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How does my firm apply to be on the The Royal Bank of Scotland plc Conveyancing Panel? How can my firm be reinstated onto the The Royal Bank of Scotland plc Conveyancing Panel?Find an Approved Solicitor on the The Royal Bank of Scotland plc Conveyancing Panel
Royal Bank of Scotland Solicitor Panel Recently Asked Questions
I would like to know the reason why all solicitors aren't included on the Royal Bank of Scotland Conveyancing panel?
Even though it may seem unfair for Royal Bank of Scotland to restrict who can act for them from the public’s or solicitor’s point of view, the other side of the coin is that the lenders are becoming ever more anxious and feel the necessary need to protect them from mortgage fraud and other illegal activities. As a result of this concern Royal Bank of Scotland have restricted their conveyancing panel to a size that they are happy to control. The Royal Bank of Scotland solicitor panel is not the most restricted
My solicitor has uncovered an inconsistency when comparing the surveyor’s assumptions in Royal Bank of Scotland’s valuation report and what is revealed within the legal papers for the property. My solicitor has advised that as he is on the Royal Bank of Scotland conveyancing panel he needs to ensure that the lender is OK with this discrepancy and is still content to lend. Is my solicitor’s course or action correct?
A precondition to being on the Royal Bank of Scotland approved panel is to comply with the CML Handbook requirements (last updated for this lender on Royal Bank of Scotland) which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
Do all the licensed conveyancers and solicitor practices listed on your search have online case tracking as I was under the impression that this was a precondition of being on the Royal Bank of Scotland conveyancing panel?
The Council of Mortgage Lenders or BSA do not require online case tracking. Some law firms operate such technology and some don't.
I am selling my house. Does my solicitor have to be on the Royal Bank of Scotland conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the Royal Bank of Scotland conveyancing panel they can still act for you on your sale. it might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their requirements fairly frequently at the moment.
We are getting a further advance on our mortgage from Royal Bank of Scotland as we wish to carry out alterations or improvements our home. Do we need to appoint a solicitor on the Royal Bank of Scotland conveyancing panel to deal with the paperwork?
Royal Bank of Scotland do not ordinarily instruct firms on their conveyancing panel to deal with such a matter. If they did require any legal work then you would need to ensure that such a lawyer was on the Royal Bank of Scotland list
I was thinking of purchasing my friend’s property. Assuming we can agree a figure, what’s the best way to move forward? I hope to get a mortgage with Royal Bank of Scotland. Is there anyway to cut out the solicitors to save us both money? My father said that years ago it was possible to take the documents into the local Land Registry office and they did the rest
If you are getting a mortgage with Royal Bank of Scotland involved you will need to appoint a solicitor on the Royal Bank of Scotland conveyancing panel. We would not encourage you to both use the same solicitors' firm. There are clear conflict of interest issues and it's not going to make a huge difference to the speed of the overall process. So as not to hold things us you should pass on your solicitors details to Royal Bank of Scotland. Feel free to use our search tool to look for a licensed conveyancer or solicitor on the Royal Bank of Scotland conveyancing panel.
My husband and I are in the throws of looking at apartments and now considering a potential offer. Should I already have a conveyancer appointed at this stage? I I am planning to take a home loan with Royal Bank of Scotland
It would be sensible to have your start your search soon rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Royal Bank of Scotland , make sure you remember to check that your lawyer is on the Royal Bank of Scotland conveyancing panel.
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