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approved by Sainsburys

Ready to buy a new home? Failing to check that a lawyer is on the Sainsburys list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Sainsburys Bank Conveyancing Panel

FAQs for the Sainsburys Bank Conveyancing Panel

My Conveyancer is not listed on the Sainsburys Bank Approved Panel. Can I still use my family solicitor even though they are excluded from the Sainsburys Bank panel?
You have a number of options available to you here:
  1. Carry on with your preferred lawyers but Sainsburys Bank will need to instruct a lawyer on the Sainsburys Bank conveyancing panel. This will result in additional cost and potential delay.
  2. Get a new solicitor to act in the purchase, obviously checking they are on the Sainsburys Bank conveyancing panel.
  3. Urge your lawyer to apply to join the Sainsburys Bank lender panel
My fiance and I intend to remortgage our maisonette with Sainsburys Bank. We have a son 19 who lives with us. The solicitor on the Sainsburys Bank conveyancing panel requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is repossessed. I have two concerns (1) Is this document specific to the Sainsburys Bank conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Sainsburys Bank conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Sainsburys Bank .This is solely used to protect the Sainsburys Bank if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave.

It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Sainsburys Bank had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Whilst your website is a good idea there are many lawyers listed near Manchester on the Sainsburys Bank conveyancing panel. Can you recommend a specific firm on the conveyancing panel for Sainsburys Bank ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. We recommend that you speak to 3 or 4 lawyers listed before you make your choice..
My lawyers in Newcastle have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with Sainsburys Bank. Is it case that being on the Sainsburys Bank conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Sainsburys Bank Conveyancing Panel Terms. It might be worth you contacting Sainsburys Bank directly.
Can you point me to a directory of Sainsburys Bank panel solicitors on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few lenders make their panel listings available online.
Is it the case that all conveyancing solicitors on the Sainsburys Bank conveyancing panel work on a no sale no fee basis?
On the whole there are no requirements by lenders for their firms to operate on a no-sale-no-fee basis. There a small number of lenders who operate a very restricted conveyancing panel managed by a third party company (often termed in the industry as a ‘gatekeeper’). That third party may impose certain conditions such as non-sale-no fee on the panel firms. If you require this as a condition of your conveyancing then you should check with the conveyancing firm that this is part of their package
Completion of my remortgage has taken place with a mortgage from Sainsburys Bank. Conveyancing was satisfactory but I would like to complain about Sainsburys Bank. How does one go about formally complaining?
All lenders have complaints procedures. Your first point of contact should be one of the Sainsburys Bank branches or the Customer Care Department at Sainsburys Bank head office. Ordinarily complaints to Sainsburys Bank are sorted out effectively and efficiently. If you feel that the matter is not resolved you can write to the Financial Ombudsman Service who will take matters further.