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approved by Sainsburys

Ready to buy a new home? Failing to check that a lawyer is on the Sainsburys list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Sainsburys Bank Conveyancing Panel

Sainsburys Bank Solicitor Panel Recently Asked Questions

Is the fact that my solicitor is not on the Sainsburys Bank Solicitor panel that there is a problem with the quality of her conveyancing?
That would more than likely be a wrong assumption to make. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The top 3 reasons are as follows: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Sainsburys Bank.
Expecting to move into my new home next Thursday. My conveyancing lawyer has asked me to provide him with a copy of the building insurance for the house as he says that he has to check this in has capacity as lawyer for Sainsburys Bank. What risks do Sainsburys Bank expect the insurance to cover?
All property lawyers on the Sainsburys Bank conveyancing panel would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in Sainsburys Bank’s Part 2 requirements of the CML Handbook (last updated on Sainsburys Bank). Being on the Sainsburys Bank conveyancing panel your lawyer is expect to follow these requirements.
I note that you have a post code search directory listing solicitors on the Sainsburys Bank conveyancing panel. Do firms pay you a commission if I appoint them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the Sainsburys Bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
We're in Wales, First time buyers buying with a mortgage (lender is Sainsburys Bank , but our lawyer is on the Sainsburys Bank conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Sainsburys Bank conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no conveyancer should guarantee a time-frame for your conveyancing due to third parties outside of our control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain
We have agreed a price on a apartment I spoke to a lawyer previously used by my mum and he suggested using a property lawyers approved by Sainsburys Bank. The estate agent recommended two local firms so I asked Sainsburys Bank if the 2 suggested solicitors are approved, which they are not. Sainsburys Bank pointed out that either practice can fill out the appropriate forms to become approved. Do I (1) save myself the aggravation and use one of Sainsburys Bank 's conveyancing panel solicitors (2) Use the local solicitor and accept there may be delays etc as they go through the approval process.
Ask Sainsburys Bank for conveyancing panel firms in your area. Most banks have lawyers on their panel throughout the UK. You can also use our search tool at the top of this page to search for a lawyer on the Sainsburys Bank conveyancing panel based on location. If you particularly like the sound of one of the local lawyers that you have spoken to ask them if they would go onto Sainsburys Bank conveyancing panel as it may only take about 2-3 weeks. As long as they meet Sainsburys Bank’s requirements it can be a very simple job for the solicitor. Other stuff will be going on in parallel (as you are at an early stage) so it may not delay matters.
My husband and I are in the process of viewing apartments and now considering a potential offer. Is it premature to have a solicitor in place? I intend to finance via a home loan with Sainsburys Bank
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on the the estate agent. As you are getting a mortgage with Sainsburys Bank , ask your prospective lawyers check they are on the Sainsburys Bank conveyancing panel otherwise they can't do the mortgage legal work.
I have today made my last payment due on mortgage with Sainsburys Bank. I assume I don't need a solicitor on the Sainsburys Bank panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Sainsburys Bank mortgage they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Sainsburys Bank mortgage from the register. Sainsburys Bank,and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage: but are not moving to another property where the Sainsburys Bank has sent the Land Registry the discharge electronically, and the Sainsburys Bank has instructed the Land Registry to do so The Land Registry will send you a letter confirming that your Sainsburys Bank mortgage has been paid off.