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Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel

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We are purchasing a 1 bedroom apartment in Leeds with a mortgage from Royal Bank of Scotland. We have a lawyer but Royal Bank of Scotland says she’s not on their "panel". We have to appoint one of the Royal Bank of Scotland panel solicitors or keep our solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that Royal Bank of Scotland use our lawyer?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the Royal Bank of Scotland conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Royal Bank of Scotland
I am buying a new build apartment and my conveyancer is telling me that she has to disclose incentives from the builder as her firm is on the Royal Bank of Scotland conveyancing panel. The Estate Agents are hassling me to sign contracts and my preference is not to delay the conveyancing. is my lawyer taking the correct approach?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Royal Bank of Scotland approved panel is to comply with the CML Handbook requirements (last updated for this lender on Royal Bank of Scotland). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
I have checked your search tool I can't find the lawyer I was hoping to instruct as being on the Royal Bank of Scotland conveyancing panel. My lawyer has said that they are on the Royal Bank of Scotland approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the Royal Bank of Scotland conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the Royal Bank of Scotland solicitor panel.
I was due to move into my first house yesterday. My solicitor is on the Royal Bank of Scotland conveyancing panel but has moved offices 8 weeks ago and had not informed Royal Bank of Scotland of their new address. Royal Bank of Scotland is now refusing to release my funds until such time as their systems are up to date with the correct details.
This is as unusual as it is unlucky. Most lender Terms of Conveyancing Panel Appointment specifically oblige the solicitor to inform the lender of an address change. Your solicitor needs to treat this with the utmost urgency. Do speak with or register your concern with the senior partner (assuming he or she is not your direct lawyer). Most lenders would be reasonable in this situation and expedite the resolution of this issue. It may be prudent to enlist the help of your local Royal Bank of Scotland branch or your mortgage broker to see if they can assist.
I previously instructed online conveyancers based in Cardiff who are on the Royal Bank of Scotland solicitor panel. They have just invoiced me a separate fee of £195 for dealing with the Royal Bank of Scotland mortgage. Is this an additional conveyancing fee set by Royal Bank of Scotland?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Royal Bank of Scotland but by your lawyers. Some firms on the Royal Bank of Scotland will charge an ‘acting for lender’ fee and others do not.
Last month we had a mortgage agreed in principle with Royal Bank of Scotland. Solicitors have been chosen? How long does it take for Royal Bank of Scotland to send the offer to our conveyancer
Some lenders take longer than others. Have Royal Bank of Scotland completed the survey? Have you advised Royal Bank of Scotland as your lawyers details and checked that your lawyer is on the Royal Bank of Scotland conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
Intending to buy a flat with a mortgage with Royal Bank of Scotland. I have received an online quote from a licensed conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Royal Bank of Scotland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that they are on the Royal Bank of Scotland conveyancing panel