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approved by Skipton BS

Ready to buy a new home? Failing to check that a lawyer is on the Skipton BS list of approved solicitors can put your transaction at risk of delay or failure.

Find an Approved Solicitor on the Skipton Building Society Conveyancing Panel

Frequently asked questions relating to the Skipton Building Society Conveyancing Panel

I have been advised by my broker that I have to pay Skipton Building Society fees should I instruct my family lawyer. How good are the Skipton Building Society conveyancing panel solicitors? I dont care which law firm I use provided that they are good and reasonably priced. Are there any Skipton Building Society conveyancers you'd recommend?
Skipton Building Society’s conveyancing panel is substantial so your best bet is just to check with the firms you are getting quotes from that they are on the panel. You can search by postcode on the search tool on this site to find solicitors that Skipton Building Society will allow to act for them.
I am buying a brand new flat and my solicitor is informing me that she is duty bound to reveal incentives from the builder as her practice is on the Skipton Building Society conveyancing panel. The Estate Agents are hassling me to exchange contracts and I would rather not prolong deal. Is my lawyer right?
You should not exchange unless you have advised to do so by your lawyer. A precondition to being on the Skipton Building Society approved panel is to comply with the CML Handbook requirements (last updated for this lender on Skipton Building Society). The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Do banks and building societies provide you with an approved list of solicitors? How do you know who is on the Skipton Building Society conveyancing panel?
The law firm practices themselves provide us confirmation that they are on the Skipton Building Society conveyancing panel as opposed to being supplied with a list from Skipton Building Society directly.
My lawyers in Liverpool have advised me that no longer have my conveyancing file. To assist with my purchase I took out a mortgage with Skipton Building Society. Is it case that being on the Skipton Building Society conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the Skipton Building Society Conveyancing Panel Terms. It might be worth you contacting Skipton Building Society directly.
My existing mortgage is with Skipton Building Society. My uncle retired last week and wants to pay off the mortgage left on the property. After Skipton Building Society is paid, I want to transfer the property to my mother's name; How long will it roughly take? Do we need two separate solicitors on the Skipton Building Society conveyancing panel? I do not intend to live at the property once the Skipton Building Society mortgage is discharged.
Although you do need to retain the services of a lawyer they dont need to be on the Skipton Building Society panel. You will need a solicitor to draw up the transfer and to deal with the Land Registry formalities. The only thing you need to consider is that by selling at an undervalue so ask your lawyer about the implications. There could be an inheritance tax issue if you die within 7 years of this. There's no capital gains tax for you as it is your main residence.
It is not clear whether my mortgage offer requires a lease extension . I have called Skipton Building Society on various occasions and told it wasn't a problem and they would lend. My solicitor - who is on the Skipton Building Society conveyancing panel- telephoned and was told not they would not lend in accordance with their CML Handbook minimum lease term requirements. Who do I believe?
Your lawyer has to follow the CML Handbook Part 2 requirements for Skipton Building Society. Unless your lawyer obtains specific confirmation in writing that Skipton Building Society will go ahead your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask Skipton Building Society to contact your lawyer in writing confirming that they will accept the remaining number of years left on the lease.
After shopping around on the internet I have found a solicitor having checked that they are on the Skipton Building Society conveyancing panel. Does my lawyer arrange the survey of the property? Or I've read lots of mortgage guides,I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my solicitor - who is on the Skipton Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. Is that normal?
Skipton Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Skipton Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller. or Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by postcode. As you are getting a mortgage with Skipton Building Society you could contact your them to see if they have a list of approved surveyors.