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approved by Scottish Widows

Ready to buy a new home? Failing to check that a lawyer is on the Scottish Widows list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Scottish Widows Bank plc Conveyancing Panel

Common questions asked concerning the Scottish Widows Solicitor Panel

Am I correct in assuming that the fact that my conveyancer is not identified on the Scottish Widows Solicitor panel that there is a problem with the quality of the firm’s conveyancing?
It would not be wise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. A recent report by the solicitors regulator indicated 76% of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) lack of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the firm and ask them why they are no longer on the approved list for Scottish Widows.
I do hope you can help me. My conveyancer is informing me me that he has to order a Local Authority search because the firm are on the Scottish Widows solicitor panel. Is my lawyer correct?
You have limited options available to you. Given that you are taking out a loan with Scottish Widows your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your lawyer would have previously signed the Terms and Conditions of Scottish Widows’s conveyancing panel appointment which obliges them to follow the CML Handbook requirements last updated Scottish Widows. even if you were a cash buyer you would be ill advised not to carry out a local authority search.
I see that you have a post code search directory identifying firms on the Scottish Widows conveyancing panel. Do firms pay you a commission if I retain them for my house purchase?
We are a listing service only for law firms wishing to communicate if they are on the Scottish Widows conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint.
I am remortgaging my apartment does my lawyer have to be on the Scottish Widows Conveyancing panel?
In theory, you could use a solicitor that is not on Scottish Widows conveyancing panel, but Scottish Widows would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
Two weeks ago we had a mortgage agreed in principle with Scottish Widows. Solicitors have been appointed? How long does it take for Scottish Widows to send the offer to our conveyancer
There is no definitive answer here. Have Scottish Widows done the valuation? Have you advised Scottish Widows as your lawyers details and checked that your lawyer is on the Scottish Widows conveyancing panel? sometimes it can take as long as six weeks for a mortgage offer to be issued
I currently have a mortgage with with Scottish Widows. Conveyancing was finalised 12 months ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Scottish Widows?
Scottish Widows must be informed of your intention prior to letting out your property as this is likely to be a breach of Scottish Widows’s mortgage conditions. It may be that Scottish Widows will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Scottish Widows directly. You need not do this via a Scottish Widows conveyancing panel lawyer.
Completion of my purchase has taken place with a loan from Scottish Widows. Conveyancing was satisfactory but I feel I should register my dissatisfaction about Scottish Widows. How does one go about formally complaining?
Most lenders have complaints procedures. Your first port of call should be one of the Scottish Widows branches or the Customer Care Team at Scottish Widows head office. We understand that complaints to Scottish Widows are sorted out very quickly. However if you are not satisfied that the matter is resolved you can write to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.