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approved by Scottish Widows
Ready to buy a new home? Failing to check that a lawyer is on the Scottish Widows list of approved solicitors can put your transaction at risk of delay or failure.
Looking for information about your firm's panel status?How does my firm apply to be on the Scottish Widows Bank plc Conveyancing Panel? How can my firm be reinstated onto the Scottish Widows Bank plc Conveyancing Panel?
Find an Approved Solicitor on the Scottish Widows Bank plc Conveyancing Panel
FAQs for the Scottish Widows Conveyancing Panel
I am obtaining a mortgage with Scottish Widows. I would like to use a Licensed Conveyancer. Does the Scottish Widows Solicitor panel include conveyancers regulated by the CLC
Scottish Widows’s conveyancing panel is, like many other lenders associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I do hope you can help me. My conveyancer is informing me me that she is duty-bound to order a Local Authority search because the firm are on the Scottish Widows approved lawyer panel. Is my lawyer correct?
Unfortunately both you and your lawyer have little choice here. As you are taking a mortgage with Scottish Widows your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Scottish Widows’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Scottish Widows. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
Your search tool is useful but there are many lawyers listed near Middlesbrough on the Scottish Widows conveyancing panel. It would be a lot more helpful if you could recommend a specific firm on the conveyancing panel for Scottish Widows ?
We are not in the business of recommending one firm above another as the right firm for you depends on where your priorities lie. For example you may require a local firm with local knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the firms listed to gain comfort as to which one is right for you..
I am purchasing a right to buy flat and getting a mortgage with Scottish Widows. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing you will have to appoint a solicitor on the Scottish Widows conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to made in you doing to conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on the Scottish Widows conveyancing panel in your location.
Is the case that all CQS (Conveyancing Quality Scheme) solicitors on the Scottish Widows conveyancing panel?
Some major banks and building societies now use CQS as the starting point for Panel membership such as HSBC and Santander. CQS membership however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
My offer was accepted on a property on the 12th March 2014, valuation was booked 3 days later, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Scottish Widows and chasing them on my offer I have now been told that my offer will not be issued unless the lawyer is on the Scottish Widows conveyancing panel. Are Scottish Widows entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Scottish Widows to deal with your lawyers application to be on the Scottish Widows conveyancing panel. There's no guarantee that your solicitors will be accepted.
Scottish Widows have agreed my mortgage in principle, my offer on house has been accepted, now what?
The estate agent will want to know who your solicitors are (make sure these solicitors are on the lenders panel). Call up Scottish Widows or your broker and complete any relevant paperwork. Scottish Widows will tell you what documents they want. Scottish Widows will instruct a valuer. The valuer will get in touch with the estate agent or seller to book an appointment. Once conducted (assuming no problems) it takes about week to get a mortgage offer. Scottish Widows will issue the offer to you and your lawyer. The transaction will then take it’s course according the nature and complexity of the conveyancing.