing a flat with a mortgage with Royal Bank of Scotland. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Royal Bank of Scotland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Royal Bank of Scotland conveyancing panel
We are are purchasing a garden flat in Hendon. Conveyancing solicitors in Hendon will soon beappointed. My colleaguesuggested that we double-check that the conveyancer in Hendon is on the Royal Bank of Scotland panel. Surely I don't need to do this, do I?
A limited percentage of Hendon conveyancing practices are on the Royal Bank of Scotland conveyancing panel. 8 people a month use our search tool to locate a Hendon conveyancing practitioner on the on the Royal Bank of Scotland solicitors pane.