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approved by Saffron BS
Ready to buy a new home? Failing to check that a lawyer is on the Saffron BS list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Saffron Building Society Conveyancing Panel? How can my firm be reinstated onto the Saffron Building Society Conveyancing Panel?
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FAQs : The Saffron Building Society Solicitor Panel
It has come to my attention via my broker that my the law firm I have appointed is not on the Saffron Building Society Conveyancing panel. What can I do to be certain that this is indeed the case?
You need to contact your conveyancer. It is reasonable to expect your lawyer to advise you what has happened. If they are not on the panel they may recommend you to a firm that is on the conveyancing panel for Saffron Building Society.
Much to my surprise my lawyer is asking me for personal identification documents saying that this is part of his requirements as a conveyancer on the Saffron Building Society Solicitor panel. Is this right?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offense if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage with Saffron Building Society your lawyer also has to check ID documents to satisfy Saffron Building Society
I see that you have a post code search directory identifying law firms on the Saffron Building Society conveyancing panel. Do firms pay you a referral fee if I appoint them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Saffron Building Society conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am attempting to get my ex-husband removed the mortgage deeds. Can Saffron Building Society really insist on which solicitor I can or can not instruct?
You can use any solicitor you like but Saffron Building Society then has the right to appoint a different solicitor to act for them at your expense. It might be more cost effective and quicker to instruct a lawyer who is on the Saffron Building Society solicitors panel
I previously instructed online solicitors based in Cardiff who are on the Saffron Building Society solicitor panel. They are now charging me a separate fee of £135 for the legal aspects of the Saffron Building Society mortgage. Is this an additional conveyancing fee specified by Saffron Building Society?
Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your solicitors can charge a fee for this. This fee is not set by Saffron Building Society but by your lawyers. Some firms on the Saffron Building Society will charge an ‘acting for lender’ fee and others do not.
I have paid off my mortgage with Saffron Building Society. I assume I don't need a solicitor on the Saffron Building Society panel to remove the mortgage at the Land Registry. Please confirm
If you have finished paying off your Saffron Building Society mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Saffron Building Society mortgage from the register. Saffron Building Society,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Saffron Building Society has sent the Land Registry the discharge electronically, and the Saffron Building Society has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Saffron Building Society mortgage has been paid off.
I am selling my flat. I had a double glazing fitted in month 7 but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Saffron Building Society are being difficult. The solicitor who is on the Saffron Building Society conveyancing panel is recommending indemnity insurance as a solution but Saffron Building Society are insisting on a building regulation certificate. Why do Saffron Building Society have a conveyancing panel of they don’t accept advice from them?
It is probably the case that Saffron Building Society have referred the matter to their valuer. The reason why Saffron Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing correctly and safely installed. It merely protects against enforcement action which is very unlikely anyway.